GO2bank: Mobile banking

61.8K reviews
Content rating
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About this app

GO2bank™ is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit.
The ultimate in value and convenience:
• No monthly fees with eligible direct deposit, otherwise $5 per month¹
• No hidden fees²
• Overdraft protection up to $200, with opt-in and eligible directs³
• Get your pay up to 2 days early with direct deposit⁶
• Free nationwide ATM network⁷
• Earn well over the national savings rate average¹¹

Your GO2 for better credit:
• Build or repair your credit over time with the GO2bank Secured Visa® Credit Card⁴ ⁵
• Raise your credit scores instantly and get your FICO® score for free¹³

Keep your money safe:
• Member FDIC bank and a brand of Green Dot Corporation⁹
• Lock and unlock your card with a tap of the app⁸
• Receive fraud alerts when we see something suspicious¹⁰

Download the app to open an account or visit GO2bank.com to learn more.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

See Deposit Account Agreement at GO2bank.com/daa for fees, terms and conditions.

1. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month.

2. See our simple fees chart at GO2bank.com.

3. Fees, terms and conditions apply.

4. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees may apply.

5. Annual Percentage Rate is 22.99% and is accurate as of 11/1/2022. For additional information about Annual Percentage Rates, fees and other costs, see GO2bank Secured Credit Cardholder Agreement and Security Agreement at GO2bank.com.

6. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.

7. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.

8. Previously authorized transactions and deposits/transfers to your account will function with a locked card.

9. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

10. Message and data rates apply.

11. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. APY may change before or after you open an account.

12. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures.

13. Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - https://www.go2bank.com/techprivacy
Updated on
Jan 26, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
Data can’t be deleted
61.8K reviews
Megan Crapps
August 11, 2022
This bank account was at one time a great one to use. I had no issues at first but now it seems as though there is a problem every time I get a large deposit (every three months) . The problems have ranged from unauthorized purchases , charges posting more than once on my account, lost cards being delivered etc. I'm tired of having to worry of my money is safe and my bank is trust worthy. I'm sick of filing for disputes and losing money I have to track down to find and get back . Unacceptable!
807 people found this review helpful
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Green Dot
August 11, 2022
Hello, we're sorry to hear about this. It's not the experience we want you to have. We'd like to learn more about your concerns and review your account. Please contact our customer support at (855) 459-1334 or send us a message on one of our social media platforms. -ET
Daniel Allen
July 24, 2022
This has been a really good card when compared to others like it. The only thing that needs a little work is the time it takes to update your balance in the app after you've added money on it. I've waited over 30 mins before to make sure it was there before paying a bill. Which normally isn't a big deal but the bill needed to be paid before the place closed and I almost missed paying it waiting on the app to show I had the money.
597 people found this review helpful
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Green Dot
July 25, 2022
Hi Daniel, thanks for your rating, and we understand how important to pay your bill on time. At most retailers, your cash will typically be available on the account within 10-15 minutes for your use. Some retailers may take up to one hour. -AT
Fox Acid
March 30, 2021
Everyone should try this app if they're looking for a mobile checking and savings account rolled into a simple app. Once you get a couple of direct deposits totaling over 400 dollars in a 1 month period, the app will allow you to apply for a secured credit builder card. It really comes in handy when renting cars and making big purchases. You can also lock and unlock both the debit and secured credit building card when not in use all from one app. All in all this is a useful financial tool.
188 people found this review helpful
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Green Dot
March 30, 2021
Hi Fox, Thank you so much for your review. Please continue to enjoy your GO2bank account and all the features.

What's new

We've zapped some more bugs in this latest release, so be sure to download the latest version of the app.