Pal Loan

BLOOMS MICROFINANCE BANK LIMITED

About this app

Pal Loan provides secure and reliable online revolving credit loan services through bank-grade encryption technology, providing the highest level of protection for your information and rights.

【Application conditions】
1. Citizens holding a Nigerian identity card
2. Age must be between 18-55 years old
3. Have a job and have the ability to repay the loan

【How to apply for a loan?】
1.download flexi cash on Google Play
2. log in, follow the easy to read procedure to apply for credit limit, and submit. The loan application request can be completed online in three minutes
3.Direct deposit into your linked bank account or any cooperative third-party MMO wallet account is done quickly.

【Loan Details】
1.Repayment periods from 61 days to 180 days
2.Loan amount from ₦2000 to ₦500000
3.APR from 36% to 300% per annum


*For example; ₦1000 is given for 90 days loan term,
*Interest:₦90(9%rate)
*Total amount payable:₦1090
Representative：36%APR

【Platform characteristic】
1.Free application
All Pal Loan application processes are free

2.All operations online, simple and convenient.
Complete process in 2 minutes with a phone, paper documents not needed.

3.Data security
High compliance with industrial data encryption laws, aims to provide the highest level of data and privacy protection.

4.High quality customer service
A wide range of customer service provisions such as; email, phone number, in-app chat, etc., committed to serve you 24/7.

【Platform advantages】
1.By maintaining good repayment actions, you could enjoy higher loan limits, lower interest rates, longer repayment terms as well as access to instalment repayment features.
2.Flexible and diverse repayment methods

For Pal Loan, your information security is our topmost priority therefore, we have strict data protection and verification procedures which prevents any kind of information leakage to third parties without your consent. We highly suggest that you could review our privacy policy through this link [https://h5.fleximfb.com/cash/protocol/pal-loan/privacy-policy] for reference purposes, to learn about any possible future changes. If you have any questions about our privacy policy, please feel free to contact our customer service 24/7 by either phone, email, or In-App chat..

Contact Us
customer service telephone numbers:018886888
Email: [e-mail]
Office Address:1, COURT ROAD, OPPOSITE ECWA CHURCH, KARU, Abuja, Federal Capital Territory, 900108, Nigeria
Working hours: 9:00-17:30, Monday to Friday

Ratings and reviews

this is one of the best loan app in Nigeria only what I want from them I'd to give it customers more time to pay up their loans apart from that the increasment and the interest rate are do positive I will advise you to try them out

This is the worst app interest are crazy high and they won't stop calling even before your loan is due.. you give super high interest and supposed to pay back early. They would say sorry for the interest is because you are a new user and that's the reason it's a big lie I have taken upto 15 loans and it still ends up the same. Scam sometimes they call you we are working on your credit score repay your loan on time for a higher increased date and amount.

The app looks nice but for days now I've not been able to capture myself to complete the registration. There should have been an option to load a photo from the phone's storage. Giving 2 stars since I couldn't register. Your photo capturing is so cumbersome and close to impossible. Please do something urgently about it as almost all my friends attempting to register have the same complaints.