Know exactly what lands in your bank account, not a rough guess.
Accurate Paycheck Calculator estimates your real take-home pay using the same federal, state and FICA withholding formulas employers use for payroll. Every number is sourced directly from the IRS, Social Security Administration and each state's own Department of Revenue, never from third party roundups.
WHY IT'S DIFFERENT
Most paycheck calculators guess with a flat adjustable percentage. This one runs real bracket math for federal tax and all 50 states plus DC, including states with genuinely complex rules like Maryland's county level local tax.
FEATURES
Income: hourly or salary, with overtime, tips, commissions and bonuses
Pay frequency: weekly, biweekly, semimonthly or monthly
2020+ Form W-4 support: filing status, multiple jobs, dependents, other income, extra withholding
Deductions: 401(k), health insurance, HSA, FSA, commuter benefits, Roth 401(k), union dues
Full results breakdown: federal, state, Social Security and Medicare shown separately, plus your effective tax rate
Save and compare scenarios: keep multiple named calculations and see them side by side
Verified freshness: every state shows the exact date its tax data was last checked against its own primary source, not a vague "updated recently" claim
BUILT ON REAL SOURCES
Federal withholding follows IRS Publication 15-T. FICA follows current Social Security and Medicare rates. Every state's formula comes from that state's own employer withholding guide, the same document payroll software uses, not a third party tax bracket summary.
PRIVACY
All calculation happens locally on your device. No account, no login, no income data ever leaves your phone.
The app is supported by ads and offers optional short video ads to unlock extra customization. The core calculator, all 50 states and every W-4 field are free with no paywall.
This app provides estimates for planning purposes only and is not tax or financial advice. Consult a qualified professional for guidance specific to your situation.
Accurate paycheck calculator: federal, state and FICA tax for all 50 states.