Kredi – Loan, Savings & Bills

3.9
3.52K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Take full control of your money with Kredi, Nigeria’s all-in-one finance app. From instant loans to automated savings and bill payments, Kredi makes managing your finances simple and secure.

Key Features:
1. Transfers: Fast intrabank & interbank transfers.

2. Receive Payments: Accept funds from all Nigerian banks, MFBs, and PTSP banks.

3. Bill Payments & Airtime: Pay cable TV, utilities, betting services, and recharge airtime/data seamlessly.

4. Insurance: Protect your phone, POS device, and health with simple insurance options.

5. Kredi Mastercard: Request, activate, block, or unblock cards directly in the app.

6. Savings Products:
a. Kredi Vault: Earn up to 23% interest, ₦5,000 minimum, 3-month duration.
b. Kredi Safelock: 18% interest, ₦1,000 minimum, 30+ day duration, auto recurring deposits.
c. Target Savings: 18% interest, flexible savings, ₦1,000 minimum.
d. Kiddyvest: 15% interest, designed for kids, ₦100 minimum.

7. Loans: Nano Loans up to ₦50,000 for office workers. Repayment via linked card or Kredi account.
Updated on
Dec 23, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
3.5K reviews
Lil Ap
May 19, 2023
Run from this app. Avoid this app because they are criminals. I made 2 transfer to 2 different account which failed, I was debited twice for each transactions. Reaching customer care they are telling me to go get a court order before I can get a refund of N19,000. It's been over 4 days now and my money hasn't been refunded. And now I can't even login to my app again, it keeps saying something went wrong, try again later, for 2 days now. Until I get my refund and my app is working you're thieves
256 people found this review helpful
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Babarinde Kehinde
April 3, 2023
(1)decided to give this app a try and I must tell you that I don't regret it one bit! (2)This is one of the app i used as a business person because it help me to generate loans,it can be used to save money as well, Theirs customers service is top notch.... i love kredi because they're fast and reliable. (3)it is an app where you can buy Airtime, Data, pay Bills and so much more. It is not stressful like other airtime funding app.
388 people found this review helpful
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Eric Ndungu
November 22, 2025
this is the best app to get a loan from easy to use ,it will positively affect your life and I'm sure you'll enjoy your experience
19 people found this review helpful
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App support

Phone number
+2342018885557
About the developer
KREDI MONEY MICROFINANCE BANK LIMITED
thekredibank@gmail.com
No.8b, Babatunde Anjous Street Lekki Phase 1 Lagos Nigeria
+234 904 981 9179

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