Pennify โ€“ Expense Tracker

Contains ads
Content rating
Everyone
50+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

๐Ÿ’ฐ Pennify โ€” offline expense tracker & personal finance manager. No account. No cloud. Just open and track.

The simplest budget tracker and money manager for Android. Log income and expenses in seconds, set monthly budgets, and see exactly where your money goes โ€” no account, no internet required.

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
โœ… EXPENSE TRACKER FEATURES
โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
โ€ข Log income & expenses in under 5 seconds
โ€ข 13 categories โ€” Food, Transport, Shopping, Health, Bills, Rent & more
โ€ข Tap suggestion chips to name entries instantly (Restaurant, Groceries, Fuelโ€ฆ)
โ€ข Filter spending by category or search by name
โ€ข Smart date labels โ€” Today, Yesterday, or exact date

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
๐Ÿ“Š BUDGET TRACKER & SPENDING REPORTS
โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
โ€ข Set monthly budgets โ€” budget planner alerts you at 80% and 100%
โ€ข Donut chart shows spending breakdown at a glance
โ€ข Tap any category to see all transactions grouped by name
โ€ข 6-month income vs expense bar chart with monthly breakdown
โ€ข Month-over-month arrows โ€” see if your money manager habits are improving
โ€ข Daily streak counter โ€” builds the habit of logging every day

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
๐Ÿ” RECURRING EXPENSE TRACKER
โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
Auto-log salary, rent, and subscriptions monthly. Your personal finance stays accurate without any effort.

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
๐Ÿ”’ PRIVATE PERSONAL FINANCE MANAGER
โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
Your data lives only on your device โ€” never sent to any server, never uploaded to any cloud. The only expense manager that keeps 100% of your data on your phone.

No account. No email. Just install and go.

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
๐Ÿ’พ BACKUP & EXPORT
โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
โ€ข Export transactions as CSV โ€” open in Excel or Google Sheets
โ€ข Full backup to .pennify file โ€” restore on any device, any time

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
๐ŸŒ 20 CURRENCIES SUPPORTED
โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
INR ยท USD ยท GBP ยท EUR ยท AUD ยท CAD ยท JPY ยท AED ยท SGD ยท CHF ยท MXN ยท BRL ยท KRW ยท THB ยท NZD ยท HKD ยท CNY ยท SEK ยท NOK ยท SAR

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
โšก DAILY EXPENSE MANAGER FOR REAL LIFE
โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
โ€ข Light & dark mode
โ€ข Optional daily reminder โ€” fires locally, no server
โ€ข Works on aeroplane mode โ€” offline expense tracking, zero Wi-Fi needed
โ€ข No bank sync, no upsells, no subscriptions, no paywalls

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
๐Ÿ’ต NO SUBSCRIPTION. NO PAYWALLS.
โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
Supported by small banner ads. Every feature of this expense manager โ€” budgets, reports, recurring transactions, backup, CSV export โ€” available from day one.

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
PERFECT FOR
โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€
โœ” Daily expense tracking & personal spending awareness
โœ” Monthly budget planning & overspend alerts
โœ” Freelancers needing a simple income and expense tracker
โœ” Students managing pocket money with a personal budget planner
โœ” Anyone who wants a private money manager with no account required

Download Pennify โ€” the offline expense tracker and budget planner that puts you in control of your money.
Expense & budget tracker โ€” offline, private, no sign-up required.
Updated on
Jun 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

Whatโ€™s new

What's new in v1.5.0:

โ€ข App Lock โ€” secure Pennify with fingerprint, face, or PIN (Settings โ†’ Security)
โ€ข Tap a reminder notification to jump straight to adding a transaction
โ€ข Quick-fill chips in the editor โ€” name entries instantly (Groceries, Fuel...)
โ€ข Filter transactions by category with one tap
โ€ข Tap any Reports category to see all entries inside it
โ€ข Share Pennify with friends from Settings
โ€ข Fixed duplicate notifications for daily users

Bug fixes and performance improvements.