Happy Pay - Buy Now Pay Later

Happy Pay

About this app

Shop now, pay later with Happy Pay. Browse top brands in app or online, track deals in real time, and split purchases over two paycheques, interest-free. Get a personalised spend limit of up to R25,000 and enjoy the smarter way to pay.

HAPPY PAY FEATURES:
SHOP AND DISCOVER IN APP
- Browse a personalised shopping feed built around what you like
- Find trending products and top brands in one place
- Track real-time deals and price drops as they happen

NO DEPOSIT* + INTEREST FREE
- Qualifying customers can shop with no deposit
- Pay zero interest when you pay on time
- No hidden fees

SPEND LIMIT UP TO R25,000
- Get a personalised spend limit up to R25,000
- Limits are set based on affordability and repayment behaviour
- Unlock more spending power over time with consistent on-time repayments

MANAGE IT ALL IN ONE PLACE
- View your purchases, upcoming payments, and available spend limit
- Get notifications so you never miss a payment
- Secure payments end-to-end

*No deposit is available to qualifying Happy Pay Plus customers. Lite customers may be required to pay a deposit. Limits and eligibility are subject to affordability and repayment behaviour. Late fees may apply if you miss a payment.