Pal Loan

BLOOMS MICROFINANCE BANK LIMITED

About this app

Pal Loan provides secure and reliable online revolving credit loan services through bank-grade encryption technology, providing the highest level of protection for your information and rights.

【Application conditions】
1. Citizens holding a Nigerian identity card
2. Age must be between 18-55 years old
3. Have a job and have the ability to repay the loan

【How to apply for a loan?】
1.download flexi cash on Google Play
2. log in, follow the easy to read procedure to apply for credit limit, and submit. The loan application request can be completed online in three minutes
3.Direct deposit into your linked bank account or any cooperative third-party MMO wallet account is done quickly.

【Loan Details】
1.Repayment periods from 61 days to 180 days
2.Loan amount from ₦2000 to ₦500000
3.APR from 36% to 300% per annum


*For example; ₦1000 is given for 90 days loan term,
*Interest:₦90(9%rate)
*Total amount payable:₦1090
Representative：36%APR

【Platform characteristic】
1.Free application
All Pal Loan application processes are free

2.All operations online, simple and convenient.
Complete process in 2 minutes with a phone, paper documents not needed.

3.Data security
High compliance with industrial data encryption laws, aims to provide the highest level of data and privacy protection.

4.High quality customer service
A wide range of customer service provisions such as; email, phone number, in-app chat, etc., committed to serve you 24/7.

【Platform advantages】
1.By maintaining good repayment actions, you could enjoy higher loan limits, lower interest rates, longer repayment terms as well as access to instalment repayment features.
2.Flexible and diverse repayment methods

For Pal Loan, your information security is our topmost priority therefore, we have strict data protection and verification procedures which prevents any kind of information leakage to third parties without your consent. We highly suggest that you could review our privacy policy through this link [https://h5.fleximfb.com/cash/protocol/pal-loan/privacy-policy] for reference purposes, to learn about any possible future changes. If you have any questions about our privacy policy, please feel free to contact our customer service 24/7 by either phone, email, or In-App chat..

Contact Us
customer service telephone numbers:018886888
Email: [e-mail]
Office Address:1, COURT ROAD, OPPOSITE ECWA CHURCH, KARU, Abuja, Federal Capital Territory, 900108, Nigeria
Working hours: 9:00-17:30, Monday to Friday

Ratings and reviews

The app looks nice but for days now I've not been able to capture myself to complete the registration. There should have been an option to load a photo from the phone's storage. Giving 2 stars since I couldn't register. Your photo capturing is so cumbersome and close to impossible. Please do something urgently about it as almost all my friends attempting to register have the same complaints.

i can't imagine people praising this loan app even when they can't offer anything. this is the loan app that I have tried taking a loan on different times and they keep repeating the same thing..." we are sorry we can't offer loan now, please try again sometime" they are unreliable and can't offer anything. am sure those people commenting positive about them are been paid to do do because there is nothing good about them. i will only say good about you if my loan request is granted.

They deserve zero rating. Firstly, interest rate is too high, secondly, I'm not allowed to set the loan duration I find suitable, it's compulsorily 2 months. Thirdly, their customer service has never been helpful for once and lastly, they call you several times before your loan is due and still disturb you after you have paid the loan off.

What’s new

We have uploaded a new version,which can serve users better.