1% Club

1% Club - Helping you achieve financial freedom

About this app

Becoming financially independent is not for everyone. But if you’re serious about your money, you’ve found your app.

Welcome to the 1% Club.

It is India's ONLY app that will help you become Financially Independent.
Whether you’re a first-time investor or planning early retirement, we give you the right tools you need:
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Academy – Learn Finance from THE BEST in India

Why learn from random blogs when you can learn from India’s most loved finance creators and experts?

Retire Early (FIRE) blueprint by Sharan Hegde.

Stock Market Mastery by Shashank Udupa.

Credit Card Hacks that save lakhs by Aly Hajiani

Smart Insurance Planning by Abhishek Singh

Tax Planning Hacks that your CA doesn’t want you to know by CA Nitesh

Real estate, Car buying hacks & more.

Crash course your money in just 2 hours with our masterclasses. Or binge live sessions + recordings at your pace.

From Mutual funds to Stocks, Insurance to Tax, Credit Cards to wealth — this is the Netflix of finance learning.
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Invest – Mutual Funds, FDs & (Soon) Stocks

Investing shouldn’t need 10 different apps. We built it all in one place.
Direct Mutual Funds – Zero commission, start at ₹100. All Top AMCs – ICICI, HDFC, SBI, Axis, Motilal Oswal Mutual Fund & more.

Fixed Deposits – Open FDs with RBI-regulated banks: Suryoday SFB, Utkarsh SFB, Slice, Shivalik, South Indian Bank. All FDs are insured up to ₹5 lakh by DICGC.

Stocks (coming soon) — open a Demat account and invest in listed companies, all inside 1% Club.
Track and manage everything in your portfolio.
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Insights – Know your FIRE status (Coming Soon)
Your money. All in one dashboard.

Connect bank accounts, credit cards, mutual funds, and insurance.

Track every rupee — savings, spending, investments.

Get insights into tax, credit card usage, personal finance & investing goals.

See your path to financial independence clearly.
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Advisory – Experts you can trust

Ever wished you had a Personal CFO?
Now you do. Talk to SEBI-registered financial advisors who guide you on everything — personal finance, investing, insurance, tax, and credit cards.

Insurance with Pillow: unbiased health & term insurance recommendations & reviews.

Credit card strategies: maximise your credit card points, convert to airmiles, save lakhs.

Personal CFO: get a money manager for your life.

No sales, no bias. Just expert financial planning.
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Only Finance – Community reimagined

Until now, you could only like, share, and scroll.
Now you can ask questions. Get answers directly from the mentors you admire.

Your favourite finance experts, now in the same room as you.
Early access to hacks, ideas & content.
This is your private club for all money conversations.
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Store – Save More Everyday
Why pay full price when you can hack your spending?
400+ brands with discounts & gift cards.

Discounts even when brands don’t run offers.
From Zomato to Amazon, Starbucks to Westside — save on the things you already buy.
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The result?
You get closer to your financial independence number every single day.
Money isn’t boring here.

It’s fun. It’s smart. It’s for the 1% mindset.

Built for India. Backed by trusted partners.
Welcome again to the 1% Club

Ratings and reviews

The text in the feed is too small to read. Even after increasing the font size in my phone settings, the font size in this app feed remains the same which seems like a bug. All other apps respect the font settings of the phone settings. Please provide an option to increase font size of the finance feed to make it easy to read.

After the update, it doesn't let me login without furnishing PAN details to fetch my investments. I want to manage my investments separately. Change of terms? Previously, I bought into the LifeTime membership after a Credit Card masterclass. It was promised there was a refund for the membership 'no questions asked' during the first few days. However, after payment, I found out that the user has to complete a set of courses before asking for refund. Is this how 'No Questions Asked' works?

Unable to log into the app without submitting my Aadhar and PAN details. I don't wish to manage my personal finance via the App, I just wish to watch the Videos. why has it become necessary to submit such confidential details of myself just to merely log in? Very inefficient.

What’s new

What's new

Say hello to AI on Home
Your new finance buddy is here. Ask anything about your money, your spending, your investments, and get real answers.

Introducing Baskets
A brand new way to invest in mutual funds. Curated, simple, and built to grow with you. Pick a basket, set a SIP, and you're off.

Membership, reimagined
A new look, a new feel. Go monthly, go annual, the choice is yours.

Plus a smoother, faster, more delightful app all around.

Update and explore.