HiMoney-Online Loan App

4.4
16K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

With HiMoney, you can get a loan without leaving your home and recieve your money in Minutes!

Why Choosing Us
-Simple steps.
-No collateral required.
-Our customer service is always available to respond to your needs and questions.

About the loans:
-We provide online loans without credit checks.
-Credit amount from $10 to $1,000.
-loan interest rate is maximum 0.22% per day.
-service fee: 10%-15% (one-time deducted)
-The additional amount you need to repay is up to 25% of the principal amount.
-Term of 91-180 days to repay your loan.
-APR: 138-163% (APR randomly adjusting depends on customer risk behavior).
Example of our product: For a cash loan credit of $100 with a term of 91 days, interest rate of 0.22% per day and sum of service fee is 10% of loan amount (Including payment channel service fee, collection fee, etc.):
-Interest: $100*0.22%*91 = $20
-Service Fee: $100*10% = $10
-Received amount: $90 = $100 - $10
-Total Repayment amount will be: $110 = $90+$20

Application Steps
-Please register with your phone number with mobile account.
-If your number is from EcoCash you need to have an InnBucks account.
-After registration you will need to fill in some information.
-Wait for our approval.
-Receive our loan and pay back in time.

Requirements
-Zimbabwe citizen.
-Aged 18 and over.
-Have a mobile money account for Innbucks.

Note: Always read Privacy Policy before proceeding with any transaction!!
https://h5.himoneyapp.com/himoney-privacy-agreement
Privacy and permissions:
We prioritize the protection of our clients' information with the highest level of care. Any data we collect from you is used exclusively to verify your identity and develop your credit profile. This data may include partial SMS messages based on financial keywords, coarse location details, and other relevant information. We are committed to obtaining your explicit consent before collecting or uploading any data. Moreover, we guarantee that your personal information will not be shared without your prior authorization, nor will it ever be sold to third parties. (Privacy Policy: https://h5.himoneyapp.com/himoney-privacy-agreement)

Contact Us
If you have any problem of using HiMoney please contact our customer service for help anytime.
Email: service@himoneyapp.com
Company address: 5392-3JQ Robert Mugabe Road, Harare, Zimbabwe
Updated on
Apr 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
15.9K reviews
isaac mwanyisa
April 29, 2026
customer care numbers are not reachable very frustrating sometimes kindly include Econet toll free number
2 people found this review helpful
Petronella Muvhiza
April 27, 2026
it is a bit time consuming especially wen u are in a big problemm but the security is necessary
4 people found this review helpful
Panashe Kariremate
May 3, 2026
The application is fast and done in the comfort of my home rather than going to the bank.
2 people found this review helpful

What’s new

We’ve improved several features to make your experience even better. Check out the latest version and see what’s new!