Frimoni:Simple and Quick Loan

QUARK FINANCIALS NIGERIA LIMITED

About this app

Frimoni, Your Trusted Personal Loan Partner : Fast, Flexible, and Safe

Need quick funds for unexpected expenses, a dream vacation, school fees, or business needs? Look no further—Frimoni is here to simplify your financial journey, designed with your convenience and security.

✅ Low Interest Rates That Save You Money
We believe borrowing should be affordable. Enjoy competitive, transparent interest rates tailored to your profile, ensuring you pay less over time. No hidden fees, no surprise charges—just clear terms you can trust.
The annual percentage rate (APR) is between 12%~35%. Minimum APR is 12% and maximum APR is 35%. It varies depending on the assessment of your credibility. There is no other hidden fees.

✅ High Loan Amounts Up to ₦1,000,000
Whether you need a small boost or a significant sum, we’ve got you covered. Get approved for loans ranging from ₦10,000 to ₦1,000,000, giving you the freedom to handle big expenses without stress.

✅ Flexible Tenure to Fit Your Budget
Choose a repayment plan that works for you. With loan tenures ranging from 91 days to 365 days, you can spread payments over time, making monthly installments manageable and stress-free. The minimum repayment period is 91 days and the maximum repayment period is 365 days.

✅ Loan Example (Including All Fees)
If you borrow ₦100,000 at 12% APR for 120 days, repayable in 4 equal installments (every 30 days)：
-You receive ₦100,000 in hand.
-Total Interest: ₦100,000 × 12% × 120 ÷ 365 = ₦3,945
-Other Fees: ₦0 (No processing, service, or hidden fees)
-Total Repayment Amount: ₦103,945
-Installment Amount: ₦25,986 per period
Remind: Late payments may incur fees only as permitted by Nigerian law.

✅ Safe and Secure—Your Data is Protected
We take your privacy seriously. Our app uses bank-level encryption and advanced security protocols to safeguard your personal and financial information. Rest easy knowing your data is never shared with third parties without your consent.

✅ Simple Application Steps—Get Approved in Minutes
Gone are the days of lengthy paperwork and endless waits. Apply for a loan in 3 easy steps:
1.Download the app and complete your profile with basic details.
2.Choose a loan offer and Submit your application
3.After approval, the funds are transferred directly to your bank account—often within 24 hours!

❓Why Choose Us?
No collateral required—unsecured loans for your peace of mind.
24/7 customer support to assist you with any queries.
User-friendly interface designed for a seamless experience, even for first-time users.
Transparent terms—know exactly what you’re agreeing to before signing.

📣Loan applicant requirement
✔Nigeria resident
✔18-60 years old

☎️Contact us
If you have any feedback or questions, we are always happy to hear from you!
• We are available 24/7 to assist you with your request
• Customer service email:[e-mail]
• Hotline:[phone] or [phone]
• Customer service working hours: 9 am - 5:30 pm Mon-Sat, 12 pm -5 pm Sun
• Website:https://www.frimoniapp.com/
• Address: Allen Road, Ikeja 101233, Lagos

Ratings and reviews

DON'T INSTALL THiS APP. Once you install you can't delete your account until you take whatever amount they give you. Big red flag for scam. I have proofs that there is no transactions on my account. Fix your system and delete my account before I start taking legal actions. Reply: I can't find you on WhatsApp and no one is picking your calls. Fix your app so it stops showing pending order when there is no order. Also, order cancellation should be by choice and easy to execute.

This loan app ha ever been the most dubious loan app I have ever seen.. You can imagine applying for loan to solve an immediate problem not knowing that you are adding to your problem instead. They will flash you wit some amount on loan, once you proceed and expecting breakdown of the loan on how much you are getting and how much you are to pay back but no they will just credit you what they want and the initial amount they showed you is what you have to pay back with high interest..

I would gladly give them anything lower than 1 star, the interest rate on this app is too alarming for crying out loud, the interest is almost equivalent to what u borrowed with just few days to pay back, secondly I was trying to view the loan agreement and this thing, boom I was credited it's just like forcing to get it, aside all this, the app is fast but far from reliable

What’s new

Fixed Bugs