Mano Crédito - Tu Préstamo

Mex-Factor

About this app

Mano Crédito - Tu Préstamo is a financial app designed to offer users easy and transparent access to personal loans. The entire process is done digitally through the mobile app, allowing you to manage your application from anywhere.

Our goal is to provide responsible financial solutions, complying with current regulations and protecting our users' personal information.

How to use the app

• Download and install Mano Crédito on your mobile device.

• Register with your phone number and complete your basic information.

• Apply for a loan by selecting the available amount and term in the app.

• After the corresponding evaluation, if the application is approved, the money will be transferred to your registered bank account.

Loan Information

• Available Amount: Up to Q 3,000
(The exact amount will depend on the user's credit evaluation)

• Loan Term: 120–200 days

• Annual Interest Rate: 10%–26%

• Daily Interest Rate: 0.03%–0.07%

• Prepayment: Users can make prepayments at any time without additional fees.

Sample Loan Calculation

Note: This calculation is for illustrative purposes only. Final terms may vary depending on the user's credit evaluation.

Loan Amount: Q 3,000
Loan Term: 200 days
Daily Interest Rate: 0.07%

1. Calculation of Daily Interest

3,000 × 0.07% = Q 2.10 per day

2. Calculation of Total Interest

Q 2.10 × 200 days = Q 420

3. Calculation of Total Amount Due

Loan Principal: Q 3,000

Total Interest: Q 420

Total Amount Due: Q 3,420

Security and Privacy

Mano Crédito applies security standards to protect users' personal information.

The data collected is used solely for the loan evaluation process and is not shared with third parties without the user's consent, except when required by applicable regulations.

Basic Requirements

To apply for a loan, the user must meet the following requirements:

• Be over 18 years of age
• Have a valid national identity document (DPI)
• Have a bank account in their name
• Provide truthful personal information

Contact and Support

If you have questions or need assistance, you can contact our customer service team:

Email: [e-mail]

Mano Crédito - Tu Préstamo is a digital tool that allows you to manage loan applications easily and transparently, offering a financial alternative to cover short-term needs.