Gerald: Cash Advance App

3.27K reviews
Content rating
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About this app

Say goodbye to overpriced household essentials. With Gerald, you can shop smart and save more on everyday items, all from an easy-to-use app. Get a cash advance, auto-buy essentials, cover expenses and more. Best of all, there are no credit checks, no interest and no hidden fees.


Instant Cash Advance
- Get a quick cash advance for in-app household purchases, phone plan payments, emergencies, bills and more. Get help when you need it without interest rates, hidden fees or credit checks, and no subscriptions.

*Instant transfers are offered to prior customers who repay their advance on time. New users can activate instant transfers if their bank is eligible and if they earn enough points to be used toward activating instant transfers.

Buy Now Pay Later
- Running low on cash? You can use a Shop Now Pay Later advance toward essential household items on Gerald’s store or a mobile phone plan purchase. A better alternative to traditional buy now pay later apps!

Mobile Phone Plan Advance
- Gerald makes paying for your cell phone plan a breeze. Choose your mobile plan and utilize Shop Now Pay Later to get reliable service without the upfront costs. Users can keep their existing phone numbers. Gerald’s Cranberry Mobile is powered by T-Mobile.

Store Rewards
- Earn money to spend on Gerald's e-store, Cornerstore. Store rewards are given to users who paid their advance on or by their payment date. Get a percentage of that payment back as a reward to use on household essentials and future purchases! Want to hear the best part? Store rewards do not need to be paid back!

Play To Earn
- Turn free time into reward time! Play fun games, complete simple in-app tasks and more to earn coins. Collect points and redeem them for Gerald’s Store Rewards to fund a future purchase.

Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.

Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.

Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements.

(*)Repayment between 3 days and 3 weeks or upon your payday. No interest rate or APR (0% APR or interest). For more information please see Gerald's terms and use:
Gerald is not affiliated with loan apps, money apps, or any similar apps.

If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan (i.e. Cranberry Mobile). Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.

(**) Not all users will qualify. Subject to approval policies.







Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.
Updated on
May 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Messages, App activity, and Device or other IDs
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.21K reviews
January 28, 2024
Be very wary spending anytime on this app!!!! They say you can earn an advance by playing games. So I did, thinking it was all good. Then after a nightmare linking accounts, they say that advance can only be accessed by paying a membership fee. The fee is 10 bucks and you can earn a 5 dollar advance which they expect you to pay back... Absolutely one of the biggest ponzi scheme apps I've ever seen. If I could go 0 stars I would.
121 people found this review helpful
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Gerald Technologies, Inc.
January 29, 2024
Hi Jerome, we sincerely apologize for the inconvenience. Please email us at with the subject "Attention Customer Support" so we can further assist. Thank you!
Wanda Burley
October 31, 2023
I just tried to apply for a small advance. It approved me for $60. Which was fine. But, then it ask to pick a plan. If I chose to pay $9.99 membership fee. I get the full benefits. If I chose NOT to pay the $9.99 fee. I can ONLY use the advance on Amazon.. And then, they want you to pay the $9.99 fee BEFORE you get the advance.. The purpose of me asking for the advance is because I ran out of funds.. This is defeating the purpose.. RIDICULOUS.. Don't waste your time..
319 people found this review helpful
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Gerald Technologies, Inc.
November 13, 2023
Hi there, we sincerely apologize for the inconvenience. Cash advances are part of the features when your account is in the Premium plan. If you wish to stay as a Free Plan user, you can utilize the granted advance on Amazon. Please contact us at so we can further assist. Thank you!
Andrea Tassi
October 2, 2022
COMPLETE SCAM!! Downloaded it to do cash advance. Connected to my bank account like most advance apps require, but then it mentioned direct deposit. I DO NOT want my paycheck being directed to some app I know nothing about. But there was no option to even get to the homepage of the app once I connected my bank. It just gave an error message. Contacted customer service and they were absolutely no help. So you sign up, they take your money and don't even give you the option to close your account
282 people found this review helpful
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Gerald Technologies, Inc.
November 29, 2022
Hi Andrea, We would like to chat with you with regard to your experience with us. Can you send us an email with the subject: "ATTN CUSTOMER SUPPORT" and also provide us the customer name you used in the Play Store when writing a review at so that we can assist you? Thank you.

What's new

Hello there,
We have released a new update for the Gerald app that includes bug fixes and performance improvements to ensure a seamless user experience. Please update the app to the latest version to take advantage of these enhancements.
Thank you for choosing the Gerald Wallet app, and we appreciate your continued support.