NavFi

NavFi Inc.

About this app

Connect your accounts and get a personalized day-by-day plan for spending, bills, and saving. See exactly what to do next, every day.

NavFi is a personal financial GPS. Connect your accounts, and NavFi builds a clear, day-by-day plan for spending, paying bills, and saving—then guides you through it, one step at a time. Most budgeting apps show you where your money went. NavFi tells you what to do next.

HOW IT WORKS

1. Connect your checking, savings, and credit card accounts (or add them manually—no bank connection required).

2. NavFi's planning engine builds an optimized route: what to pay, when, and from which account, so your bills are covered and you're never caught short.

3. Follow your Navigator day by day. If something changes, simply tell NavFi and it automatically reroutes your plan.

WHAT YOU GET

• Command Center — One screen for your balances, plan status, and anything that needs your attention.

• Navigator — A turn-by-turn calendar of every bill, paycheck, and savings move in your plan.

• Route Health — A continuous check on whether your plan is still on track, with rerouting recommendations the moment it isn't.

• Map — See nearby places to spend and whether they fit this week's budget before you tap to pay.

• Smart Credit Card Payments — NavFi times and sizes your card payments to help you avoid interest and stay ahead of due dates.

• Goals & Savings — Set a target and let your plan work toward it automatically.

• Navi, Your AI Guide — Ask questions about your finances in plain language and receive answers based on your real financial data.

• Transactions — Every purchase is automatically matched to your plan, with manual entry available for cash or accounts you'd rather not connect.

BUILT ON REAL MATH

NavFi's plans aren't based on guesses or rules of thumb. They are generated by real mathematics to create a plan that works—and automatically recalculates whenever something changes.

YOUR DATA, PROTECTED

Bank connections use Plaid's bank-level encryption. NavFi never sees or stores your online banking credentials. You can also secure the app with biometric unlock for an additional layer of protection.

MEMBERSHIP

NavFi requires a membership. Choose a monthly or yearly subscription, or make a one-time lifetime purchase. Pricing is displayed in the app before you buy. Subscriptions renew automatically until cancelled. You can manage or cancel your subscription at any time in your Google Play account settings.

What’s new

Fix a transaction's category in two taps.
- Quick category fix — tap any transaction's category and change it instantly. Wrong tap? Undo.
- Tell NavFi what a transaction is — spending, a bill/paycheck, or a transfer — and your plan updates to match.
- Notifications now link straight to the transaction they're about.
- Redesigned Financial Breakdown — five records at a time, plus Edit/Delete on every row.
- Loan payments and card minimums now sit alongside your recurring bills.