Guac - Save While You Spend

4.0
1.14K reviews
50K+
Downloads
Content rating
Everyone
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About this app

1. Guac syncs with your bank. Securely grant Guac access to your bank checking account to synchronize transactions. Guac is safe and simple. Guac accounts are FDIC insured up to $250,000 through FFBKC bank, Member FDIC.

2. Create a Guac Savings Goal and Savings Rules to start saving for a trip, a new car, groceries, or for any future aim. Savings Goals are easy to set up and start helping you save immediately. The process is simple, create a savings goal with savings rule and we’ll take care of the rest. Our auto tipping process will help you save while you spend.

3. Achieve your Savings Goals faster by making Guac Marketplace purchases that may earn you cash back or consider participating in one of our side hustles. Once you achieve a Savings Goal, you can use your Savings Goal money to make a purchase or use your connected checking account, debt card or credit card.

4. Move money easily and seamlessly between a Savings Goal and your checking account or your checking account and Savings Goal.
Updated on
Dec 15, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and App activity
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
1.11K reviews
Shon Woodruff
January 4, 2023
Just updated my app to the latest version and it logged me out. When I try to login with the correct info and the "login" button, nothing happens. The button spins real quick and then says "login" again. When I enter incorrect information, it says "incorrect username or password". So the app is officially broken and I no longer have access to the money I entrusted them with. Especially since they have no web app to access as an alternative.
43 people found this review helpful
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Jennafer Christopherson
December 25, 2021
The premise of this app is great. The exaction is not! There was a hard learning curve, to be able to take money out & how to pause debits. For the last three months I have not even been able to login so I could stop the withdrawals. Hopefully I can get a more timely response here. Because emailing took forever to respond. I heard from the developer once saying they would call the next day. NO Call! Please help me access my account!
13 people found this review helpful
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New World Savings
January 3, 2022
Hi Jennafer, We spoke again via email and helped you collect your savings with Guac. The sign in challenge was our 2-factor authentication that was implemented for increased security but as you have seen in very rare occasions can present challenges with certain sms text providers. We look forward to helping you create a new Guac account!
Ashley Ruano
February 18, 2021
So far with this app i find this better than other saving apps i have used. Other apps would just take money and then when you spend you find yourself in a lot less money. I didnt find benefit in that. I like the options where you save a portion of what you spend. I feel thats more manageable than grabbing chunks of money and putting it into your account for no reason.
118 people found this review helpful
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What’s new

- Faster and more reliable performance
- Smoother and more polished experience
- Small tweaks for better stability
- Behind-the-scenes improvements
- General updates to keep things running smoothly