MyGoldCalc

futigo

About this app

Know Before You Pay - Your trusted gold buying companion!

MyGoldCalc helps Indian gold buyers verify fair pricing, understand hallmarks, and negotiate confidently at jewelry stores. Whether you're buying gold for weddings, festivals like Dhanteras and Akshaya Tritiya, or investment - this app ensures you never overpay.

KEY FEATURES:

LIVE GOLD RATES
Get real-time gold prices for 24K, 22K, 18K, and 14K purity. Prices updated twice daily. Works offline with cached rates.

FAIR PRICE CALCULATOR
Calculate the true cost of gold jewelry including:
- Gold value based on weight and purity
- Making charges (percentage or per-gram)
- GST on gold (3%) and making charges (5%)
- Hallmarking fees
Know exactly what you should pay before negotiating!

MAKING CHARGE ANALYZER
Got a quote from the jeweler? Enter it and instantly find out:
- Effective making charge percentage
- Whether it's within market range (8-25%)
- How much you could save by negotiating
Stop overpaying on making charges!

OLD GOLD EXCHANGE CALCULATOR
Selling or exchanging old jewelry? Verify if the jeweler's offer is fair:
- Calculate today's fair value of your gold
- See how much you might be losing
- Typical deduction is 2-3%, anything more needs explanation

HALLMARK DECODER
Instantly understand hallmark numbers:
- 999 (24K) - Pure gold for coins/bars
- 916 (22K) - Traditional Indian jewelry
- 750 (18K) - Contemporary designs
- 585 (14K) - Budget jewelry
Learn what each mark means and verify authenticity.

GOLD LOAN ESTIMATOR
Planning to pledge your gold? Get estimates for:
- Bank loans (SBI, HDFC) at ~75% LTV
- NBFC loans (Muthoot, Manappuram) at ~70% LTV
Know your jewelry's collateral value.

WEIGHT CONVERTER
Convert between Indian gold weight units:
- Grams
- Tola (11.66g - North India)
- Sovereign/Pavan (8g - South India)
- Troy Ounce (31.1g)

CITY-WISE RATES
Gold prices vary by city. Select your city for accurate local rates:
Chennai, Mumbai, Delhi, Bangalore, Hyderabad, Kolkata, Kochi, and more.

WHY MYGOLDCALC?

- OFFLINE FIRST: All calculations work without internet
- FAST & LIGHT: Works smoothly on all Android devices
- NO LOGIN REQUIRED: Start using immediately
- ACCURATE: GST calculated correctly (3% on gold, 5% on making)
- TRANSPARENT: See complete price breakdown
- INDIAN CONTEXT: Designed for Indian gold market

PERFECT FOR:
- Wedding jewelry shopping
- Festival gold purchases (Dhanteras, Akshaya Tritiya, Pongal)
- Investment in gold
- Selling or exchanging old gold
- Understanding gold loan value

DISCLAIMER:
Prices shown are indicative based on market rates. Actual prices may vary by jeweler. Always verify with your jeweler before purchase. This app provides estimates for reference only and does not constitute financial advice.

Download MyGoldCalc now and shop for gold with confidence!

What’s new

Welcome to MyGoldCalc!

Your complete gold buying companion:
- Live gold rates (24K, 22K, 18K, 14K)
- Fair price calculator with GST breakdown
- Making charge analyzer - find hidden charges
- Old gold exchange value checker
- Hallmark decoder for all purity marks
- Gold loan estimator
- Weight converter (Gram, Tola, Sovereign)
- City-wise rate adjustments
- Works offline
- More features

Know Before You Pay!