Rupee Climb is a credit limit app specifically designed for users, offering an easy and flexible way to access funds without having to apply for a new loan every time. Once approved, users are provided with a reusable credit limit that can be accessed multiple times throughout the validity period.
With Rupee Climb, you control your withdrawals and repayments. Interest is only charged on the amount withdrawn and the number of days the funds are used. Any unused credit does not incur interest, ensuring that you only pay for what you use.
Features
Approved Credit Limit: ₹5,000 to ₹30,000
Repayment Tenure: 120 to 270 days
Annual Interest Rate: Up to 22%
Credit Line Validity: Up to 18 months
After each repayment, the available credit balance is restored, allowing you to reuse it within the validity period, without the need to reapply for a new credit line.
How It Works
One-time credit approval
Multiple withdrawals within the approved limit
Use funds based on your personal requirements
Repay within the specified tenure
Reuse restored credit without reapplying
Interest charged only on the withdrawn amount for the duration of its use
Repayment Example
Withdrawn amount: ₹15,000
Annual interest rate: 20%
Loan term: 150 days
Interest calculation: ₹15,000 * 20% / 365 * 150 = ₹1,232.8
Total Repayment: ₹16,232.8
This calculation method is consistent for all users, ensuring fair and transparent pricing.
Start with Rupee Climb
Install the Rupee Climb app on your mobile device
Register using your mobile number
Submit your personal and income details
Complete the credit assessment
Access your approved credit line
Contact Information
For assistance or any queries, contact us at:
Email: services@washingtonfin.com