InstaMoney Personal Loan App

4.2
87.2K reviews
1M+
Downloads
Content rating
Everyone
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About this app

InstaMoney is a leading Instant Personal Loan App used by 3 Million+ users in India.
Loan Range: ₹5,000 to ₹25,000
Tenure: 3 months to 5 months (91 days to 150 days)
Interest rates (APR) Range: 24%-35.88% per annum
Example: Loan amount (Principal) is ₹10,000 | Interest is 24% per annum with tenure of 5 months, Interest=₹10,000 x 24% x 5/12 =₹1,000 & Total Amount payable would be ₹11,000 over 5 months i.e. ₹2,200 per EMI (Equated Monthly Installment). Processing fee(+GST)=₹500 + ₹90. Assessment fee=₹199

Avail an instant personal loan ranging from ₹5,000 to ₹25,000 on the app and get cash transferred to your bank account in 2 hours.

Note: No credit history* required, no prepayment charges & affordable interest rates!

All salaried individuals with a salary of ₹12,000 & above can avail an instant cash loan with InstaMoney App! Even the first time instant loan seekers & personal loan applicants are eligible to apply!

Key Features 👌

• Instant loans up to ₹25,000
• Flexible repayment tenure from 91 days to 150 days
• No paperwork
• Cash transfer to your bank account in minutes
• No prepayment charges, pay interest only on the amount used
• Advance salary loans at 24%-35.88% p.a. translating to 2% - 2.99% a month
• Lowest processing fees ranging between 0% - 5% of the amount used
• Graduate to the higher loan amount and more products with on-time repayments

⭐️Why InstaMoney is different from any other Instant Personal Loan App?⭐️

- 3 million+ users in India
- Over ₹25 Billion (₹2500 Crores) disbursed in loan amounts already disbursed
- The largest number of personal loans given by any P2P lending platform in India.
- Get instant cash loans for various purposes such as medical emergency, credit card payment, school fee, advance salary etc.
- The approved loan amount can be used to shop online on Amazon, Flipkart, BigBasket or book your tickets on Yatra, MakeMyTrip
- Loan disbursement time varies between 10 minutes to 2 hours
- Apply for a personal loan through the app and repay through the app

Eligibility Criteria 👍
✔Salaried Individuals
✔Indian citizen
✔Between the age of 21 - 45 years
✔Minimum take-home salary per month ₹12,000
✔Full salary must be received in the bank account

Only 4 Documents Required 📑
- Selfie
- PAN card
- Aadhaar Card/Address ID proof
- Bank statement

How InstaMoney Instant Personal Loan Works? 📲

Follow the below-mentioned steps to avail the fastest personal loan in India:
1. Log in to the InstaMoney app, check eligibility and pay an assessment fee for verification.
2. Upload the required details and documents quickly.
3. Within 10 minutes of your personal loan application, you'll be notified of your approval status. Sometimes, it is real-time as well!
4. Once your personal loan is approved, the loan amount gets transferred to your bank account in 30 minutes.

Operational throughout India: All 28 states and 8 union territories.

Example of an InstaMoney loan:
A customer avails personal loan of ₹10,000 at an interest of 24% p.a., where the processing fee is ₹500 for a period of 5 months, would end up paying ₹11,000 in 5 months. His monthly EMI would be ₹2,200.

Security & Protection of Privacy 🔐
InstaMoney app follows global standards of high-level data encryption/decryption protocols to protect user data.

Contact us
• Email: cs@lendenclub.com
• Facebook: fb.com/InstaMoneyApp
• Twitter: @InstaMoneyApp

InstaMoney is powered by LenDenClub, RBI Registered NBFC-P2P (https://rbi.org.in/Scripts/BS_NBFCList.aspx)
Website: https://www.lendenclub.com/

Address: Unit No. 5, Mezzanine Floor, DLH Park, SV Rd, Goregaon West, Mumbai, Maharashtra 400064

Download InstaMoney app during a difficult time and get an instant personal loan approved within 2 hours! 👆

*Credit history required if you are residing in New Delhi, Uttar Pradesh, Bihar, Odisha, Jharkhand, Chattisgarh and West Bengal.
Updated on
Sep 21, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Contacts and 3 others
Data is encrypted in transit
Data can’t be deleted
4.2
87.2K reviews
Anu B S
September 9, 2022
Totally wasting of time. If you want loan urgently, don't apply through this app. They will collect all data and we have to wait some days for verification. There is no valid customer care number also. I applied a loan 4 days before. Till now it is processing. When i tried to contact customer care, only chat bot is available with few options. Totally we can't raise our concern. When we login to this app they are charging an amount of 199/- for credit verification. Faltu
178 people found this review helpful
LenDenClub - Innofin Solutions Pvt. Ltd.
September 10, 2022
We regret the inconvenience you had to face. For better assistance please share your information with cs@lendenclub.com. We will be happy to assist you.
Gautam Kumar
September 13, 2022
It takes two to four days, not two minutes. In the payment process and in the clarification. It is very helpful to meet our needs. But it costs more money than our thoughts. The one who has been shown is not completely true. I have to charge 199 rupees for the loan of 10000 rupees. After that only 9410 rupees were sent. At the same time, 590 rupees were cut for processing charge. After this my EMI became 3633 rupees. Accordingly, the total interest- 190 + 590 + 1489 interest is very high.
57 people found this review helpful
LenDenClub - Innofin Solutions Pvt. Ltd.
September 14, 2022
We regret the inconvenience you had to face. For better assistance please share your information with cs@lendenclub.com. We will be happy to assist you.
A Ra
September 16, 2022
Fruad app, I paid processing fees, then they were showing the loan eligibility and taking into next process for E Nach mandate. I had completed all the nonsense process and after that, they were showing that my loan amount is in process and disburse in 2 hrs. But the next day, I got the email that my loan request was declined due to non availability of income. That was very strange reason, I have a regular monthly income. Why are they asking for E Nach mandate? If can't provide a loan amount.
61 people found this review helpful
LenDenClub - Innofin Solutions Pvt. Ltd.
September 19, 2022
We regret the inconvenience you had to face. For better assistance please share your information with cs@lendenclub.com. We will be happy to assist you.