Your money is already telling you something. Listen to it here.
flo reads the electronic invoices that already arrive in your email and automatically creates your monthly summary: how much came in, how much went out, and what it was spent on. Without writing a single expense by hand.
CONNECT AND GO
Connect Gmail or Outlook and flo finds the invoices already in your inbox—including those from previous months. In minutes, you can see your entire year.
EVERYTHING IN CATEGORIES, WITHOUT YOU DOING ANYTHING
Groceries, eating out, transportation, health, services… flo categorizes each invoice and learns from your changes: if you change the category for a store, it also updates all the previous categories.
WHAT DOESN'T ARRIVE BY EMAIL? JUST TAKE A PHOTO
Take a picture of your lunch or taxi receipt and flo reads the amount, the store, and even the products. You can also send it via WhatsApp or write it down by hand in two taps.
YOUR 50/30/20 BUDGET, CREATED BY YOU
Tell us how much you earn, and flo will divide your month between needs, wants, and savings,
with a goal per category based on what you actually spend. Then you can adjust it as you wish.
YOUR TAX DEDUCTION, UP-TO-DATE
In Colombia, 1% of your purchases with electronic invoices in your name are tax-deductible. flo keeps track all year and lets you export the report for your tax return or your accountant.
TRUE PRIVACY
We only read the electronic invoices in your email. No other messages are opened, saved, or analyzed. You can disconnect your email or delete your entire account from the app at any time.
flo is free. No ads.
Your expenses, without writing anything down. Flo reads the invoices from your email.