Brigit: Borrow & Build Credit


We built Brigit to help you save money and spend wisely. Get up to $250 instant cash advances, build credit, avoid overdraft fees, and start saving more. Our members have saved over $300 million - over $514 annually per member. What’s more, 91% of our members report a reduction of their financial stress thanks to Brigit*.


Instant cash advance with easy repayment
• Get money now & start saving instead of spending your money on expensive fees
• No interest, no transfer fees, no processing fees, no late payment fees, no tips
• No mandatory minimum or maximum repayment time frame. Repay us when you get paid or when you can afford it by setting the term in the app or reaching out to
• Example for $250 cash advance: Sent via debit card instantly and paid back on the date you set with no interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the advance

Build credit while you save
• Build your score up to 60 points** with Brigit’s credit builder account
• No security deposit & no credit check or credit approval needed
• Credit bureau reporting to Experian, Equifax & Transunion
• Better credit scores can help you get access to more affordable credit cards, personal loans, home credit, & car / auto loans
• Brigit Credit Builder is an affordable alternative to secured credit cards
• Works whether you are new to credit or are rebuilding your credit

Credit Builder Loans
- All Loans are 0% APR
- Term is between 1 to 2 years, but you can always repay early
- Credit Builder loans are issued by Coastal Community Bank, Member FDIC
- Example terms for Brigit's Credit Builder account: a $600 loan, paid back over 12 months with $50 dollar monthly payments and no interest (0% APR). $0 for processing, origination, late payment fees, transfer fees, early payment fees

Credit Score Tracking
• Access your full credit report
• Credit tracking through our alerts
• Credit score monitoring made simple

Earn more money with jobs that work for you
• Earn fast cash for gas money or holiday shopping
• Find a side job with Brigit & discover new opportunities to earn more money
• Improve your cash flow & take a step toward financial freedom

Financial insights you can use
• Avoid overdraft fees with smart financial tools
• Overdraft Predictions: We help you budget and alert you if your balance is running low
• Save money by learning more about your spending habits
• Budget better & keep tabs on bills before they arrive

Easy Sign Up. No Red Tape
• Connect your bank account and that’s it!
• Brigit works with thousands of banks like Bank of America, Wells Fargo, TD Bank, Chase & 15,000+ more
• Two simple plans. No hidden fees, tips or fine print
• Brigit’s basic account monitoring plan is free to use
• Our premium plan is just a flat $9.99 monthly, with extra financial tools to help you budget better, build your credit & save.

Support is here 7 days a week
If you ever need us, please email

Brigit is not affiliated with Albert, Earnin, Dave - Banking for Humans, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self Lender, Possible Finance, Kikoff Credit Builder Loan, Credit Strong or Credit Karma.

(*) Analysis conducted by Brigit, assumes an average overdraft fee of $34.

(**) Impact to score may vary, and some users’ scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history.

Privacy Policy:
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What's New

We’ve now launched Credit Builder, allowing you to build your credit score by up to 60* points while you save! Forget about putting money up-front or paying interest or admin fees. Members can build credit while saving. This replaces our Credit Protect & Secure service, but you still get access to your credit report and free ID theft protection with your membership.
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Additional Information

January 20, 2022
Current Version
Requires Android
4.3 and up
Content Rating
Offered By
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