HiMoney-Online Loan App

19.3K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

With HiMoney, you can get a loan without leaving your home and recieve your money in Minutes!

Why Choosing Us
-Simple steps.
-No collateral required.
-Our customer service is always available to respond to your needs and questions.

About the loans:
-We provide online loans without credit checks.
-Credit amount from $10 to $1,000.
-loan interest rate is maximum 0.22% per day.
-service fee: 10%-15% (one-time deducted)
-The additional amount you need to repay is up to 25% of the principal amount.
-Term of 91-180 days to repay your loan.
-APR: 138-163% (APR randomly adjusting depends on customer risk behavior).
Example of our product: For a cash loan credit of $100 with a term of 91 days, interest rate of 0.22% per day and sum of service fee is 10% of loan amount (Including payment channel service fee, collection fee, etc.):
-Interest: $100*0.22%*91 = $20
-Service Fee: $100*10% = $10
-Received amount: $90 = $100 - $10
-Total Repayment amount will be: $110 = $90+$20

Application Steps
-Please register with your phone number with mobile account.
-If your number is from EcoCash you need to have an InnBucks account.
-After registration you will need to fill in some information.
-Wait for our approval.
-Receive our loan and pay back in time.

Requirements
-Zimbabwe citizen.
-Aged 18 and over.
-Have a mobile money account for Innbucks.

Note: Always read Privacy Policy before proceeding with any transaction!!
https://h5.himoneyapp.com/himoney-privacy-agreement
Privacy and permissions:
We prioritize the protection of our clients' information with the highest level of care. Any data we collect from you is used exclusively to verify your identity and develop your credit profile. This data may include partial SMS messages based on financial keywords, coarse location details, and other relevant information. We are committed to obtaining your explicit consent before collecting or uploading any data. Moreover, we guarantee that your personal information will not be shared without your prior authorization, nor will it ever be sold to third parties. (Privacy Policy: https://h5.himoneyapp.com/himoney-privacy-agreement)

Contact Us
If you have any problem of using HiMoney please contact our customer service for help anytime.
Email: service@himoneyapp.com
Company address: 5392-3JQ Robert Mugabe Road, Harare, Zimbabwe
Fastly get your loans at any time in Zimbabwe
Updated on
Jul 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 2 others
  • This app may collect these data types
    Personal info, Financial info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

19.1K reviews
Thando Mnyokeni
August 22, 2026
This is good to work with but they supposed to fix the issue of rejecting accounts with no records of late repayments. Ive been rejected for 1 month but i didn't make delays on repayment. Other thing that they suppose to do is to put valid phone number for us to contact them because that number displayed it seem like unknown number in all networks. I tried to contact them as from 30 July and I'm still sending emails and now it's been 20 days without receiving any response.
7 people found this review helpful
Kaliadev
August 27, 2026
Hi, we'd love to help you. Please write to service@himoneyapp.com and our team will help resolve your issue quickly.
Ryan Makiseni
August 14, 2026
My experience isn't about the application, but the service itself. Recently l have been trying to get a soft loan and the app computer is sending me response that read:YOU ARE NOT ELIGIBLE : l have been using this app longer and never defaulted so what's going on with this application
7 people found this review helpful
Kaliadev
August 20, 2026
Hi, Please contact us at service@himoneyapp.com to have your issue resolved.
Joseph Matewa
September 3, 2026
poor service they offer the app is tellinge that l owe them but I payed long time ago when I talk to the customer care via email they keep on telling me to send screen shot of the payment it about six month now you are not serious guys I keep on sending emails and it's not helping at all
10 people found this review helpful
Kaliadev
July 30, 2026
We regret to note this. Please contact us at service@himoneyapp.com with your contact details so that we can address your concern.

What’s new

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