Marcus by Goldman Sachs®

11.8K reviews
Content rating
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About this app

Marcus by Goldman Sachs offers financial products to help you make the most of your money.

Earn competitive rates on Online Savings Accounts, High-Yield CDs, No-Penalty CDs and Rate Bump CDs
-Open accounts and add funds in a few taps
-Manage accounts, check balances and schedule transfers on the go
-Check current rates any time
-Use calculators to predict growth
-No minimum deposit to open an Online Savings Account

With a GM Rewards Card, you can earn toward a GM vehicle.
-Apply for the My GM Rewards Mastercard, GM Business Mastercard or GM Extended Family Mastercard
-Earn on your everyday purchases

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch.

© 2024 Goldman Sachs Bank USA. All rights reserved. Member FDIC. Equal opportunity lender.

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Rewards Cards. GM is solely responsible for the operation and administration of the Earnings program and points program. For more details, including redemption options, go to

© 2024 The Goldman Sachs Group, Inc. All rights reserved.
Updated on
Jun 10, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

11.5K reviews
Pranav Agrawal
April 17, 2024
One of the worse accounts in terms of app, site, and general process. Eg. I made a transfer to another account after verifying it. They blocked that transfer, and didn't even let me know. I got a call once that I couldn't pick up. They didn't call back, leave a message, send an email, nor a text. I waited for the funds to show up. When I called they told me they put my account on hold! Also, they send you a passcode and ask you for it on the call. Anyone can pretend to be them and take that code
5 people found this review helpful
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Goldman Sachs
April 22, 2024
We apologize for the inconvenience this has caused. Marcus takes your privacy and security very seriously and in doing so we have certain procedures in place. Your feedback has been forwarded along to our team.
Reagan Burgenheim
May 28, 2024
*Update. I love this app and I love Marcus. I'm so glad i chose this bank. I can buy CDs, open IRAs and open investment accounts. All in one app! I haven't been using the app for long, so I can't say that I've checked out all it can do. I will say it has made things a bit easier as far as checking my balance, making transfers to my account, and updating recurring transfers.
3 people found this review helpful
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April 18, 2024
Biometrics never stays enabled. Asks me every time to re-enable it. Log in menu is funky and always logs me out the first time I log in. Very frustrating to have to sign in two-three times every time I need to open the app. Closing my account now that they are lowering the interest rate. **To the developer who replied telling me to go to the Contact Us page - well, after following the instructions, it seems the Chat feature is also completely broken on your website, even "from an account".
8 people found this review helpful
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Goldman Sachs
April 18, 2024
We are sorry to hear about this particular issue. If you have not done so already, please contact us. Visit to find out how. Our team would love to help.

What's new

Our latest release includes minor bug fixes and performance improvements. We’re always working to make the Marcus app better for you. Enjoying the Marcus app? We’d love to hear about it! Please consider leaving us a rating or review.