PUMB－Mobile Banking App

ПУМБ

About this app

🏆 PUMB – Mobile Banking Services! 🏆

PUMB is your go-to online banking solution with a wide range of financial services. With the PUMB banking app, you can easily access your bank from your phone — open accounts, transfer money, exchange currency, earn cashback, apply for credit online — all in one banking app.

💳 Free Account Opening & Management – Your Online Banking Solution

💰Money Transfers

Transfer money from your "vseKARTA" and "vseMOZHU Online" cards using personal funds to other bank cards in hryvnia without any fees, using online banking app.

🏠 Bills and Payments at PUMB Bank

Enjoy seamless mobile banking: pay utility bills, internet, and IBAN transfers.

🚀 Apply for a Credit Online – No Bank Visit Needed

Need credit fast? Apply for a credit online in minutes — no paperwork, no branch visit. Get up to UAH 500,000 with a 62-day grace period. The maximum loan amount is UAH 500,000. The actual annual interest rate is up to 83.25% per annum. The loan term is up to 24 months. The commission ranges from 1.99% to 2.99%. Details are available in the PUMB app.

🏦 Save with MoneyBox in the PUMB mobile banking app

Interest rate on the balance of funds in the card account is 5% per annum.

💵 Flexible Payments

Pay in Installments with service Splachuite chastynamy with the first payment due in a month. The maximum amount is UAH 500,000, the actual annual interest rate is up to 48.31%, and the maximum term is 24 months. No down payment is required. No overpayments for the term from the store.

🌍 Get International Money Transfers

💱 Buy & Exchange Currency Online

Get bonus 200 UAH: to participate in the promotion, open your first card in the PUMB app and make one payment with it for an amount of UAH 100 or more. The promotion runs from 01.09 to 30.09.2026, throughout Ukraine, including areas under Ukrainian control and not occupied, as well as outside Ukraine. Details about the terms and conditions of the promotion are available at pumb.ua in the “About the Bank/Promotions” section.
Offer from ecoflowukraine.com: The maximum amount is UAH 500,000, the actual annual interest rate is up to 48.31%, and the maximum term is 24 months. No down payment is required. No overpayments for the term from the store.
This offer is valid from 07.09 to 31.10.2026, on the ecoflowukraine.com website. Check with the seller for a list of items covered by this offer. The payment amount for the billing period is determined by the terms of the contract.
Offer from Dnipro-M: The maximum amount is UAH 500,000, the actual annual interest rate is up to 48.31%, and the maximum term is 24 months. No down payment is required. No overpayments for the term from the store.
This offer is valid 07.09 to 31.10.2026, at Dnipro-M showrooms, in the app, and on the website dnipro-m.ua. Visit dnipro-m.ua for a list of products and the addresses of stores participating in this promotion. The payment amount for the billing period is determined by the terms of the contract.
vseMOZHU Online credit card. The maximum loan amount is UAH 500,000. The interest rate is 2.99% per month after the end of the grace period. The actual annual interest rate is up to 44.28%. The loan term is 240 months with automatic renewal for the same term.

The credit limit is set by the banks decision.

Cashback categories are determined individually for each participant and may vary from month to month. To receive cashback from the bank, connect the required categories in the PUMB app before making a payment. To receive cashback from partners, connect the required partner in the PUMB app before making a payment. Detailed terms, restrictions, and exceptions for cashback accrual are available on the PUMB website in the cashback section (pumb.ua/cashback) and in the PUMB app in the Benefits section.

The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.

Ratings and reviews

The app has a bug that doesn't allow you to withdraw your cashback.

App always have different issues, but core features are working fine. For now I can't turn off "transfer via phone" setting. I never even turned it on! I don't want other people to know my phone number. Second issue with notifications, there are lots of spam notifications from the app I don't want to see. I want to use only notifications about account and card transactions, and I only left them in the settings, but I still receive a lot of spam.

0. they collect your clipboard data 1. more and more app permissions. 2. You will get ONLY 12 months history of payments. With bugs in statements- some operations are missing 3. They do hide some cancelled operations. So you'll not be able to analyse and control well payments. And app will not notify if operation was cancelled. 4. It has limited search in payments functionality and it is not possible to create reports for periods, only by 1 month.

What’s new

The leaves are falling, but your money at PUMB is looking up.
On the Currency exchange screen, you can now learn how to withdraw foreign currency at a branch without a fee.
New payment purposes are also available for international SWIFT transfers. You can now pay rent from foreign currency accounts, and pay for goods, work, and services from either foreign currency or hryvnia accounts.
Traveling abroad? Get travel insurance in the PUMB app.
Open the app to learn more about the new options.