Gerald - Cash Advance

Gerald Technologies, Inc.

About this app

Experience the power of smart shopping and instant financial flexibility. Use your approved advance to buy household essentials and everyday items from Gerald’s Cornerstore. With no credit checks, interest, or hidden fees—and the added benefit of a Free Cash Advance transfer—Gerald makes it easy to get what you need, exactly when you need it.

POPULAR FEATURES:

Buy Now, Pay Later (BNPL) with Advance

- Running low on cash? Use our Buy Now, Pay Later feature to shop a wide range of products from Gerald’s Cornerstore, whether it's everyday essentials, personal items, or even a mobile phone plan. A better alternative to traditional Buy Now Pay Later apps, it allows you to make important purchases without the burden of upfront costs.

Instant FREE Cash Advance Transfer

-Access a quick cash advance that you can transfer directly to your bank account, ideal for added flexibility and financial peace of mind. Get help when you need it—without interest rates, fees, credit checks, or subscriptions.

*CASH ADVANCE TRANSFER IS ONLY AVAILABLE TO CUSTOMERS WHO PURCHASE ITEMS USING A PORTION OF THEIR ADVANCE FROM GERALD’S CORNERSTORE AND MEET THE REQUIRED MINIMUM ADVANCE SPEND THRESHOLD. INSTANT TRANSFER IS ONLY SUPPORTED FOR ELIGIBLE BANKS.

Store Rewards

- Earn rewards to spend on Gerald's e-store, Cornerstore! Pay your advance on time and get a percentage back as a reward for future purchases. Best of all, store rewards don’t need to be paid back!

Play To Earn

- Turn free time into reward time! Play fun games, Collect points, and redeem them for Gerald’s Store Rewards to fund a future purchase.

WHY CHOOSE GERALD?

Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.

Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.

LEGAL DISCLOSURE

Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements.

(*) Get advances from $40 to $200 with no mandatory minimum or maximum repayment period, and absolutely no interest or APR (0% APR). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use.

EXAMPLE SCENARIO

If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan. Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.

(*) Not all users will qualify. Subject to approval policies.

PRIVACY: https://joingerald.com/legal/privacy
TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use

Gerald is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Experian Credit Check, Credit One, Credit Strong, Intuit Credit Karma, Albert, Earnin, Dave Bank, Brigit, Chime, Klover, loan apps, Money Lion, FloatMe Cash Advance, Empower, Cash Advance, Vola, Grid Money, Venmo, Beem, Line Credit, Rocket Money, Possible Finance, CashNetUSA, Rain Cash Advance, Branch paycheck loans, Grant Cash Advance, or Cleo payday credit loans app.

Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.

Ratings and reviews

Intentionally misleading. Who in their right mind would be looking to shop for miscellaneous items (that never arrive btw) when they are actively seeking money for bills? Furthermore, what makes you think I want to use most of the "advance" you lied about to buy things I didn't ask for? At least offer an option where users can bypass the purchase requirement for a fee, which makes money while also saving product. You'd think an entire team of developers would be smart enough to figure that out.

they force you to spend 80% of the advance on their store and the shipping costs are egregious. I took a $70 advance and had $15 left after everything. on top of that the order I put in for their overpriced store has been "processing" for 2 weeks and support has been unresponsive. whatever you do, do not use this awful app.

Rip off/scam. You will be approved for a small amount that the majority of has to be used to purchase junk items from China. A large part of the purchase is shipping costs. Then, the cash that you need will not be deposited until the next business day. You will go through the process because you're probably desperate for some gas money or food. They won't let you cancel the order even if you email support immediately. I didn't bother to request the $20 because it was going to take too long.

What’s new

FAST CASH, BNPL & APP UPDATES
We update Gerald regularly to make shopping, funding, and cash advances faster and smoother.

• Buy Now, Pay Later: Improved shopping experience in the Gerald store.
• Cash Advances: Faster limit checks for eligible advance amounts.
• Free Instant Transfers: Updates to help eligible users access funds at no cost.
• Bank Connections: Improved stability and security.

Update now for the latest Gerald improvements.