FTcredit

LUMORAEDGELTD

About this app

FTcredit – Digital Personal Loan in Nigeria
FTcredit is a digital personal loan app designed to help Nigerians access short-term funds for everyday needs.
With a fast and fully paperless process, eligible users can apply for a loan, complete verification, and receive approved funds directly into their Nigerian bank account using their mobile phone.

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📌 Loan Product Details
- Loan Amount: ₦1,000 – ₦100,000
- Loan Tenure: 91 – 365 days
- Daily Interest Rate: 0.05%
- Maximum Annual Percentage Rate (APR): 18.25% (calculated over 365 days)
The final loan amount, tenure, and applicable interest rate depend on your eligibility and risk assessment.

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📊 Loan Example
If you borrow ₦50,000 for 128 days at an annual interest rate of 18.25%:
- Interest = ₦50,000 × 0.05% × 128 = ₦3,200.00
- Total Repayment Amount = ₦50,000 + ₦3,200.00 = ₦53,200.00
APR Calculation:
(₦53,200 − ₦50,000) ÷ ₦50,000 ÷ 128 × 365 = 18.25%

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⭐ Why Choose FTcredit?
✅ Fast and easy loan application
✅ Transparent pricing – view repayment details before confirmation
✅ 100% online and paperless process
✅ Strong focus on data security and user privacy
✅ Borrow responsibly and repay on time

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👤 Eligibility Requirements
To apply for a loan on FTcredit, you must:
- Be 18 years or older
- Have a valid Nigerian bank account
- Provide required information for identity verification and credit assessment

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🏢 Company Information & Customer Support
Company Name: LUMORA EDGE LTD
Office Address:
33, Shola Martins Street, New Oko Oba,
Abule Egba Bus Stop, Off Abeokuta Expressway,
Lagos State, Nigeria
📞 Phone: [phone]
📧 Email: [e-mail]

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⚠️ Important Notice
FTcredit promotes responsible borrowing. Please borrow only what you can afford to repay.
We comply with applicable Nigerian financial regulations and are committed to protecting your personal data in accordance with our privacy policy.

What’s new

Fix known issues