2.34K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Digital Purchases
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About this app

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money.


What You Can Do With KongaPay:

- Send & Receive Money Instantly
Transfer funds conveniently with high success rates and no failed transactions.

- Pay Bills, Subscriptions & More
Settle airtime, data, electricity, and cable bills all in one tap.

- Save with K-Save
Fix your income and grow your money effortlessly. Earning up to 24% per annum.

- Loyalty Rewards
Earn 6% per annum on your wallet balance with no minimum balance.

- Shop & Pay on Konga.com with Discounts
Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping.

- Safe, Simple & Trusted
KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by Nigeria Deposit Insurance Corporation (NDIC)

- Go Pro Feature
Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million.


Why Users Love KongaPay:

- Fast and reliable transfers
- Secure POS access for businesses
- Easy-to-use interface for savings and spending
- 24/7 customer support
- Built for both personal and business needs

Download KongaPay today and take complete control of your personal and business finances in one app.
The simplest payment platform for purchases, payments and money transfers!
Updated on
Sep 3, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

2.31K reviews
Nwaekwe Elvis
July 5, 2026
Very terrible, your app verification isn't working, it says I need to upgrade my tier, I try doing that and I'm stuck in the camera screen, it's not reading anything so I can't verify at all. I'm using a good background and camera, yet the app is unresponsive when verifying
8 people found this review helpful
Did you find this helpful?
Konga Online Shopping Limited
July 12, 2026
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via helpdesk@kongapay.com and we will be happy to help you further.
Adedamola Odutola
August 1, 2026
This is a complete scam, tou are forced to use this app to receive your store payment than locked out of you account so you can't acces your money, and none of their customer service channels are active - absolutely fraudulent behavior the Play Store is a dumpster fire with no check or guardrails!
5 people found this review helpful
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Konga Online Shopping Limited
August 1, 2026
We're sorry for your experience. This is not the experience we want for our customers. Please email helpdesk@kongapay.com with your registered phone number and details of the issue so we can investigate and assist you promptly.
Eze Chinonso frank
July 10, 2026
very bad app, please dont use kongapay app is very useless unless u want to be stranded just as i am now... imagine tra! sfereing money and writing transaction successful without creditting the reciever, this app will make u look like a scammer
2 people found this review helpful
Did you find this helpful?
Konga Online Shopping Limited
July 12, 2026
Our sincere apologies for the experience. Please contact us at helpdesk@kongapay.com with your contact details so that we can address your transfer issues.

What’s new

App Improvements And Bug Fixes