KongaPay

Name: KongaPay
Availability: InStock
Rating: 3.357142925262451 (2237 reviews)
Author: Konga Online Shopping Limited

Konga Online Shopping Limited

3.4

2.24K reviews

100K+

Downloads

Everyone

About this app

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money.

What You Can Do With KongaPay:

- Send & Receive Money Instantly
Transfer funds conveniently with high success rates and no failed transactions.

- Pay Bills, Subscriptions & More
Settle airtime, data, electricity, and cable bills all in one tap.

- Save with K-Save
Fix your income and grow your money effortlessly. Earning up to 24% per annum.

- Loyalty Rewards
Earn 6% per annum on your wallet balance with no minimum balance.

- Shop & Pay on Konga.com with Discounts
Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping.

- Safe, Simple & Trusted
KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by Nigeria Deposit Insurance Corporation (NDIC)

- Go Pro Feature
Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million.

Why Users Love KongaPay:

- Fast and reliable transfers
- Secure POS access for businesses
- Easy-to-use interface for savings and spending
- 24/7 customer support
- Built for both personal and business needs

Download KongaPay today and take complete control of your personal and business finances in one app.

Updated on

Mar 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Location

This app may collect these data types

Location, Personal info and 4 others

Data is encrypted in transit

You can request that data be deleted

Ratings and reviews

3.4

2.2K reviews

Kings Life

March 23, 2026

you guys need to stop this constant otp everytime one once to open the app its annoying

Konga Online Shopping Limited

March 23, 2026

We’re sorry for the inconvenience this may cause. The OTP is an added security measure to help protect your account and transactions. We understand your concern and appreciate your feedback, as we’re always working to improve the user experience while keeping your account safe.

Reginald Onwochei

November 12, 2025

A very bad platform that won't grow in a long time. Their network is terrible, and this is the worst bank I have ever used. Do not install it or use it. Their customer care is also inefficient.

29 people found this review helpful

Konga Online Shopping Limited

November 15, 2025

We regret to note this. Please contact us at helpdesk@kongapay.com with your contact details so that we can address your concern.

Destiny Odijie

March 18, 2026

yes it is Big brother how can I collect a loan on the app we have a very good and fast 100% sure 😃😃

1 person found this review helpful

Konga Online Shopping Limited

March 21, 2026

Thank you for your interest! 😊 Loans are currently not available on the app, but we’re continuously working on adding more features to serve you better. Please stay tuned for updates!