Karur Vysya Bank presents KVB Upay – A Unified Payments Interface (UPI) application that lets you transfer funds from any bank account using a Virtual Payment Address (VPA), IFSC & Aadhaar.

What is UPI?
Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The UPI is regulated by the Reserve Bank of India (RBI) and works instantly by transferring funds between two bank accounts on a mobile platform.

If you operate multiple banks account & use multiple apps for your payments? Switch to KVB Upay for managing all your accounts at one place.

Benefits of using KVB Upay
- No need to remember account number, IFSC for fund transfer
- Send/Collect money using a Virtual Payment Address
- Access all bank accounts linked to your mobile number in one app
- Pay to friends & relatives using their VPA
- Pay to any user using any UPI application.
- Request money from any UPI user
- Scan a QR and pay on the fly.
- Make Payments by QR Scanning
- Check account balance
- Block unwanted VPA as Spam

What are the requirements for using KVB UPay?
You should have following
- A Smartphone phone with internet services
- An operative bank account
- The mobile number being registered with UPI must be linked to the bank account.
- Active debit card relating to this account for creating mPin.

How to register for KVB Upay?
- Download “BHIM KVBUPay” from iOS App Store
- Click on “Proceed” to verify your mobile number.
- An SMS will be sent from your mobile for verification. In case of Dual SIM, Users need to select the SIM registered with the bank for verification.
- After your mobile number is verified, the Profile Registration screen is displayed. Fill in the required details.
- Create six digits numeric application password for logging in to application and confirm the same.
- Once successfully registered, login to the app and create VPA for the bank account linked.
- Select the Bank & create VPA for the bank.
- Set mPin for the selected bank using debit card

Support 24 X 7:
Email id:
Toll Free Number: 18602001916

Supported Banks: Visit our website to find out if your bank is live on BHIM

Permissions for App and reasons

SMS - As per NPCI guidelines, we will be sending a background SMS to verify the customer and mobile number linked to it.

Location – As per NPCI guidelines, we will capture location details

Storage – We need this permission to store the scanned QR Code.

Calls – We need this permission to detect single/dual SIM and allow user to choose

Go ahead and download BHIM KVBUPay application to experience the unique way of making payments using a Virtual Payment Address (VPA).
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What's New

Minor Bug Fixes
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Additional Information

January 3, 2019
Current Version
Requires Android
4.3 and up
Content Rating
Offered By
The Karur Vysya Bank Ltd
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