PUMB－Mobile Banking App

ПУМБ

About this app

🏆 PUMB – Mobile Banking Services! 🏆

PUMB is your go-to online banking solution with a wide range of financial services. With the PUMB banking app, you can easily access mobile banking from your phone — open accounts, transfer money, exchange currency, earn cashback, apply for credit online, and shop in installments — all in one banking app.



💳 Free Account Opening & Easy Management – Your Online Banking Solution

Open a card for free directly in the PUMB app. Make payments, transfer money, and track spending!

💰 Easy Money Transfers

Transfer money from your "vseKARTA" and "vseMOZHU Online" cards using personal funds to other bank cards in hryvnia without any fees, using online banking app.

🚀 Apply for a Credit Online – No Bank Visit Needed

Need credit fast? Apply for a credit online in minutes — no paperwork, no branch visit. Get up to UAH 500,000 with a 62-day grace period. The maximum loan amount is UAH 500,000. The actual annual interest rate is up to 83.25% per annum. The loan term is up to 24 months. The commission ranges from 1.99% to 2.99%. Details are available in the PUMB app.

💵 Pay in Installments with service Splachuite chastynamy with the first payment due in a month. The maximum amount is UAH 500,000, the actual annual interest rate is up to 48.31%, and the maximum term is 24 months. No down payment is required. No overpayments for the term from the store.

🏠 Enjoy seamless mobile banking: pay utility bills, internet, and IBAN transfers. Looking for the most convenient banking app? PUMB has you covered.

🌍 Get international money transfers WesternUnion, Payoneer, Ria, and MoneyGram with no fees in the banking app.

🏦 Open deposits directly in the PUMB mobile banking app. Save with MoneyBox: Interest rate on the balance of funds in the card account is 5% per annum — useful for any purpose.

💱 Buy & Exchange Currency Online in the banking app.

📱 Contactless Payments with Google Pay.

🌟 Receive payments from the state under the eVidnovlennia and ePidtrymka programs through the bank app.

✨ PUMB – Smarter Banking at Your Fingertips! ✨

Transfer money, apply for credit online, save money and enjoy a better online banking experience — all in one mobile banking app.



vseMOZHU Online credit card. The maximum loan amount is UAH 500,000. The interest rate is 2.99% per month after the end of the grace period. The actual annual interest rate is up to 44.28%. The loan term is 240 months with automatic renewal for the same term.

The credit limit is set by the banks decision.

Cashback categories are determined individually for each participant and may vary from month to month. To receive cashback from the bank, connect the required categories in the PUMB app before making a payment. To receive cashback from partners, connect the required partner in the PUMB app before making a payment. Detailed terms, restrictions, and exceptions for cashback accrual are available on the PUMB website in the cashback section (pumb.ua/cashback) and in the PUMB app in the Benefits section.

Get bonus 200 UAH: to participate in the promotion, open your first card in the PUMB app and make one payment with it for an amount of UAH 100 or more. The promotion runs from 02.03 to 31.03.2026, throughout Ukraine, including areas under Ukrainian control and not occupied, as well as outside Ukraine. Details about the terms and conditions of the promotion are available at pumb.ua in the “About the Bank/Promotions” section.

The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.

Ratings and reviews

App always have different issues, but core features are working fine. For now I can't turn off "transfer via phone" setting. I never even turned it on! I don't want other people to know my phone number. Second issue with notifications, there are lots of spam notifications from the app I don't want to see. I want to use only notifications about account and card transactions, and I only left them in the settings, but I still receive a lot of spam.

Useful tools for Business management 🌍🤩👍

In the last version, you forced users to use a much weaker 5-digit numeric PIN instead of a strong long alphanumeric password. Why? Banking identification by face or fingerprint is a very bad idea in a country where anyone can pick up your phone at any time after you've come under shelling. In fact, you are facilitating an unauthorized money transfer. Why?

What’s new

Too busy to analyze your expenses? Financial tips do the work for you. It’s a new feature we love for its clarity and simplicity.

See where you’ve saved money or spent more, and view your favorite categories and stores.

Update the app and find your tips in the Finances section.