3.4
2.26K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Digital Purchases
Learn more
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About this app

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money.


What You Can Do With KongaPay:

- Send & Receive Money Instantly
Transfer funds conveniently with high success rates and no failed transactions.

- Pay Bills, Subscriptions & More
Settle airtime, data, electricity, and cable bills all in one tap.

- Save with K-Save
Fix your income and grow your money effortlessly. Earning up to 24% per annum.

- Loyalty Rewards
Earn 6% per annum on your wallet balance with no minimum balance.

- Shop & Pay on Konga.com with Discounts
Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping.

- Safe, Simple & Trusted
KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by Nigeria Deposit Insurance Corporation (NDIC)

- Go Pro Feature
Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million.


Why Users Love KongaPay:

- Fast and reliable transfers
- Secure POS access for businesses
- Easy-to-use interface for savings and spending
- 24/7 customer support
- Built for both personal and business needs

Download KongaPay today and take complete control of your personal and business finances in one app.
Updated on
Mar 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
2.23K reviews
Dàníèl Fôr Yôu
April 3, 2026
the app is very slow in succeeding transaction, if you tranfer money now, it's take time for it to be received by the recipient which is not suppose to be like that. please do something about it
6 people found this review helpful
Did you find this helpful?
Konga Online Shopping Limited
April 3, 2026
Thank you for your feedback, and we apologize for the delay. While most transfers are instant, occasional delays can occur due to network or interbank issues. Our team is working to improve this. For any pending transaction, please send the receipt to helpdesk@kongapay.com for quick assistance.
Ebimobowei Anthony Talbort (Tony BlaQ)
November 30, 2025
I can't log into my account. Immediately I input my 4 digits access pin; session expired. I can't recommend this app/bank to anyone 😡
8 people found this review helpful
Did you find this helpful?
Konga Online Shopping Limited
December 6, 2025
We’re sorry for the inconvenience. Session expiry is usually due to network issues or an incomplete login. Please try again on a stable network. If the problem continues, send a screenshot and your linked phone number to helpdesk@kongapay.com for prompt assistance.
Folashade Rasheed Motunrayo
April 19, 2024
This app is a very useless app. I have been trying to upgrade it to a 3tier account but it wasn't just working, even to link kongapay to my konga seller account is a problem, I have been on this same thing for over two weeks yet nothing has been done about it even after calling customer support and sending mails. If it isn't working then close it down instead of wasting peoples time, resources and holding their money.
28 people found this review helpful
Did you find this helpful?
Konga Online Shopping Limited
April 19, 2024
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via help@konga.com and we will be happy to help you further.

What’s new

• Improved transaction details view for better clarity
• Bug fixes and ui improvements