BHIM KBL UPI

KARNATAKA BANK

About this app

BHIM KBL UPI (Secure Mobile App for Rapid Transactionz)


Mobile application built on UPI Platform for universal app transaction, which facilitates customers to add own and other Bank accounts linked to his/her registered mobile number. Customer can initiate payment ( push ) and collect ( pull ) fund transfer request based on virtual ID, Aadhar number , Bank account number with IFSC code, Mobilenumber with MMID.

Download self help guide from https://www.karnatakabank.com/ktk/KBL-upi-manual.pdf

VERSION 1.0.5 - Scan n Pay and Generate QR code and share

A) Allowed to initiate credit collect to a card not linked account .
B) Self help mode activated
C) QR code generator option to generate QR Code to receive instant payments by sender using BHIM KBL UPI scan pay n pay option .
D) Bug fixes for Android 4.1 version
E) activation of user permission to access phone features .
F) Enhancements in UI/UX design

Pre-Requisites:

1. Registered Mobile number with the Bank where the account is held , sim should be in primary sim Slot
( case of dual SIM Mobile devices.)
2. Mobile Number should be registered with Bank for receving Transaction SMS Alerts
3. Should have a Valid Debit Card

Link any of your other Bank Accounts which is mapped to your registered mobile number
with valid Debit card
You Need not to be a KBL Customer to use BHIM KBL UPI
You Can initiate Money Collection Request ( PULL )
You Can View your Other Bank Account Balance
You Can Send money to Aadhaar Number, Virtual Address, Account Number & IFSC , Mobile Number & MMID (Mobile Money Identifier) .
You can receive money from Virtual Address ( Collect / PULL )

a) U2U (PUSH): UPI to UPI transaction (Basis Virtual Address, Account Number+IFSC, Aadhaar Number, Mobile Number+MMID). In this case, both the sending and the receiving bank are live on UPI.

b) U2U (PULL): Means UPI to UPI transaction (Basis Virtual Address). In this case, both the sending and the receiving bank are live on UPI.

c) U2I (PUSH): Means UPI to IMPS transaction (and Mobile Number & MMID). In this case, the sending bank is live on UPI but the receiving bank is live only on IMPS and not on UPI.

BHIM KBL UPI will have two PINs

1. App PIN ( 4 Digits) which is created while profile creation . Used for securing the App and opening.
2. MPIN ( 4 Digits ) which is created for each account using SET UPI credentials option. MPIN is used for completing the transactions as 2 nd factor authentication.

for more details http://goo.gl/zh1RxX

Ratings and reviews

A clean, fast and lightweight UPI app with almost everything I need. I especially like that my existing bank’s logo appears on the home screen, making it feel like my own bank’s UPI app. Custom UPI ID/number and the option to deregister from UPI are excellent features. Please add UPI Lite and an option to display my QR directly on screen instead of only sharing it as a file. The design is good, but typography could be improved slightly. Please keep the app simple and clutter-free.

Unable to register on BHIM KBL UPI. it shows we have found suspicious activity from this number. doesn't display what is suspicious, what shall i makeout of this? branch has no solution they ask to contact customer care and they aren't even able to verify that it my own self. PSU banks have better support than KBL.

While trying to Login or Open the app it always shows as "Please try Later". What's the issue? Where to report it? Not one time but always the same issue. Tried with Wifi, Mobile Internet, cache clearing etc. nothing is solving it.