Finally, a way out of credit card debt.
Avoloan helps you refinance your existing credit card debt into a single, lower-interest loan with one monthly payment and a clear debt-free date.
If you’re feeling stuck making minimum payments or overwhelmed by high APRs, Avoloan is built to give you a smarter, simpler path forward.
how it works
1. Apply through the app. We made it secure and simple
2. We review your credit card balances
3. You get an offer with a lower interest rate
4. We pay off your credit cards directly
5. You make one monthly payment to Avoloan
your debt-free date, from day one
No more guessing. With Avoloan, you’ll know exactly when you’ll be debt-free. and what it’ll take to get there.
stop overpaying interest
The average credit card APR is over 20%. That means your debt is growing faster than you think. Avoloan helps you reduce that rate and take back control.
safe, secure, and easy
We use encrypted technology and industry-best practices to keep your personal data protected at every step.
who we help
Avoloan is designed for real people: busy professionals, young families, recent grads, and anyone who wants to stop living under the weight of credit card debt.
Whether you’re refinancing $5,000 or $25,000, we’re here to make the process clear and stress-free.
avoloan is not a bank. we don’t issue credit cards. we’re a refinance platform focused on helping people turn revolving debt into a structured plan with a real finish line.
get started today
Take control of your financial future with a lower rate, less stress, and one step closer to freedom.
Avoloan offers fixed rates from 8.89% to 18% APR (Florida only) on loans from $5,000 to $25,000.
You can choose a repayment term from 6 to 60 months.
For example, borrow $10,000 for 36 months at 15% APR, and your monthly payments would be $346.65. That’s $12,478 total over the life of the loan.
Heads up: late payments or additional charges and fees may increase your total loan cost. Bank fees for wire transfers may also apply, and your bank may have its own fees too.
Finally, a way out of credit card debt. One lower-rate loan. One payment.