Ovlo is the AI-powered expense tracker that makes managing your money effortless. Whether you are tracking daily spending, splitting costs with friends, or managing a family budget, Ovlo gives you everything you need in one beautiful app.
WHY CHOOSE OVLO?
Unlike other money manager apps, Ovlo combines an AI financial assistant, receipt scanning, budget tracking, and shared group expenses in a single app. No bank login required. No complicated setup. Just download and start tracking.
AI FINANCIAL ASSISTANT
Ovlo includes a built-in AI assistant that answers your financial questions and generates personalized spending insights. Ask it anything about your budget, get tips on saving money, or let it analyze your spending patterns. This smart finance feature is what sets Ovlo apart from every other expense tracker on the market.
RECEIPT SCANNER WITH OCR
Stop typing every expense manually. Point your camera at any receipt and Ovlo's OCR scanner automatically extracts the merchant name, total amount, date, and tax. Review the data, make adjustments if needed, and save the transaction in seconds. The receipt scanner makes expense tracking fast and accurate.
BUDGET MANAGEMENT WITH ALERTS
Create budgets for any spending category and track your progress in real time. Ovlo sends you alerts when you are approaching your budget limit so you can make smarter spending decisions. Set monthly budgets for groceries, dining out, entertainment, transport, and more.
SHARED SPACES FOR GROUP EXPENSES
Managing money with roommates, family, or a travel group? Create shared spaces where everyone can log and track expenses together. See who spent what and keep group budgets organized. Perfect for splitting bills, tracking shared household expenses, or managing a trip budget.
MULTI-ACCOUNT SUPPORT
Track all your finances in one place. Add cash accounts, bank accounts, credit cards, and digital wallets. For credit cards, Ovlo tracks your credit limit, billing due date, and current utilization so you always know where you stand.
INSTALLMENT AND RECURRING PAYMENT TRACKING
Keep track of installment plans and recurring payments. See upcoming due dates, monitor remaining payments, and never miss a bill. The installment tracker helps you stay on top of your financial commitments.
SMART TRANSACTION CATEGORIZATION
Every transaction is organized into categories like groceries, transport, dining, entertainment, and more. Customize your categories, search and filter transactions, and see detailed breakdowns of your spending habits.
CSV EXPORT
Export your financial data as CSV reports for any time period. Useful for tax preparation, financial reviews, or sharing with your accountant.
PRIVACY-FIRST DESIGN
Your financial data is stored locally on your device by default. No mandatory cloud upload. No bank login required. Ovlo respects your privacy. Optional cloud sync is available for Premium subscribers.
9 LANGUAGES SUPPORTED
Use Ovlo in English, Spanish, Portuguese, German, French, Italian, Dutch, Polish, or Turkish. The entire app is fully localized, not just the store listing.
BEAUTIFUL DARK THEME
Enjoy a modern, sleek interface with a dark theme and glassmorphism design elements. Ovlo looks as good as it works.
FREE WITH OPTIONAL PREMIUM
Ovlo is free to download and use. The free tier includes budgets, receipt scans, AI chats, shared spaces, and more. Upgrade to Premium for unlimited everything plus cloud sync.
Download Ovlo now and start tracking your expenses smarter with AI.