Paga - Two Worlds. One Wallet.

Paga Group Ltd

About this app

Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world.
The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN.
One login. One app. Two worlds, finally connected.
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo


Physical & Virtual Visa Debit Cards

Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Google Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.

Move Money Without Borders/b>
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
Get instant notifications so you’re always in control.

How we protect your money

Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.

Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.

Why Paga?/b>

Over 30 million people trust Paga. Recognized by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do.
Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos
Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos


Download Paga today. Two wallets, one life, no borders.

Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.

Whatsapp- 08099227242
Call- 02013444300
Email- [e-mail]
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.instagram.com/my_paga
Instagram - https://x.com/paga
LinkedIn- https://www.linkedin.com/company/pagatech-limited/

Ratings and reviews

The app has improved from what it used to be, the new update is good but still lacks one very important thing. No transaction history. The transaction history keeps giving error, before it will show but will not refresh, but the new update doesn't even show you a transaction history unless you login to the website. You guys are doing a great job improving the app but please work on the transaction history. I have to use Opay if i need to make transfer that requires payment proof. It's not fair.

I can't understand what's happening with paga bank for some weeks now I have not been able to access my account. This has adversely affected my money transfer and other transactions. I am disappointed, please urgently do something about it. I have updated my account but of no effect. My account name is Timothy Olufemi Adefarakan.

A very useless app, very inconsistent. Lock you out for weeks without any way to login and access your money, for no reason. Then when it opens you can even access places like transaction history. Again, a very useless app. Also, l'm unable to log into my account. It returns a "wrong username/password" error message. It's the same credentials that I always use to access my account. Tried to do a reset also to no avail. It says " invalid identifier".

What’s new

What's New:
Redesigned Paga App to open and manage both a US Checking Account and a Nigerian Naira Account.
Get physical & virtual Visa debit cards to add to Google Pay for contactless payments.
Borderless Transfers: Send USD to Nigeria instantly, receive via ACH, wire, or Visa Direct.
Built-In Security: FDIC & NDIC protection, biometric login, and instant card controls.
24/7 Support: Because your money never sleeps.
Please install the latest version to enjoy these improvements.