InCred Money Pre-IPO Gold FDs

Alpha Fintech Private Limited

About this app

Why Invest with InCred Money?

Unlisted Shares & Pre-IPO Opportunities
• Get early access to India’s private companies before IPO.
• Diversify portfolio with unlisted companies.
• Track price trends, research, and portfolio with expert insights.
• Transparent, paperless onboarding and tracking.

Digital Gold & Digital Silver (24K 999.9+ Purity)
• Buy & sell digital gold and digital silver instantly starting with just ₹10.
• Start gold or silver SIPs: Save small amounts daily, weekly, or monthly to build your digital savings steadily.
• 100% secure storage in insured vaults powered by MMTC-PAMP, India’s trusted refiner.
• Real-time market price updates and transparent pricing.
• Easy redemption: convert holdings to cash anytime, or redeem for gold/silver coins and bars delivered securely to your doorstep.
• No account opening fees, no hidden charges.

Secure Fixed Deposits (FDs)
• Better-than-bank FD returns.
• Trusted NBFC partners & flexible tenure options.
• 100% digital process and instant redemption.

ZERO Fees on All Investments
No brokerage. No commissions. What you invest is what you get.

Trusted by 1.5 Lakh+ Investors
₹1,350+ crore managed with complete transparency.

Who is this for?
First–time investors, salaried professionals, HNIs, NRIs & family offices.

Safe, Seamless Experience
Regulated by SEBI & RBI–approved NBFCs.
Strong KYC & 256–bit encryption.

What’s New:
• Digital Gold & Digital Silver now available - secure your savings from ₹10 onwards
• Fresh Pre-IPO listings every week.
• Improved UI for portfolio tracking.
• Instant notifications on investments.

Ready to diversify your portfolio?

Download now and start investing in just 5 minutes!
Invest smartly with zero fees, expert-backed options, and complete peace of mind.

For support, write to us anytime at [e-mail]

Ratings and reviews

The app is good for buying and selling digital gold, assets, etc. But the problem is with selling. You should add an option to change the UPI ID for selling gold, silver, etc. It uses the default UPI ID and you can’t change it, which is very frustrating. Please fix this problem — I can’t sell my gold.

Each time there is one or other issue with them. They dont do fast payments thier application doesn't show true data sometimes. Its really annoying to call them each time fir the same issues. They dont even sort the issues early once you talk to them in a rude manner your work will be done else they dont respond to polite people fast.

I started with digital silver SIP and slowly added unlisted shares to my portfolio, the diversification options on this app are fantastic, everything is tracked in one dashboard, and the returns have been consistently good...

What’s new

Bug fixes and performance improvements