Prism Finance: Expense Tracker

Prism Nexus

Contains adsIn-app purchases

About this app

Prism Finance is a private expense tracker, budget planner and personal money manager built for real life—including fixed salaries, hourly work, freelance income and shared household finances. Track spending and income, scan receipts, plan cash flow, manage savings and debt, and see your financial picture in one place.

TRACK EXPENSES WITH LESS TYPING

Add everyday spending, bills, subscriptions and recurring payments. Organize transactions by category, account, job, income source or tag. Scan receipts, invoices and payslips with your camera; review the suggested details before saving. On Android, Prism can also suggest transactions from notifications you explicitly allow.

PLAN AROUND THE WAY YOU EARN

Track salary, freelance work, tips, bonuses, shifts and hourly income. Record hours and rates, compare income sources and understand how variable earnings change over time.

BUILD A BUDGET THAT LOOKS AHEAD

Create category budgets, set spending limits and follow progress with clear alerts. Use the financial calendar, recurring rules and cash-flow forecasts to prepare for upcoming bills, income and possible shortfalls. Review your month with summaries, charts and monthly close.

TURN GOALS INTO ACTION

Create savings goals, track progress and estimate the amount or time still needed. Add debts, monitor balances and payments, compare snowball and avalanche payoff strategies, and test extra-payment scenarios. Track assets and liabilities to follow your net worth.

UNDERSTAND THE NUMBERS

See income, expenses, balances, categories and trends through dashboards, lists and interactive charts. Explore savings rate, spending ratio, cash burn and estimated runway. Use calculators for savings, debt, mortgages, subscriptions and hypothetical investments.

GET PRACTICAL AI SUPPORT

Use Prism's assistant for plain-language summaries and general educational guidance based on the information available in the app. Configure smart alerts for budgets, recurring activity and financial patterns. Suggestions are designed to help you review and decide—not to replace professional financial advice.

PRIVATE AND FLEXIBLE

Use compatible core features without signing in and keep data local on your device. Turn on cloud sync and backup only when you choose and where supported. Import or export structured data for portability. Link a shared space with a partner or family member while keeping personal and shared information separate.

MAKE PRISM YOURS

Choose the modules you want to see, customize categories and accounts, switch themes and adjust alert priority, frequency and quiet hours. Multiple languages and currencies are supported.

Prism Finance is built for employees, freelancers, students, shift workers, couples and families who want more clarity without giving up control.

Feature availability may vary by platform, country and plan. OCR and automated suggestions can make mistakes; always review information before saving. Financial indicators, forecasts and simulations are educational estimates, not financial, tax, legal or investment advice.

Ratings and reviews

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What’s new

🚀 New update! Optimisation and performance improvements, fixes for various issues including the OCR scanner, new ways to get Premium for free, B2B features introduced, and new date filters for advanced KPIs and Statistics.