1% Club

1% Club - Helping you achieve financial freedom

About this app

Becoming financially independent is not for everyone. But if you’re serious about your money, you’ve found your app.

Welcome to the 1% Club.

It is India's ONLY app that will help you become Financially Independent.
Whether you’re a first-time investor or planning early retirement, we give you the right tools you need:
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Academy – Learn Finance from THE BEST in India

Why learn from random blogs when you can learn from India’s most loved finance creators and experts?

Retire Early (FIRE) blueprint by Sharan Hegde.

Stock Market Mastery by Shashank Udupa.

Credit Card Hacks that save lakhs by Aly Hajiani

Smart Insurance Planning by Abhishek Singh

Tax Planning Hacks that your CA doesn’t want you to know by CA Nitesh

Real estate, Car buying hacks & more.

Crash course your money in just 2 hours with our masterclasses. Or binge live sessions + recordings at your pace.

From Mutual funds to Stocks, Insurance to Tax, Credit Cards to wealth — this is the Netflix of finance learning.
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Invest – Mutual Funds, FDs & (Soon) Stocks

Investing shouldn’t need 10 different apps. We built it all in one place.
Direct Mutual Funds – Zero commission, start at ₹100. All Top AMCs – ICICI, HDFC, SBI, Axis, Motilal Oswal Mutual Fund & more.

Fixed Deposits – Open FDs with RBI-regulated banks: Suryoday SFB, Utkarsh SFB, Slice, Shivalik, South Indian Bank. All FDs are insured up to ₹5 lakh by DICGC.

Stocks (coming soon) — open a Demat account and invest in listed companies, all inside 1% Club.
Track and manage everything in your portfolio.
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Insights – Know your FIRE status (Coming Soon)
Your money. All in one dashboard.

Connect bank accounts, credit cards, mutual funds, and insurance.

Track every rupee — savings, spending, investments.

Get insights into tax, credit card usage, personal finance & investing goals.

See your path to financial independence clearly.
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Advisory – Experts you can trust

Ever wished you had a Personal CFO?
Now you do. Talk to SEBI-registered financial advisors who guide you on everything — personal finance, investing, insurance, tax, and credit cards.

Insurance with Pillow: unbiased health & term insurance recommendations & reviews.

Credit card strategies: maximise your credit card points, convert to airmiles, save lakhs.

Personal CFO: get a money manager for your life.

No sales, no bias. Just expert financial planning.
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Only Finance – Community reimagined

Until now, you could only like, share, and scroll.
Now you can ask questions. Get answers directly from the mentors you admire.

Your favourite finance experts, now in the same room as you.
Early access to hacks, ideas & content.
This is your private club for all money conversations.
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Store – Save More Everyday
Why pay full price when you can hack your spending?
400+ brands with discounts & gift cards.

Discounts even when brands don’t run offers.
From Zomato to Amazon, Starbucks to Westside — save on the things you already buy.
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The result?
You get closer to your financial independence number every single day.
Money isn’t boring here.

It’s fun. It’s smart. It’s for the 1% mindset.

Built for India. Backed by trusted partners.
Welcome again to the 1% Club

Ratings and reviews

For Beginner 1% Club very helpful in understanding personal finance. While you still need to invest some time and effort to learn, you can do it at your own pace and convenience. The platform provides great tools and guidance for financial planning, credit cards, tax planning, and budgeting. The concepts are explained in a simple and practical way, making them easy to apply in real life. Overall, it has helped me make better financial decisions and save a significant amount of money.

The app is very helpful as it has concepts covered frok basics and makes you understand all your finances first and then also helps invest in readymade diversified funds for you with its new FIRE basket. It is really good for anyway who wishes to learn and understand their finances well. You have to actually be eager and go through the modules thoroughly to understand the brilliance of the kmowledge they have provided.

The 1% Club app completely changed how I look at my money. The masterclasses and academy modules are structured so cleanly that even an absolute beginner can understand complex investing concepts. I love the dashboard feature that lets me track my spending, investments, and progress toward my financial goals all in one spot. Plus, being part of an active community where you can bounce questions off financial mentors is worth the membership price alone.

What’s new

Here’s the latest update - just like a good cup of coffee, it’s smooth and keeps things running! We’ve squashed some bugs and boosted the app’s stability. Update now and feel the difference!