Mocasa: Pay Later & Quick Loan

Mocasa

About this app

Unlock your way to a smarter financial choice with Mocasa! With Mocasa, you can not only obtain a virtual Mastercard, but also a cash loan just in a flash.

Mocasa Quick Loan Introduction:
Loan amount: ₱3,000.00 - ₱25,000.00
Loan term: 91 days - 180 days
Maximum APR: 30%
Transaction Fee: 0
Other fees: we will charge ₱20 flat service fee for per transaction

For Example:
91-days(3 months) loan with interest rate of 12%, and principal amount is ₱10000
Total Interest fee: ₱10000*12%/365*91= ₱299.17
Service fee: 0%
Total repayment : ₱10000*12%/365*91+10000=₱10299.17
Monthly repayment: ₱10299.17/3=₱3433.06

Mocasa company is licensed by PSEC:
Corporate Name: Philippine Cashtrout Lending Corporation
Business Name: Mocasa
PSEC Registration Number: CS201910407
Certificate of Authority (CA): 3015

Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction

Loan application requirements:
✅ 21+ years old
✅ Filipino citizen
✅ Have 1 government-issued ID
✅ Have a stable income

➡️ How simple is the quick cash loan process?
• Download the Mocasa app
• Fill out our quick loan application in the Mocasa loan lending app
• Wait for evaluation
• Get fast cash sent directly to your Bank Account/GCash/Lazada Wallet/Maya Wallet

Mocasa Advantage:
✅ Convenient Online App
✅ Instant Cash Loan
✅ Simple Loan Process
✅ Easy Approval
✅ Low Interest and Fees

What’s Mocasa virtual Mastercard?
Mocasa virtual Mastercard works just like a digital credit card especially issued to Mocasa users. By using Mocasa virtual Mastercard, users can enjoy the freedom of shopping whenever you want.
1. Shop whenever and wherever you want by adding your Mocasa virtual Mastercard as a payment option when you’re paying online, including but not limited to e-commerce, food delivery, car service, etc.
2. Enjoy up to 50-days interest-free billing cycle just like using a credit card. Save more with Mocasa!

How to get approved for a Mocasa virtual Mastercard?
1. Download Mocasa sign up with your phone number
2. Choose Mocasa Standard Account and fill in your info to submit your application.
3. Wait for approval. Activate your Mocasa Card after approved! Start enjoying your shopping.

More ways to use your Mocasa credit if you’re a Mocasa Standard Account or Constructive Account user!
1. Pay at over 700,000 Merchants In-store Nationwide
Shop with ease using your Mocasa credit at any QRPh-supported merchant like Jollibee, McDonald’s, AllDay Supermarket, Abenson’s, National Bookstore, Petron, SeaOil, Mercury Drug Store, and many more.

2. Pay Utility Bills, Buy Load and Data
Get all your utility bills paid such as electricity, internet, and cable, water, buy load and data for your phone, and even do it all on credit. With Mocasa, you can pay on the spot - no more waiting for bills to arrive or going to the store to buy a load. Get the convenience you deserve and make life simpler with Mocasa!

We Want to Hear from You!
We will be fully with you 08:00 – 20:00 from Monday to Sunday and will get back to you ASAP during non-business hours.

Call Us at:
09985002901

Email Us at:
[e-mail]

Join Us on Facebook:
Mocasa Pay Later Anywhere:
https://www.facebook.com/MocasaPayLaterAnywhere

Ratings and reviews

If I could rate this app 0 stars, I would. This cash loan app is a complete waste of time and a potential privacy risk. They collect a staggering amount of personal information, including your ID, bank card details, pay slip, address, and even require a liveness check. After going through all these intrusive steps, my application was automatically rejected with no clear explanation. It's clear they just want to gather your sensitive data. I don't recommend this app to anyone. Don't download it.

They collected my data info such as bank account, philhealth and pag-ibig number. They gain access to all my contacts, yet i was disapproved. It will took 6 months to re apply again. NOT RECOMMENDED FOR QUICK LOAN !! THEY WILL JUST COLLECT YOUR DATA 🙄 (EDITED) - I had a conversation with an agent named Ann. She sounds like scripted or an AI, she doesnt provide specific reason regardless why I was NOT approved and WHEN i can reapply. If i can rate this 0, I WOULD! TALA IS BETTER THAN THIS!

quick and reliable loan app. the downside is sending/transfer fee is too high and the very slow credit increase

What's new

1. Optimized the Design of Repayment Guidance Page
2. Updated Reward Settings for Inviting Friends Campaign
3. Other Technical Optimizations