Merrill Edge

Merrill Lynch, Pierce, Fenner, and Smith Inc.

About this app

The Merrill Edge mobile app lets you access and manage your accounts and investments where and when it’s most convenient.

Manage Your Accounts
• View balances, holdings, order status and pending and historical transactions
• Trade stocks, ETFs, mutual funds and options
• View your brokerage accounts or any linked external accounts you hold outside Merrill Edge

Stay On Top of the Market
• Up-to-date Market data and News
• Real-time streaming quotes
• Explore heat maps and Interactive charts

Watchlists
• Monitor major market securities
• Add securities to your personal Watchlist

Deposit Checks
• Simply take photos of checks to deposit them¹
• View recent check deposits

Transfer Money
• Transfer money between your Merrill Edge investment accounts and your linked Bank of America, N.A. bank accounts
• Make transfers to and from accounts held at other financial institutions that you’ve set up on the website.
• Send and receive money using Zelle®²

Pay Bills (must be enrolled)
• Make single payments
• Pay eBills

Guidance & Retirement
• Plan for retirement & college costs using the Personal Retirement and College Planning calculators
• Other tools available to help with what matters most to you (IRA Selector calculator, My Life Priorities, Life Events)

Stay Secure
• Set up Fingerprint Login to securely sign in³
• Send messages and documents using the Secure Inbox

¹Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
²Requires enrollment in the service and must be made from a Bank of America consumer checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
³Certain devices are eligible for enrollment in Fingerprint Login.

IMPORTANT NOTICE

The Merrill Edge app for Android is available to clients who have online access to the MerrillEdge.com website. Some of the features and services available on MerrillEdge.com are not available within this app. Please access the website to access all functionality. Select Application License Agreement and review the amended Terms & Conditions, which apply to the website and all mobile devices. By downloading and using this app, you agree to the current Terms & Conditions.

You may be charged access fees from your wireless service provider depending on your mobile device. Please check with your wireless service provider for details on specific fees and charges.
For more information about Merrill privacy and security, please visit ml.com/privacy.

Investing involves risks. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, a registered investment adviser, Member Securities Investor Protection (SIPC) and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp").

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly- owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insured
• Are Not Bank Guaranteed
• May Lose Value

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are herein under license.

© 2023 Bank of America Corporation. All rights reserved.
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Ratings and reviews

The app looks like it was made 10 years ago with an interface and functionality that have never been updated. It has no realtime execution notice, is clunky, & requires you to click through many pages. It's much more time consuming & provides less functionality, information, and ease of use compared to every other trading app I've used. The only positive I can say is that it is not buggy, which is why it gets 2 starts. Devs: look at TD Ameritrade, Robinhood, and Moomoo for examples of good apps.

Usually easy to manage and navigate. Good options available. I don't like how it doesn't let you manage automatic transfers without logging into the desktop website. I've amended the review to give it 3 stars. It works but constantly gives you odd issues with no explanation. For example I tried to make a transfer between accounts and kept getting the error saying the transfer couldn't be processed. So I changed the date to a week out and it worked.

This app is terrible for banking. It's like they tried to put the website on a mobile app rather than make it a mobile app. The coding is a mess where you have to click through 3-4 screens to make a trade and then back out of those to get back to the main page. Do you like scrolling? Cause you'll do a lot of that, as they try to make a spreadsheet for all the information on your computer put onto your screen. Manually going through your options is like walking on a beach full of dead whales, because some options you can only access one way and other options another, meaning more screens to bypass. The only thing they got truly right is they added a button switch for a sell all option, which please, isn't a compliment. I couldn't find any of the major markets gainer or losers and things like fundamentals or analysis don't exsist. It need some serious clean up, that's about the rest of what I have to say.

What's new

In this release, we've made some minor enhancements and bug fixes.

We're always making improvements, so turn on automatic app updates to get the latest. Go to Google Play Store > Menu > Settings > Auto-update apps, and set your preference.