Marcus by Goldman Sachs®

4.3
6.74K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Marcus by Goldman Sachs offers personal finance tools to help you save, borrow, and invest. Grow your money with a high-yield Online Savings Account, high-yield CDs and No-Penalty CDs. Pay down high-interest debt with a no-fee personal loan. Automate your investing with Marcus Invest. And you can connect thousands of financial institutions to Marcus Insights -- free tools and trackers that help you organize and optimize your finances.

GROW AND MANAGE YOUR SAVINGS
Grow your money on the go with our high-yield Online Savings Account and Certificates of Deposit.
-Earn a competitive rate on our Online Savings Accounts, No-Penalty CDs and high-yield CDs
-No minimum deposit to open an Online Savings Account
-FDIC-Insured

AUTOMATE YOUR INVESTING
Marcus Invest helps take on some of the work of investing. Our managed portfolios of ETFs are designed to keep costs low and optimized to help balance risk and returns. Plus, you can customize your investing approach by selecting one of our Goldman Sachs investment strategies.
-Get a managed portfolio recommended for your risk level and investment goals
-Portfolios built to include low-cost ETFs that have been vetted by Goldman Sachs professionals
-Open your investment or retirement account with as little as $1,000

EARN REWARDS TOWARD A GM VEHICLE
With a GM Rewards Card, you can earn toward a GM vehicle.
-Apply for the My GM Rewards Card, GM Business Card or GM Extended Family Card
-Earn on your everyday purchases

OPTIMIZE YOUR FINANCES WITH HELP FROM MARCUS INSIGHTS
Our free smart tools and trackers are designed to help you see your money clearly and make empowered financial decisions. Marcus Insights is free to use even if you’re not already a Marcus customer.
-Link external accounts to see and track your finances in one place
-Explore your spending breakdown by category
-Visualize your cash flow

CONSOLIDATE DEBT WITH NO FEES
Marcus personal loans have no sign-up fees, no prepayment fees and you can customize your monthly payment.
-See your loan options in as little as 5 minutes
-Loans between $3,500 and $40,000
-Fixed rates between 6.99% and 19.99% APR

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch.

© 2022 Goldman Sachs Bank USA. All rights reserved. Member FDIC. Equal opportunity lender.

Brokerage and investment advisory services offered by Marcus Invest are provided by GS&Co., which is an SEC registered broker-dealer and investment adviser, and member FINRA (https://www.finra.org) & SIPC (https://www.sipc.org). Research our firm at FINRA's BrokerCheck (https://brokercheck.finra.org/). Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. Please consider your objectives before investing. Any information provided prior to opening a Marcus Invest account is on the basis that it will not constitute investment advice and that GS&Co. is not a fiduciary to any person by reason of providing such information. For more information about Marcus Invest offerings, visit our Full Disclosures (https://www.marcus.com/us/en/disclosure/invest-disclosures).

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Rewards Cards. GM is solely responsible for the operation and administration of the Earnings program and points program. For more details, including redemption options, go to mygmrewardscard.com.
Investment products are:
∙ NOT FDIC INSURED
∙ NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA
∙ SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

© 2022 The Goldman Sachs Group, Inc. All rights reserved.
Updated on
Jun 17, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
4.3
6.74K reviews
Jerry Abner
June 17, 2022
Some reviews say the app and the account have basic functions and a simplistic design. I find this to be a pro, not a con. The app is simple. Has the data points you need to know. It is a breeze to navigate and in almost 1 year, it has never locked up or malfunctioned. I am able to ach transfer money to and from this account with ease and have found customer service to be very friendly, available and helpful if needed. Goldman Sachs is very responsive to the changing interest rates.
6 people found this review helpful
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Jeff Mastey
June 28, 2022
App is unusable. I can log in but when I tap on my account to view the details, the app crashes. UPDATE: I figured out the crash is due to trying to load the full account history in the chart. My workaround is to quickly tap on the chart as it loads to shorten the time period. Hope the devs read this, because there doesn't seem to be in app tech support or an easy way to give feedback.
4 people found this review helpful
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Paula Elam
June 12, 2022
Terrible app. Difficult to use. Can't sign in to more than one account with completely reentering new info. Capital One GM was excellent. I've had nothing but problems from day one of this transition. Marcus can't even send me the correct cards. I would totally cancel this account if it weren't for my rebates.
10 people found this review helpful
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Goldman Sachs
June 14, 2022
We are sorry to hear about this particular issue, Paula. If you have not done so already, please contact us. Visit marcus.com/contact to find out how. Our team would love to help.

What's new

Our latest release includes minor bug fixes and performance improvements. We’re always working to make the Marcus app better for you. Enjoying the Marcus app? We’d love to hear about it! Please consider leaving us a rating or review.