Fold: Earn and buy bitcoin

1.59K reviews
Content rating
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About this app

Fold is your one stop shop for building bitcoin wealth.

Get bitcoin back on your everyday purchases. Earn bitcoin rewards on every purchase you make with the free Fold Visa Debit Card.

Buy bitcoin at tight spreads and earn bitcoin rewards when you do.

Buy prepaid gift cards from our Shop with your Fold Card and earn up to 20% back in bitcoin instantly, plus earn bitcoin rewards for every gift card purchase regardless of payment method. Pay with your Fold Card for maximum rewards, or use your Lightning wallet or credit card.

Upgrade your Fold Card to the Spin+ membership and maximize your bitcoin rewards:
- Automatic 1% back on all Fold Card purchases
- Buy bitcoin with no fees
- No International or ATM fees
- Maximum bitcoin rewards on gift card purchases
- Chance to win a whole bitcoin every day

Fold supports and encourages self-custody of your bitcoin. Not your keys, not your coins! Initiate a withdrawal at any time and receive your bitcoin immediately with no fees.
Updated on
Feb 1, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.56K reviews
Ashton Ashton
October 6, 2023
Service worked great, until it didn't. My account was suddenly frozen with a substantial balance in it, and when I emailed support they said I needed more documents to verify my bank account, alright fine. I submitted the documents and have not gotten a response since. It's been more than 3 weeks since my money was frozen in that account. I can't even login to the app, getting a "try again later" message. If this situation was resolved I would be happy to change this review!
18 people found this review helpful
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Sage T Scippio
October 13, 2023
Very poor in-app options, & the app isn't really clear about functions, always crashing, the block-game is broken. I signed up for the BLACK-💳(Spin+ 💳🙄)& was sent the basic gold card! NOW, I've been trying to get the upgraded FOLD+💳, but there's no way to do so in the app!? UMM, DO BETTER @FOLD CAN FIX the many issues!? YOUR LITTLE "Block-Chain GAME" DOESNT WORK, ever! It just FREEZES when you click the "play" button! UPGRADE MY CARD BEFORE I DELETE THE APP AND distance myself from this!
7 people found this review helpful
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Xavier Ryan
January 20, 2024
The app is janky AF. Also, unless you spend s LOT every month on some category of merchant and/or specific merchant that fold gives rewards above and beyond the basic free version rewards for, it's nearly impossible to figure out if it's worth it for you to upgrade to paid (spin+). The documentation has information scattered all over the place and seems to contradict itself, though by the time I find something that seems to contradict something else I'm already so confused I can't be sure.
1 person found this review helpful
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Fold, Inc.
January 31, 2024
Ouch, we never want our users to find the app "janky" or confusing. It's clear we need to improve our communication around the rewards, especially regarding the Spin+ tier. Your feedback is essential in helping us do better. We'd love the opportunity to clarify anything and help determine if upgrading makes sense for you:

What's new

Good news, everyone!
We squashed some bugs and improved overall app performance.

Happy Stacking,
-The Fold Team