iCreditWorks

iCreditWorks

About this app

Introducing an awesome new way to apply for financing* with affordable interest rates and low monthly payments—right from your phone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start treatment.

Biometric identity validation is integrated in the iCreditWorks App to keep you safe from potential identity theft or fraud. A fully integrated SecureSign solution ensures all documents are secure within the App.

The iCreditWorks App is based on common sense, and the entire financing process is that simple. Manage all aspects of your iCreditWorks account, anytime and anywhere; your loan amount, balance, and payments are always available with a single tap. You’ll maintain control over your account, 24/7, and right where you want it most. And as a member of the iCreditWorks community, you’ll have access to educational resources that promote financial health.

App MetaData / Information for Personal Loans
Installment loans through iCreditWorks range from $200 to $25,000 and feature fixed rate APRs** of 0% to 35.99% for treatment by affiliated (“In-Network”) providers. For treatment by non-affiliated (“Out-of-Network”) providers, installment loans through iCreditWorks range from $1,000 to $7,500, feature APRs of 0% to 35.99%, and are funded through a single-use Virtual Card.

Loan terms range from 6 to 60 months, and lowest rates require AutoPay. Funds are paid directly to the provider.

For example, if you receive a $3,000 loan with a 36-month term and a 11.49% APR, when treatment begins your provider will be paid and you would have a required monthly payment of $98.91. Over the life of the loan, your payments would total $3,560.76. The APR on your loan may vary based on your credit profile. Actual loan rates may depend on credit score, income, credit usage, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying your loan early.

*All loans issued by WebBank
**Annual Percentage Rates

Ratings and reviews

The process was easy and relatively painless. The app is easy to install and use. why no option for web-based PC usage? I hate installing apps on my phone.

I have been trying toask a simple question for tw00 weeks with no luck. I call and just get a run around. On 11/29 I sent a check to pay off my account, it is now 12/14 and nothing has been done. I find it very hard to believe that it takes over two damn weeks to process a payment. Two {2} more days and I 'm shutting down auto pay.

Have to update the app for more storage space every month before I can make a payment. Not chromebook compatible. Not user friendly. I don't complain often, but as soon as this is paid off, I will not be doing it again because it has been a hassle ever month and I'm done with the headache of it.

What’s new

Now you can:
See how much you qualify for & estimate your monthly payments
Check loan options, with no impact on your credit
Access a broad suite of “Point-of-Sale” financing products through iCreditWorks
Use the iCreditWorks Virtual Card to pay your dentist
Search national database of iCreditWorks-qualified dentists
Set up AutoPay for on-time, worry-free payments
Pay your dentists securely via location geofencing