3.4
2.18K reviews
100K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money.


What You Can Do With KongaPay:

- Send & Receive Money Instantly
Transfer funds conveniently with high success rates and no failed transactions.

- Pay Bills, Subscriptions & More
Settle airtime, data, electricity, and cable bills all in one tap.

- Save with K-Save
Fix your income and grow your money effortlessly. Earning up to 24% per annum.

- Loyalty Rewards
Earn 6% per annum on your wallet balance with no minimum balance.

- Shop & Pay on Konga.com with Discounts
Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping.

- Safe, Simple & Trusted
KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by Nigeria Deposit Insurance Corporation (NDIC)

- Go Pro Feature
Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million.


Why Users Love KongaPay:

- Fast and reliable transfers
- Secure POS access for businesses
- Easy-to-use interface for savings and spending
- 24/7 customer support
- Built for both personal and business needs

Download KongaPay today and take complete control of your personal and business finances in one app.
Updated on
Dec 24, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
2.15K reviews
Reginald Onwochei
November 12, 2025
A very bad platform that won't grow in a long time. Their network is terrible, and this is the worst bank I have ever used. Do not install it or use it. Their customer care is also inefficient.
15 people found this review helpful
Did you find this helpful?
Konga Online Shopping Limited
November 15, 2025
We regret to note this. Please contact us at helpdesk@kongapay.com with your contact details so that we can address your concern.
Ebimobowei Anthony Talbort (Tony BlaQ)
November 30, 2025
I can't log into my account. Immediately I input my 4 digits access pin; session expired. I can't recommend this app/bank to anyone 😡
Did you find this helpful?
Konga Online Shopping Limited
December 6, 2025
We’re sorry for the inconvenience. Session expiry is usually due to network issues or an incomplete login. Please try again on a stable network. If the problem continues, send a screenshot and your linked phone number to helpdesk@kongapay.com for prompt assistance.
John Joseph
November 11, 2025
very very very bad experience downloaded app since yesterday I can't still login telling me session expired through out the day please work on the app make I just commot my money
Did you find this helpful?
Konga Online Shopping Limited
November 11, 2025
Hi, Sorry about the inconvenience. Try clearing the cache or reinstalling the app. In case the issue still persists, kindly send the error screenshot to help@konga.com along with the contact details so that we check this.

What’s new

- Bills Payment Revamp: Refreshed purchase flows for faster and cleaner transactions.
- New Splash & Onboarding Screens: Updated screens for a smoother first-time experience.
- Reset Passcode + Email Support: Users can now reset their passcode and receive email for reset done.
- Hide Inflow & Outflow Figures: Added option to hide balance movement for privacy.
- Proof of Address is now captured as part of onboarding.
- 3-day break restriction is now clearly displayed to users