LoanX - Budget & Money Manager

Sheokand Enterprises Private Limited

Contains adsIn-app purchases

About this app

💰
LoanX is a personal finance calculator, budget planner and money-management app that helps you organize income, control expenses, plan savings and understand your finances in one place.

Track spending, create budgets, manage savings goals, monitor EMIs, and explore useful finance calculators.

🏠 MONEY & BUDGET MANAGER
• View balance, income, expenses and savings
• Create monthly, weekly and custom budgets
• Record income, expenses, refunds and investments
• Organize entries by category, account and payment method
• Set category-wise limits and alerts

🎯 SAVINGS & GOALS
• Create emergency fund, vehicle, home, and retirement goals
• Set target amount and track monthly savings progress

🏦 EMI & LOAN MANAGER
• Add existing loans manually to track outstanding balances
• Record lender, EMI, interest rate and due dates
• Review history and amortization schedules
• Compare debt snowball and debt avalanche approaches

🧮 SMART FINANCIAL CALCULATORS
• Loan EMI, interest, repayment, and comparison tools
• FD, RD, simple-interest and compound-interest calculators
• SIP, step-up SIP, lumpsum, SWP, ROI and CAGR calculators
• Salary, CTC, GST, profit, margin, and discount tools
• Percentage, currency, fuel, and split-bill calculators

🔔 BILLS, REPORTS & BACKUP
• Track paid, pending and overdue payments
• Set supported bill and EMI reminders
• View income, expense and savings summaries
• Analyze category-wise spending
• Export supported reports as PDF or CSV
• Back up and restore supported records

🔐 SECURITY & PERSONALIZATION
• PIN or supported biometric protection
• Light, dark or system theme
• Supported language and currency formats

🔢 REPRESENTATIVE CALCULATION EXAMPLE (For Educational Purposes Only):

This is purely a hypothetical calculation example to demonstrate how the tool works. This app DOES NOT offer these or any other loan terms.

• Minimum and Maximum Period for Repayment: 92 days to 5 years
• Maximum Annual Percentage Rate (APR): 36%

If a user calculates a loan with the following values:
• Loan Amount: ₹1,00,000
• Tenure (Repayment Period): 1 Year (12 Months)
• Interest Rate (APR): 18% per annum
• Monthly EMI: ₹9,168
• Total Interest Payable: ₹10,016
• Total Amount to Repay: ₹1,10,016

ℹ️ IMPORTANT DISCLAIMER

LoanX is a financial calculator, personal budget manager and educational utility.

The app does not provide, arrange, facilitate, approve, broker or disburse loans. LoanX is not a bank, NBFC, lender, digital lending app, credit provider or loan service provider.

Loan affordability, EMI and repayment results are mathematical estimates based only on values entered by the user. They are not loan offers, approvals, credit decisions or guarantees.

Investment, savings, salary, tax, GST and other results are estimates for planning and education. They are not financial, investment, tax, accounting or legal advice.

Actual rates, fees, taxes, rules and results may vary. Verify important information before making a financial decision.

✨ LoanX helps you plan budgets, track expenses, manage savings and build better money habits.

What’s new

Bug Fix