BHIM KBL UPI

KARNATAKA BANK

About this app

BHIM KBL UPI (Secure Mobile App for Rapid Transactionz)


Mobile application built on UPI Platform for universal app transaction, which facilitates customers to add own and other Bank accounts linked to his/her registered mobile number. Customer can initiate payment ( push ) and collect ( pull ) fund transfer request based on virtual ID, Aadhar number , Bank account number with IFSC code, Mobilenumber with MMID.

Download self help guide from https://www.karnatakabank.com/ktk/KBL-upi-manual.pdf

VERSION 1.0.5 - Scan n Pay and Generate QR code and share

A) Allowed to initiate credit collect to a card not linked account .
B) Self help mode activated
C) QR code generator option to generate QR Code to receive instant payments by sender using BHIM KBL UPI scan pay n pay option .
D) Bug fixes for Android 4.1 version
E) activation of user permission to access phone features .
F) Enhancements in UI/UX design

Pre-Requisites:

1. Registered Mobile number with the Bank where the account is held , sim should be in primary sim Slot
( case of dual SIM Mobile devices.)
2. Mobile Number should be registered with Bank for receving Transaction SMS Alerts
3. Should have a Valid Debit Card

Link any of your other Bank Accounts which is mapped to your registered mobile number
with valid Debit card
You Need not to be a KBL Customer to use BHIM KBL UPI
You Can initiate Money Collection Request ( PULL )
You Can View your Other Bank Account Balance
You Can Send money to Aadhaar Number, Virtual Address, Account Number & IFSC , Mobile Number & MMID (Mobile Money Identifier) .
You can receive money from Virtual Address ( Collect / PULL )

a) U2U (PUSH): UPI to UPI transaction (Basis Virtual Address, Account Number+IFSC, Aadhaar Number, Mobile Number+MMID). In this case, both the sending and the receiving bank are live on UPI.

b) U2U (PULL): Means UPI to UPI transaction (Basis Virtual Address). In this case, both the sending and the receiving bank are live on UPI.

c) U2I (PUSH): Means UPI to IMPS transaction (and Mobile Number & MMID). In this case, the sending bank is live on UPI but the receiving bank is live only on IMPS and not on UPI.

BHIM KBL UPI will have two PINs

1. App PIN ( 4 Digits) which is created while profile creation . Used for securing the App and opening.
2. MPIN ( 4 Digits ) which is created for each account using SET UPI credentials option. MPIN is used for completing the transactions as 2 nd factor authentication.

for more details http://goo.gl/zh1RxX

Ratings and reviews

This app not even deserves single star. Even though I have set my upi pin & enter my correct upi pin I'm unable to check my balance and not able to recharge. Whenever I go to check my balance it shows error code XY REMITTER OFFLINE. I have sent a screenshot about this issue to the e-mail ID given by bank customer care 2 weeks ago but till now I have not get any response from them. Due to this problem I'm unable to use any other net banking apps. Kindly solve this problem as soon as possible.

Like most of you people I had trouble setting my UPI pin. I used various apps to do it and got to the conclusion that there's something wrong with the bank. Then I contacted customer care and they advised me to mail the situation to the bank. After 2 days the bank replied saying that they they reset the account and asked me try setting upi pin. Then I entered my debit card details and fortunately I got the otp and boom the upi pin was set. So I suggest to mail them whatever problem you have.

This app doesn't work. I opened the app, accepted terms and conditions, and they told to add phone number. When I tried to add number, they took me out of the app. I tried multiple times, it just repeated the same thing again and again. FIX IT '0' STARS