KrediOne-Pinjaman Daring

PT. Inovasi Terdepan Nusantara

About this app

KrediOne (Formerly 360Kredi) - An online loan/bridging platform with low interest, fast disbursement, long installments, and a high limit of up to IDR 80,000,000.

KrediOne is an official online loan/bridging platform from PT Inovasi Terdepan Nusantara, a financial technology company licensed and supervised by the Financial Services Authority (OJK) under Decree No. KEP-22/D.05/2021 and a member of the Indonesian Joint Funding Fintech Association (AFPI). KrediOne makes it easy for you to borrow without collateral for your consumptive needs, enabling you to live a more productive life. With just your ID card, you can obtain a loan, and the funds are transferred directly to your bank account. KrediOne guarantees fast, easy disbursement, low interest rates, long installment terms, and ensures the confidentiality of your data.

KrediOne Product Info - Fast, Low-Interest Online Loans:
1. Admin Fee: Starting from 0.25% depending on the loan amount and installment term.
2. Loan Installment Term: From 91 to 360 days.
3. Loan Amount: From IDR 400,000 to IDR 80,000,000.
4. Annual Interest Rate (Maximum APR): 36% per year.

Loan Simulation:
Loan application amount: IDR 3,000,000.
Selected installment or term: 91 days (3 months).
Annual interest rate (APR): 14%.
Admin Fee: IDR 3,000,000 x 0.25% = IDR 7,500.
Monthly Loan Interest: (IDR 3,000,000 x 14% / 365 x 91 days + IDR 7,500) / 3 months = Rp 37,404
Monthly Payment: Rp 3,000,000 / 3 months + Rp 37,404 = Rp 1,037,404
Total Loan After Maturity: Rp 1,037,404 x 3 months = Rp 3,112,212

Application Requirements:
1. Minimum age 18 years
2. Have a permanent job
3. Have an ID card
4. Apply for the loan via the app

Why Choose KrediOne?

● No collateral or security
● Low interest and service fees, and long installment terms
● 24-hour online loans
● Online application process, no phone calls, fast disbursement after approval
● Convenient transaction process
● Friendly and fast customer service

How to Apply for a Loan at KrediOne:
1. Download the KrediOne App from the Google Play Store or App Store
2. Register and Login to the KrediOne App with your mobile number
3. Apply for a loan online
4. Loan application and limit approval
5. Funds are disbursed quickly and transferred directly to your account

Avoid online loan scams impersonating KrediOne by providing loans outside the official KrediOne App. When you need cash advances or a fast online loan, download the KrediOne App for an easy, convenient, and fast borrowing experience. Make sure to always #BorrowWisely!

For complaints and questions, contact KrediOne at:
‒ Email: [e-mail]
‒ Phone: [phone]
‒ Business Hours: Monday - Sunday, 8:00 AM - 8:00 PM
‒ Address: Sampoerna Strategic Square North Tower, 27th Floor,
Jl. Jenderal Sudirman No. 45-46, RT.3/RW.4,
Karet Semanggi, Setiabudi District,
South Jakarta
DKI Jakarta 12930

For KrediOne information and promotions, visit:
Instagram: @kredioneofficial
TikTok: @kredioneofficial
YouTube: @kredioneofficial
LinkedIn: KrediOne
Google: KrediOne
X: @kredioneofc
Facebook: KrediOne ID MKT

Ratings and reviews

Sucks Please put an 'erase personal data' button in the app, in case the loan is rejected and couldn't apply anymore. It's very disturbing when the app is uninstalled but the admin keep reminding to try ro re-apply, but when actually done, the application is rejected again. I'd have given it more stars if it didn't annoy me so much. Regards.

nice app, helpful for everyone who needs loan...

Predatory and Abusive Loan App – Avoid The loan terms changed after disbursement. A IDR 20M loan that was shown as ~IDR 4M per month suddenly became ~IDR 6.3M per month, paid every 15 days. Total repayment reached nearly IDR 29M in just 3 months, excluding upfront admin fees. Interest is extremely excessive and misleading. Before the due date, they spam calls nonstop. One day late and they contacted emergency contacts, issued threats, insults, and even death threats. Customer service was useless

What’s new

Perbaikan fitur dan pembenahan bug.