Fold: Earn and buy bitcoin

Fold, Inc.

About this app

Fold is your one stop shop for building bitcoin wealth.

EARN BITCOIN
Get bitcoin back on your everyday purchases. Earn bitcoin rewards on every purchase you make with the free Fold Visa Debit Card.

BUY BITCOIN
Buy bitcoin at tight spreads and earn bitcoin rewards when you do.

GIFT CARD REWARDS
Buy prepaid gift cards from our Shop with your Fold Card and earn up to 20% back in bitcoin instantly, plus earn bitcoin rewards for every gift card purchase regardless of payment method. Pay with your Fold Card for maximum rewards, or use your Lightning wallet or credit card.

PREMIUM SPIN+ TIER
Upgrade your Fold Card to the Spin+ membership and maximize your bitcoin rewards:
- Automatic 1% back on all Fold Card purchases
- Buy bitcoin with no fees
- No International or ATM fees
- Maximum bitcoin rewards on gift card purchases
- Chance to win a whole bitcoin every day

FREE INSTANT WITHDRAWALS
Fold supports and encourages self-custody of your bitcoin. Not your keys, not your coins! Initiate a withdrawal at any time and receive your bitcoin immediately with no fees.

Ratings and reviews

Previously I had rated this one star because I would get an unspecified error when attempting to sign up and my support request was not helpful. As it turns out, Fold just wasn't accepting my Gmail address for some reason. I eventually tried again with my Hotmail account and it worked immediately. Slightly frustrating. The app itself, however, works great! One thing I suggest is that users join their Discord, Matt and others are always active and helpful!

App is getting better, still a little glitchy. Transfers via bank take forever. Instant has been promised for a long time, but no way to avoid a fee yet. Overall the concept was better until they made all the cards you actually want to use restricted to spin plus(Amazon, home depot, etc). The math just doesn't work to pay for that feature. I will track for a few more months, but you are probably better off with a consistent 1.5% on a normal credit card and go buy btc.

I have used Fold for about 2 years and have seen the decline of the rewards system. Being a Fold+ member during that time did make sense but I will not renew. The reward system now in place is not worth the fee paid to be a member. The app itself is still glitchy at times and can take minutes to load on some days. Then after spinning, it may not update with results for a few minutes and that can cause confusion with the logic on the app. At least you can still buy a few gift cards.

What's new

Good news, everyone!
We squashed some bugs and improved overall app performance.

Happy Stacking,
-The Fold Team