Kredi – Loan, Savings & Bills

Kredimoney MFB Limited

About this app

Take full control of your money with Kredi, Nigeria’s all-in-one finance app. From instant loans to automated savings and bill payments, Kredi makes managing your finances simple and secure.

Key Features:
1. Transfers: Fast intrabank & interbank transfers.

2. Receive Payments: Accept funds from all Nigerian banks, MFBs, and PTSP banks.

3. Bill Payments & Airtime: Pay cable TV, utilities, betting services, and recharge airtime/data seamlessly.

4. Insurance: Protect your phone, POS device, and health with simple insurance options.

5. Kredi Mastercard: Request, activate, block, or unblock cards directly in the app.

6. Savings Products:
a. Kredi Vault: Earn up to 23% interest, ₦5,000 minimum, 3-month duration.
b. Kredi Safelock: 18% interest, ₦1,000 minimum, 30+ day duration, auto recurring deposits.
c. Target Savings: 18% interest, flexible savings, ₦1,000 minimum.
d. Kiddyvest: 15% interest, designed for kids, ₦100 minimum.

7. Loans: Nano Loans up to ₦50,000 for office workers. Repayment via linked card or Kredi account.

Ratings and reviews

Buggy app, inefficient UI, there's almost always bad network service when making card transactions. Also, you'll wait forever for them to process refunds of failed card transactions... I've been waiting over 32 days now just to get my N2000 back, it's crazy. If not for the MasterCard I have with them, I would've dumped Kredi since - just very disappointing!

I'd advise you steer clear off the app, they'd send multiple of offers to your registered mail after application. when you oblige, they collect details and key information that pertains to your person and work( in which now confirmed, is being shared) and make the process emphatically stressful. I've flagged them already and reported to Google. yall delete my information

Tried signing up and didn't get OTP after trying multiple times for 30 minutes, still nothing