Smartbenefits

4.8
986 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Users Interact
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About this app

Smartbenefits is the all-in-one platform for employee healthcare benefits that can help you stay on top of all your health and wellbeing needs.

Track and understand all your benefits, limits and coverages and make the most of your services. Get a personalized view of all your healthcare plans, instantly file your claims and get reimbursed digitally. Avoid any last minute hassle by getting yourself pre approved for cashless surgeries via the app and make the process seamless.

What you can do on our app:
- Access your health, life, and OPD plans with a single click
- Get a detailed view of your coverages and limits
- File a reimbursement claim or get prior approval for a planned surgery
- Locate the nearest panel hospital for cashless treatments
- View daycare surgeries and special investigation tests covered under your plan.
Updated on
Apr 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
984 reviews
Ali Noor
February 21, 2026
The issue with the app is, that whenever you set the password and login the next time, it would say the password is incorrect. Then I click on "forgot password", it sends otp on the email, I reset the password, and then again it shows the same issue. I've by now attempted 5 times, it resets the password successfully, but is always unable to login stating incorrect user/Pw. Please fix as it is incredibly frustrating.
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hassan imam
September 28, 2025
They go out of their way to ensure your claim gets rejected. The team is unprofessional and keeps redirecting you to the app, which itself contains misleading information. When you file a complaint, they overwhelm doctors with endless forms and actively look for reasons to deny the claim. Unfortunately, insurance in Pakistan often feels more like a fraud than a service.
1 person found this review helpful
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Muhammad Siraj Uddin
April 30, 2024
The deal and discount option working dead slow. It took almost 2 minutes to load BOGO page. And once it is open then you cannot search anything due to the slowness. Please check this. Except for this the overall experience is good
1 person found this review helpful
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What’s new

- Introduced a new feature, “Wellness Market,” in the app, providing users with access to pharmacy and wellness services.
- Enhanced the Cashless Medicine option by introducing a medicine pickup service in Karachi.
- The issue causing the error “This field may not be null” upon opening the app has been resolved.
Content rating
Everyone
Users Interact
Learn more

App support

About the developer
SMART PFM ( PVT. ) LIMITED
info@smartbenefits.pk
104-C, 3rd Floor Main Khayaban e Ittehad DHA Phase 2 Ext Karachi, 74200 Pakistan
+92 309 2227718