Hero FinCorp Personal Loan App

22.5T reviews
Content rating
Rated for 3+
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About this app

Hero FinCorp instant personal loan app (earlier known as SimplyCash) is one of the best instant personal loan apps in India that helps you to avail a personal loan instantly. Get instant loan up to Rs.1.5 lakh into your bank account at an affordable personal loan interest rate.

Loan Amount: Rs.50,000 - Rs.1,50,000
Tenure (Repayment Period): Minimum 6 months, maximum 24 months
Interest Rate: (APR) Maximum rate of interest 25% p.a
Processing Fee: 2.5% of loan amount + taxes as applicable

Advantages of Hero FinCorp Instant Personal Loan App
• Offered by one of the fastest growing financial services companies – Hero FinCorp
• Part of one of the most trusted business – Hero MotoCorp Group
• Get insta personal loan anytime
• Instant loan application approved digitally in real-time.
• Quick response to customer queries
• Hassle-free KYC process

Types of Personal Loans
⭐️Instant Personal Loan
⭐️Instant Cash Loan or Small Loan
⭐️Emergency Loan
⭐️Education Loan
⭐️Marriage Loan
⭐️Mobile Loan
⭐️Travel Loan
⭐️Short-term Loan for varied needs

Key Features
⭐️Easy sign-up, login & application process
⭐️EMI Calculator
⭐️Hassle-free & Quick instant personal loan disbursal
⭐️Get funds directly to your bank account
⭐️No physical documentation
⭐️Collateral free/unsecured instant money loan app
⭐️Get best personal loans in India up to Rs. 1,50,000

Benefits and Risks
Financial crisis and emergencies are uncertain. Instant cash loan apps offer quick and easy online loan applications with no need for physical documents. You can get up to Rs.1.5 lakh (depending on your credit score) disbursed directly to your bank account.

How does it work?
The entire instant personal loan application process of Hero FinCorp is web/app-based. From sign-up to personal insta loan approval, everything takes just a few seconds.
Step 1 – Install the instant personal loan app from Google Play Store
Step 2 – Choose a small credit amount (up to Rs.1.5 Lakh) and preferred EMI option
Step 3 – Enter basic details like name, income& PAN
Step 4 – Complete your KYC process
Step 5 – Add your bank account details
Step 6 – Real-time approval of the instant personal loan
Step 7 – Digitally sign the e-mandate and online personal loan agreement
Step 8 – Instant loan will be credited to your account

Representative Example
If you borrowed a personal loan online of Rs. 1,00,000 for 12 months at the interest rate of 25% per annum from the loan app, you would pay:
Total payable interest - Rs. 14,060
Total payable amount - (Loan + Total Payable Interest + Process fee) = Rs. 1,16, 560 (excluding GST)
EMI - Rs. 9,505 (excluding process fee + GST)

Hero FinCorp is the best loan app that enables you to:
⭐️Meet your travel expenses with your family, friends, or alone
⭐️Manage your wedding expenses
⭐️Purchase new furniture
⭐️Meet your emergency expenses

Who can apply for insta loan?
• Salaried employees with or without any credit history
• Self-employed with a credit history

🔐Data Privacy & Security
Your privacy is our top priority. We have taken best-in-class security measures to ensure your data is protected and safe during transfer or any other activity. The data is transferred from the Hero FinCorp instant loan app to our servers over a secure HTTPS connection through SSL encryption. We have implemented multiple layers of security including, but not limited to, firewall, security groups and token authentication to control access of the APIs.
To make an informed decision on your personal loan application, we may share some of your data with registered 3rd party services. However, we will share this information only with your prior consent. To know more about our privacy policy, click http://bit.ly/simplycashprivacypolicy

Contact us
We are happy to address all your process-related or general queries. Contact us at customer.care@herofincorp.com
Updated on

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

22.4T reviews
Gauri Nayudu
24 April 2023
Worst experience with this app They took all the necessary data along with it they did the E mandate which cost 60 rs by saying that my application is approved and offered me 147000 Loan amount. After that they did the phone verification and also had sent a field manager for physical verification. And now they have sent me a message saying that my loan could not be approved. What nonsense is this? Shameless!!
412 people found this review helpful
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26 April 2023
Everytime I proceed for selfie, it shows something went wrong. What is the correct procedure for capturing selfie in the application. My loan eligilibity is shown upto 1.5 lakh but due to techicalities of the procedure, I could not complete the application. It struck at 20 percent of the application. If it continues, I fell very embarrased with the software of the app which can never complete the application upto final sanction.
138 people found this review helpful
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Bhavesh Thalikya Waghire
3 May 2023
I'd applied for loan and it's approved, also all the procedure has done but still they only send me text message that "we will call you within 2 working days for loan verification", and the 2 days has been passed but still waiting for verification call... Hero is not for emergency need of money, it takes more time then expected to proceed, but I'm still waiting for response and also whenever I tried to call customer care number, they says mobile number is not registered on WhatsApp service also.
72 people found this review helpful
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What's new

Bug fixes and performance improvement