BHIM KBL UPI

KARNATAKA BANK

About this app

BHIM KBL UPI (Secure Mobile App for Rapid Transactionz)


Mobile application built on UPI Platform for universal app transaction, which facilitates customers to add own and other Bank accounts linked to his/her registered mobile number. Customer can initiate payment ( push ) and collect ( pull ) fund transfer request based on virtual ID, Aadhar number , Bank account number with IFSC code, Mobilenumber with MMID.

Download self help guide from https://www.karnatakabank.com/ktk/KBL-upi-manual.pdf

VERSION 1.0.5 - Scan n Pay and Generate QR code and share

A) Allowed to initiate credit collect to a card not linked account .
B) Self help mode activated
C) QR code generator option to generate QR Code to receive instant payments by sender using BHIM KBL UPI scan pay n pay option .
D) Bug fixes for Android 4.1 version
E) activation of user permission to access phone features .
F) Enhancements in UI/UX design

Pre-Requisites:

1. Registered Mobile number with the Bank where the account is held , sim should be in primary sim Slot
( case of dual SIM Mobile devices.)
2. Mobile Number should be registered with Bank for receving Transaction SMS Alerts
3. Should have a Valid Debit Card

Link any of your other Bank Accounts which is mapped to your registered mobile number
with valid Debit card
You Need not to be a KBL Customer to use BHIM KBL UPI
You Can initiate Money Collection Request ( PULL )
You Can View your Other Bank Account Balance
You Can Send money to Aadhaar Number, Virtual Address, Account Number & IFSC , Mobile Number & MMID (Mobile Money Identifier) .
You can receive money from Virtual Address ( Collect / PULL )

a) U2U (PUSH): UPI to UPI transaction (Basis Virtual Address, Account Number+IFSC, Aadhaar Number, Mobile Number+MMID). In this case, both the sending and the receiving bank are live on UPI.

b) U2U (PULL): Means UPI to UPI transaction (Basis Virtual Address). In this case, both the sending and the receiving bank are live on UPI.

c) U2I (PUSH): Means UPI to IMPS transaction (and Mobile Number & MMID). In this case, the sending bank is live on UPI but the receiving bank is live only on IMPS and not on UPI.

BHIM KBL UPI will have two PINs

1. App PIN ( 4 Digits) which is created while profile creation . Used for securing the App and opening.
2. MPIN ( 4 Digits ) which is created for each account using SET UPI credentials option. MPIN is used for completing the transactions as 2 nd factor authentication.

for more details http://goo.gl/zh1RxX

Ratings and reviews

Without resetting PIN also your UPI ID will go into freezing period and you have to wait for 24hrs

This app not even deserves single star. Even though I have set my upi pin & enter my correct upi pin I'm unable to check my balance and not able to recharge. Whenever I go to check my balance it shows error code XY REMITTER OFFLINE. I have sent a screenshot about this issue to the e-mail ID given by bank customer care 2 weeks ago but till now I have not get any response from them. Due to this problem I'm unable to use any other net banking apps. Kindly solve this problem as soon as possible.

The UI is so bad I try to send money through bank transfer it asks me to set a pin I can't setup a pin it's no where to be found and the application doesn't even switch to the screen or even better it doesn't even tell how to set up but for rest all they have given help assist like it's not self explanatory. And now when I restart the application it asks me to update There is no update! Genius!! I just want to make a simple bank transfer and not go to the bank to sort things out.