Mizan: Private Expense Tracker

Mizan Software

In-app purchases

About this app

Mizan is an expense tracker and money manager that keeps your money where it belongs: on your phone. No account. No sign-up. No servers. No ads. Ever.

Most finance apps ship your transactions to a cloud you don't control, then build a profile around them. Mizan can't, because there's nothing on the other end. Every transaction, budget, and recurring entry lives on your device and nowhere else.

PRIVATE AI THAT RUNS ON YOUR PHONE
Mizan runs a real AI assistant fully on-device - no API key, no internet, no cloud. Ask about your spending and get answers from a model that never sends a byte off your phone. Pick your tier - Silver, Gold, or Platinum - for more capable models. This is AI the way privacy should work: yours alone.

WHY PEOPLE CHOOSE MIZAN
- Truly offline - your data never leaves the phone unless you export it
- No account, ever. Open the app and start
- No ads, no
- Offline Mode: a hard switch that blocks all outbountraffic
- Screenshot & screen-record protection keeps your finances off shoulder-surfers
TRACK EVERYT
- Expenses, budgets with alerts, and recurring entries
- Money Tracker: income, transfers, and your real net across every account
- Multiple accounts with opening balances and running totals
- Savings goals and a debt / IOU tracker
- Multi-currency with offline conversion (rate locked at entry)
- Insights, charts, receipt scanning, CSV import/export, PDF statements

YOUR BACKUPS, YOUR KEYS
Backups are encrypted on your device with AES-256-GCM, keyed from your passphrase via PBKDF2-SHA256 over 600,000 iterencryptedfile goes. Lwe canrecover it - there is no "we" holding a copy. That's the point.
MIZAN PREMIU
Unlocks the on-device AI, the bring-your-own-key cloud assistant, unlimited categories/budgets/recurring/accounts, receipt attachments, the home-screen widget, and more.
Monthly $3.99 | Yearly $19.99 | Lifetime $49.99 once. (USD, may vary by region. Subscriptions renew until cancelled; Lifetime never charges again.)

BRING YOUR OWN AI KEY (also included)
Prefer a cloud model? Route it straight from your phone to any provider you trust - OpenAI, Anthropic, Gemini, Groq, OpenRouter, DeepSeek, or self-hosted Ollama. We never proxy requests or see your keys. A "What gets sent" card shows the exact payload before anything leay.

HONEST ABOUT WHAT MIZAN ISN'T
- No automatic bank linking - you add entries or import CSV,
- No silent cloud sync
- No investment advice

Money you can measure, privacy you don't have to think about. That's Mizan.

What’s new

New in 1.6.0:
Money tracker: log income and transfers, and see your net "In my pocket" across all your accounts.
Savings goals: set targets and track your progress.
Debts and IOUs: track who owes you and what you owe, then mark one paid and it counts in your balance.
Private on-device AI that runs entirely on your phone: no key, no cloud, nothing leaves the device (6 GB+ phones).
Plus multiple currencies, an offline mode, and a smoother, faster app.