Direct loan is your partner for a cash loan. We strive to provide convenient and friendly credit loan service to Filipinos. Easy loan application, get pesos funding, and improve your family life in the Philippines.
Product Introduction:
Loan Amount: ₱ 5,000.00 – ₱ 100,000.00
Loan Term: 91 days (shortest, including renewal time) - 365 days (longest, including renewal time)
Maximum APR: 30% per year
Disbursement Fee: 0
Other Fees: we will charge one time Processing Fee, Guarantee Fee (per month), and Service Fee (per month). Minimum 0%, Maximum 5%
Example Fee:
180-day loan with interest rate of 12%, and principal amount is 20000
Interest: 20000*12%= ₱ 2400
Processing Fee: 0.2% 20000*0.2% = ₱ 40
Service fee: 0.2% per month, 10000*0.2%*6 = ₱ 240
Guarantee Fee: 0.2% per month, 10000*0.2%*6 = ₱ 240
Total payment is ₱ 22920 (20000*12%/12*6 + 20000*0.2% + 10000*0.2%*6 + 10000*0.2%*6 )
Why choose Direct Loan?
Direct Loan is a convenient peso online loan App, that offers all the basic features available in any other loan app:
Simple, Easy, and Fast process;
Easy Approval and Fast lending
Low-Interest Rate
High Loan Amount
Long-term Payment Options
Repayment by Installments
Who can borrow?
Direct loan is one of the online loan app for Filipinos. If you are over 18 years old, have a valid mobile phone number, and have a stable source of income, you can come to Direct Loan to loan money with 2 Valid IDs. We will increase the limit and loan period based on your credit score! The more data you provide, the higher your credit score.
Our Vision: Direct loan, For A Better World
Direct Loan APP provides instant personal loan help for your urgent cash needs. Our fast cash loan has the automation function online, only 2 Valid ID is needed, which offers you a loan in as fast as 3 minutes after approval. Direct Loan provides you with quick loan approval and strives to be the best loan app.
Company information:
SEC Company Name: iDIRECT FINANCE COMPANY INC. Doing business under the name and style of Direct Loan
Business Name: Direct Loan
SEC Registration NO.:2021080023709-02
Certificate of Authority NO.:F-21-0010-64
Contact Us
For questions, feedback, or concerns, please contact us via the following methods:
Website: https://www.directloan.ph/
Facebook: https://www.facebook.com/iDirectFinance
Email: cs@directloan.ph
Address: 26th Floor The Podium West Tower ADB Ave Ortigas Center Mandaluyong, Philippines
Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction.