KongaPay

Name: KongaPay
Availability: InStock
Rating: 3.3953487873077393 (2275 reviews)
Author: Konga Online Shopping Limited

Konga Online Shopping Limited

3.4

2.28K reviews

Everyone

100K+

Downloads

Everyone

Digital Purchases

Learn more

About this app

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money.

What You Can Do With KongaPay:

- Send & Receive Money Instantly
Transfer funds conveniently with high success rates and no failed transactions.

- Pay Bills, Subscriptions & More
Settle airtime, data, electricity, and cable bills all in one tap.

- Save with K-Save
Fix your income and grow your money effortlessly. Earning up to 24% per annum.

- Loyalty Rewards
Earn 6% per annum on your wallet balance with no minimum balance.

- Shop & Pay on Konga.com with Discounts
Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping.

- Safe, Simple & Trusted
KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by Nigeria Deposit Insurance Corporation (NDIC)

- Go Pro Feature
Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million.

Why Users Love KongaPay:

- Fast and reliable transfers
- Secure POS access for businesses
- Easy-to-use interface for savings and spending
- 24/7 customer support
- Built for both personal and business needs

Download KongaPay today and take complete control of your personal and business finances in one app.

Updated on

Mar 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Location

This app may collect these data types

Location, Personal info and 4 others

Data is encrypted in transit

You can request that data be deleted

Ratings and reviews

3.5

2.24K reviews

Immortals Global

June 4, 2026

worst bank ever all my transfer are on pending better return my money back and the customer care services is helping... very poor everything about this bank is irritating. how I wish I can write a review without rating any star at all

Konga Online Shopping Limited

June 6, 2026

We apologize for the delay. Kindly send your transaction details to helpdesk@kongapay.com for investigation. Some delays may be due to intermittent service disruptions.

Dàníèl Fôr Yôu

April 3, 2026

the app is very slow in succeeding transaction, if you tranfer money now, it's take time for it to be received by the recipient which is not suppose to be like that. please do something about it

8 people found this review helpful

Konga Online Shopping Limited

April 3, 2026

Thank you for your feedback, and we apologize for the delay. While most transfers are instant, occasional delays can occur due to network or interbank issues. Our team is working to improve this. For any pending transaction, please send the receipt to helpdesk@kongapay.com for quick assistance.

catalyst.praise

June 11, 2026

pending transaction takes three weeks to reverse and is very bad👎

Konga Online Shopping Limited

June 12, 2026

We sincerely apologize for your experience. A reversal taking this long is not the experience we aim to provide. Kindly send your transaction details to helpdesk@kongapay.com so we can investigate the delay and provide the necessary assistance.