Mocasa: Pay Later & Quick Loan

Mocasa

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About this app

Get your first Cash Loan or Virtual Mastercard on Mocasa – Hassle-free! Instant approval with transparent pricing.

Mocasa Quick Loan Highlights:
· Loan amount: ₱1,000.00 - ₱50,000.00
· Loan term: 91 days - 365 days
· Maximum APR: 144%
· Third-Party Convenience Fee: Up to ₱20 per transaction (varies by payment channel)

REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN:
91-day loan with principal amount of ₱10,000
· Interest (5.500% per month × 3): ₱1,650
· Service Fee (16.5% of principal): ₱1,650
· Total cost retained by Mocasa: ₱3,300
· Total Repayment: ₱13,300
· Monthly Repayment: ₱13,300 ÷ 3 = ₱4,433.33
· Annual Percentage Rate (APR): 132.36%
Note: Convenience fees charged by third-party payment gateway providers are disclosed separately and are not included in the APR.

Mocasa Virtual Mastercard Features:
· Interest-Free Period: Enjoy up to 50 days of interest-free credit, just like a standard credit card.
· Shop Anywhere: Add it as a payment method to any app or website that accepts Mastercard.
· Scan to pay: Pay via QRPh code at stores nationwide.
· Bill Payments: Pay utility bills or buy load/data directly within the Mocasa app.

PRIVACY & PERMISSIONS
· Your privacy is our priority. We will never disclose your personal information to anyone without your permission or sell your data to third parties.
· Before you avail of any loan, we will provide a Disclosure Statement in compliance with the Truth in Lending Act to ensure full transparency—no surprises.
· Study the terms and conditions in the Disclosure Statement before proceeding with any loan transaction.
· Mocasa strictly complies with Google Play policies and does not require access to your Contacts, Call logs, or Photo Gallery.

WHO CAN APPLY?
· 21+ years old
· Filipino citizen
· Have 1 government-issued ID
· Have a stable income

HOW TO APPLY?
· Register: Create an account with an active mobile number.
· Apply: Fill out the simple Online Loan Forms.
· Review: Get evaluated in as fast as 5 minutes.
· Cash Out: Money will be disbursed to your preferred account immediately upon approval.

WHY CHOOSE MOCASA?
· High Limit: Get approved for up to ₱50,000.
· Easy Access: 100% online process with no collateral required.
· Transparent Pricing: All fees and costs are clearly disclosed before you confirm your loan.
· Fast Disbursement: Transfer cash instantly to your GCash, Maya, Lazada wallet, or bank account.

WHO WE ARE
· Corporate Name: Philippines Cashtrout Lending Corporation
· Business Name: Mocasa
· PSEC Registration Number: CS201910407
· Certificate of Authority (CA): 3015
· Office Address: 4/F Kings Court 1 Building, 2129 Chino Roces Ave., Pio del Pilar, Makati City, Metro Manila, Philippines

CONTACT US
We value your feedback! If you have any questions or suggestions, please contact us:
· Email: [e-mail]
· Office Hours: 8:00 AM – 8:00 PM, Monday to Sunday
· Website: www.mocasa.com

Follow us for the latest updates:Facebook/Socials:
@MocasaPayLaterandQuickloanPH
@MocasaCustomerServicePH

Ratings and reviews

Tried this mocasa for the first time for a personal emergency. The application process was very fast and easy, requiring only one valid ID. I was approved in just a few minutes, and the funds were transferred to my bank account immediately. The interest rate was reasonable compared to other apps, and they provide helpful repayment reminders. Highly reliable for urgent cash needs

Mocasa App Review: Reliable, Flexible, and Perfect for Everyday Use Mocasa has quickly become my most trusted financial app, and I can honestly say it’s a game-changer for anyone needing easy, accessible credit and payment options . As someone without a traditional credit card, I love how simple it is to sign up—just one valid ID, quick verification, and approval in minutes, no complicated paperwork required. It’s fully SEC-registered, so I feel safe knowing it’s legal and regulated, unlike ma

This app is incredibly helpful, especially when emergencies. The registration process was smooth, and the interface is very easy to navigate. Fast approval in just minutes, and the funds were disbursed directly to my account. No hidden fees, and everything is laid out clearly before you accept. Highly recommend!!

What’s new

Some Technical Optimizations