Stream (formerly Wagestream)

Stream Platforms Ltd

About this app

Stream is an easy-to-use financial benefits app that helps you to save, budget, borrow and get paid when you choose. If your employer has partnered with Stream, you can download the app and activate your free membership in minutes, allowing you to:

- Choose when you get paid
- Check your shifts and earnings in real time
- Save into an easy-access account with a market-leading interest rate
- Track all your spending across bank accounts in one place
- Get exclusive discounts from 100s of your favourite brands
- Access affordable loans, repaid from salary
- Check what government benefits you are entitled to
- Get personalised support from an AI money coach

Representative Loan Example

If the Loans product is offered as part of your employer benefits and you qualify for it:

- Loan amount: £3,000
- Term: 3 years (36 months)
- Monthly repayment: £109.06
- Representative APR: 12.9% (fixed)
- Total repayable: £3,598.86
- Interest payable: £598.86

Repayment terms range from 1 year to 5 years.
The maximum APR offered is 19.9%.
The rate you receive will depend on your individual circumstances.

Loans are provided by Stream Financial Services Ltd, authorised and regulated by the Financial Conduct Authority (FRN 902046).

Availability depends on your employer’s participation and your eligibility.

Ratings and reviews

Works alright most of the time, but there are times when shifts/weeks will disappear. I did rate it lower for this reason but after their team investigated it was resolved, so I'll update my rating. The option to get through to the help chat screen could be a little clearer though, I had to ask around at work if anyone knew where it was, but otherwise a useful app for when you need it

One of the best apps I've used for wages and work. I'm glad that my company uses it. It shows your daily earnings, shows you when your next payday is, you can take out money in advance if needed. I use the Savings tab also as the interest rate has been great so far and it gives you your interest daily/often unlike in my current bank account

when app was Wagestream, it worked fine, recording shift the next day, and recording monthly in the correct place. then it updated on the 19th of the month, resetting monthly tracking from 19th to 19th, even though I get paid end of the month. now however, it has gotten worse. it says my last shift was on the 19th December, despite me getting push notifications of shifts after that, and having those January shifts on the app, it back pedal and took them all away.