Kredete Send Spend Save Credit

6.13K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Learn more
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About this app

Your money should move as freely as you do.

Kredete brings the financial tools you need into one app, making it easier to manage money at home and across borders. Hold multiple currencies, send and receive money globally, save, invest, use your card and stay in control of your finances wherever life takes you.

With Kredete, you can:
• Access global accounts in 60+ countries
• Send and receive money worldwide
• Track your transfers from start to finish
• Exchange currencies in the app
• Get virtual and physical credit cards
• Earn cashback on card purchases
• Save and earn on your money
• Build your credit history
• Invest in stocks, ETFs and predictions
• Send and receive digital assets
• Earn points and redeem rewards
• Request funds and get paid easily
• Chat with your AI financial assistant
• Stay protected with privacy tools

From everyday payments to building wealth, Kredete gives you one secure place to manage your financial life.

And there’s more to explore. Download Kredete and discover it all!
International Payment & Credit
Updated on
Aug 31, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App info and performance
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

6.1K reviews
Chidozie Friday Hanson
August 28, 2026
Amazing upgrade on your app, kindly and normalise the usdc conversation rate else crypto exchange would still be the option, when I check your exchange rate it says 1378 while in got I 1385.
1 person found this review helpful
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Olagundoye Oladipo
March 28, 2026
Ease to set up. The problem here is that you are not allowed to remove your personal payment method (Debit Card) as situation demand with no option of removal of faulty card. In América here when an unauthorized transaction appear in my bank account such card is frozen then the need to change card arises. Such change needs change on your platform but is made a big deal here. If users are allowed options removal as is possible in all similar money transfer app. Though they have a good rate.
54 people found this review helpful
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Bbek Ghatani
August 25, 2026
This app has smooth transactions and very fair app .it’s like a 5 star for
2 people found this review helpful
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What’s new

What's New in v4.3.3

A SWIFT account of your own
Get paid by any bank in the world, straight into your USD account.

Send abroad without chasing a SWIFT code
Search your recipient's bank by name. We fill in the rest.

Follow every transaction, step by step
See where it is now, what is ahead, and when it lands.

Payment Requests, filtered your way
Narrow by status or type, or both.

Know your time on every trade
The countdown now follows you onto the order form.

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