Stream - Workplace Finance

Stream Platforms Ltd

About this app

Stream is an easy-to-use financial benefits app that helps you to save, budget, borrow and get paid when you choose. If your employer has partnered with Stream, you can download the app and activate your free membership in minutes, allowing you to:

- Choose when you get paid
- Check your shifts and earnings in real time
- Save into an easy-access account with a market-leading interest rate
- Track all your spending across bank accounts in one place
- Get exclusive discounts from 100s of your favourite brands
- Access affordable loans, repaid from salary
- Check what government benefits you are entitled to
- Get personalised support from an AI money coach

Representative Loan Example

If the Loans product is offered as part of your employer benefits and you qualify for it:

- Loan amount: £3,000
- Term: 3 years (36 months)
- Monthly repayment: £109.06
- Representative APR: 12.9% (fixed)
- Total repayable: £3,598.86
- Interest payable: £598.86

Repayment terms range from 1 year to 5 years.
The maximum APR offered is 19.9%.
The rate you receive will depend on your individual circumstances.

Loans are provided by Stream Financial Services Ltd, authorised and regulated by the Financial Conduct Authority (FRN 902046).

Availability depends on your employer’s participation and your eligibility.

Ratings and reviews

It works well most of the time but I've been having issues lately streaming my daily wages due to our payroll team not adding the data on some days. Frustrating when your at times relying on that money to pay certain bills.

I recently started using Stream. As someone who pays a four‑figure sum in child maintenance each month, which I’m proud to do as part of my parental responsibilities—my finances can feel pretty stretched on payday. Stream has given me access to cash to get by before each payday, so I no longer have to rely on credit cards or an overdraft. With Stream, the only charge is the standard transfer fee of under £2. I’d definitely recommend it.

Many thanks for being so helpful, for your assistance will go a long way in allowing to sort out a few things urgently needed. Warmth Regards