Cleo: Budget & Cash Advance

Cleo AI

Mayelana nalolu hlelo lokusebenza

Umqeqeshi wemali we-AI ongakhuluma naye. U-Cleo usiza abasebenzisi abayizigidi ezingu-5+ kubhajethi, ukonga, ukwakha isikweletu, noma ukuthola imali kusengaphambili ngalezo zikhathi zebhalansi ephansi.

I-AI IHLANGANA NEMALI

U-Cleo uguqula impilo yemali enengcindezi ibe yingxoxo elula, lapho ungabuza khona imibuzo futhi ufunde ngezimali zakho (ngaphandle kokuba nesithukuthezi sife).

Uyafuna ukwazi ukuthi uchithe malini ekukhipheni imali ngenyanga edlule? Vele ubuze uCleo… mhlawumbe lokhu kuzoba yikhona okuzokwenza ukuthi uyeke ukusebenzisa imali ngokweqile.

KHUPHUKELA KU-R250 CASH ADVANCE (1)

Lahla i-overdraft yakho enenani elingaphezulu futhi uthole indawo ku-Cleo esikhundleni salokho. UCleo unemali efika ku-$250 yemali esele ine:

- Akukho nzalo (APR)
- Awekho amasheke esikweletu
- Azikho izimali ezikhokhwa sekwephuzile
- Ayikho idiphozithi eqondile edingekayo

YONGA NGE-4.11% APY

Khulisa ingcebo yakho ngokulondoloza isivuno esikhulu cishe ngokuphindwe kayisishiyagalolunye kunesilinganiso sikazwelonke. Kucabange njengohlobo oluhle lwenzalo olunqwabelana ekongeni kwakho.

Khetha kuma-Hacks amane Okulondoloza angenangqondo: Setha futhi Ukhohlwe, Ama-Roundups, I-Smart Save, noma i-Swear Jar—lapho u-Cleo ekuhlawulisa khona ngokuchitha ezitolo zakho zokuzijabulisa ezinecala futhi engeza imali ekongeni kwakho.

PHONELA INSELELE IMIKHUBA YAKHO YOKUCHITHA

Lungisa ubudlelwano bakho bokusebenzisa imali ngenselelo eyenziwe ngokwezifiso. UCleo ngeke akutshele nje ukuthi udinga ukunciphisa ukudla ngaphandle. Uthola imininingwane ethile. Ugcina inselele yakho isendleleni ngokukukhombisa ugqozi lwemali… njengoba wonge enye i-$100 ngokungavakashi i-Starbucks kane ngesonto.

ISABELOMALI NGAPHANDLE UKUZIZWA SICWELELWE

Yakha ibhajethi yomuntu siqu (enegumbi lekhofi elibandayo). U-Cleo usebenzisa i-Plaid ukufunda umlando wakho wokwenziwe ngemodi yokufunda kuphela. Angakwazi ukukubonisa wonke ama-akhawunti akho endaweni eyodwa, akunikeze incazelo yezindleko, futhi abelane ngezilandeleli zezikweletu zanyanga zonke nezikhumbuzi.

YAKHA ISIKWELETU (NGAPHANDLE KWEKHADI LESIKWELETU) (3)

Shelelezisa indlela yakho ekugunyazweni okushelelayo, amanani entengo aphansi, kanye nemikhawulo ephezulu yekhredithi enamaphuzu esikweletu abazali bakho abangaziqhenya ngawo. Qala ukwakha isikweletu sakho ngokuthi:

- 0% APR
- Cash kusengaphambili
- Credit score coaching
- $1 ubuncane bediphozithi

FINYELELA IKHOKHWA YAKHO KUFIKA IZINSUKU Ezi-2 KUSELE (4)

Ungalindi kuze kube usuku lokukhokha. Vula izinzuzo zakho kusenesikhathi ngokusetha amadiphozithi aqondile.

IZINTO ZOMTHETHO

(1) Ngokuhambisana nokufaneleka. Amanani asukela ku-$20-$250, kanye no-$20-$100 kubasebenzisi bokuqala. Amanani angashintshwa. Ukudluliselwa kosuku olufanayo kuncike ezinkokhelweni eziveziwe.

(2) 4.11% Isivuno Sephesenti Lonyaka (APY) kusukela ngomhla ka-12/01/2023. Amanani ayashintshashintsha futhi angashintsha. Izinkokhelo ze-akhawunti zingathinta izinzuzo. U-Cleo akalona ibhange, izinsizakalo zasebhange ezihlinzekwa yi-Thread Bank, iLungu le-FDIC.

(3) Ikhadi Lomakhi Wesikweletu likhishwa i-WebBank, Ilungu le-FDIC ngokulandela ilayisensi evela ku-Visa USA Inc. Ukufinyelela eKhadini kuncike ekuvunyweni.

(4) Ukufinyelela kusenesikhathi kwezimali zediphozithi eziqondile akuqinisekisiwe, isikhathi singahluka.

Isevisi yokubhaliselwe ye-Cleo Grow inikeza abasebenzisi imigomo yokonga, ukugebenga, izinselele, kanye nokufinyelela kusivuno samaphesenti wonyaka (APY) ekongeni.

Okubhaliselwe kwe-Cleo Plus kunikeza amagoli okonga, ama-hacks, izinselele, i-APY yokonga, imininingwane yesikolodo, kanye nokufinyelela kumali etholwayo uma kufanele.

Okubhaliselwe kwe-Cleo Credit Builder kunikeza amagoli okulondoloza, ama-hacks, izinselele, i-APY ekongeni, imininingwane yamaphuzu esikweletu, ukukhokhelwa kwemali uma kufanele, umlando wesikweletu, nosekelo olubalulekile.

U-Cleo akahlangene ne-Credit Karma, i-Kikoff Credit Builder Loan, i-Experian Credit Check, i-Credit One, i-Credit Strong, i-Intuit Credit Karma, i-Albert, i-Earnin, i-Dave Bank, i-Brigit, i-Chime, i-Klover, izinhlelo zokusebenza zemalimboleko, i-Money Lion, i-FloatMe Cash Advances, Nika amandla, izinhlelo zokusebenza zemali, i-Cash Advance, i-Vola, Imali yeGridi, i-Venmo, i-Beem, i-Line Credit, i-Rocket Money, i-Possible Finance, i-CashNetUSA, i-Rain Cash Advance, i-Branch paysheck loans, noma uhlelo lokusebenza lwe-Gerald lokubolekwa imali yosuku lokukhokha

Funda kabanzi mayelana nendlela esabelana futhi siyivikele ngayo idatha yakho ku-meetcleo.com/page/privacy-policy

Yini entsha

Bug fixes & minor improvements. Watch this space.