MiniPay: Global Money Wallet

4.3
31.9K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Learn more
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About this app

MiniPay is a self-custodial stablecoin wallet built for real-world money movement. Hold USDT, send across borders in seconds, and cash out in local currency across 66 countries.

Hold & buy stablecoins
• Buy USDT, USDC, or USDm directly in your wallet using credit card, bank transfer, Apple Pay, mobile money, and more.
• Swap between stablecoins instantly with a simple drag and drop.
• Deposit any crypto and convert to USDT or USDC instantly.

Send money globally
• Send USDT to anyone in 66 countries — Nigeria, Ghana, South Africa, Brazil, Germany, Poland, France, Turkey, the United States, and more.
• Transfers arrive in seconds at some of the most competitive rates available.
• Trusted by millions of users worldwide.

Cash out in local currency
• Withdraw to local currency in 66 countries via bank transfer, mobile money, and other local payment methods.
• Zero MiniPay fees on deposits and withdrawals.

USD & EUR virtual accounts
• Get verified US and EU banking details instantly.
• Receive payments from the US and Europe directly into your wallet.
• Withdraw to your local currency at competitive rates.
• Virtual accounts are provided by regulated third-party partners.

Earn on your balance
• Earn rewards of up to 2% weekly on your stablecoin balance.
• No lockups. No minimums.

IMPORTANT DISCLOSURES
MiniPay is a non-custodial wallet built on the Celo blockchain. All transactions are facilitated using USD stablecoins. All exchanges between stablecoins and local currencies are facilitated by third-party providers. Third-party restrictions and Terms and Conditions apply.

Zero Fee top-ups and withdrawals are available in select markets with select third-party providers. Third-party restrictions and Terms and Conditions apply.
Updated on
Jul 1, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit

Ratings and reviews

4.3
31.7K reviews
Ade Lafe
June 28, 2026
The application is good and withdrawal is fast. But my phone got damaged so I got another phone and download the app. But l Iam unable to deposit money or withdraw. If said there was error that prevented it from verifying me. l don't understand. If I can make a deposit l will give 5 stars. l have got a new phone and everything is fine now. So kudos to Minipay with 5 stars.
13 people found this review helpful
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Opera
May 28, 2026
We’re glad you like the app and fast withdrawals! For deposit and verification issues, it may help to wait 24 hours and ensure your phone number is valid. If problems persist, please reach out for assistance through the app. Thank you for your feedback!
Favor joe
June 20, 2026
Ok everything's going pretty much well except that the boost rewards have been drastically reduced. not cool 😔, also the transaction history now showing even tho you log out and log back in but there's a problem. Every deposit received from others is showing "withdrawal" which is very confusing most times cuz it will make you think you sent money (whereas you received instead) without your consent. kindly increase the boost and I might consider re-rating 5 stars. overall experience: good 👍
3 people found this review helpful
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Opera
June 22, 2026
We're glad to hear your experience has been positive! Thank you for your feedback on boost rewards and the deposit issue; we've flagged this for review. Your insights are valuable, and we appreciate your suggestions. Best, MiniPay Team
Robin Thebank
June 11, 2026
The apps works perfectly fine, I've heard about it but when I decided to use it it works, the only issue I have is the withdrawal method, they make me buy dollars at a rate of 1400 or more but when I want to sell they offer it at a low rate of 1350 which isn't fair. Good app tho, make the exchange rate favourable
7 people found this review helpful
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Opera
June 11, 2026
Thank you for your feedback, and we're happy you are enjoying the app! We appreciate your thoughts on the exchange rates, as we understand how crucial favorable terms are for our users. Your input is valuable, and we hope you continue to enjoy using the app!

What’s new

- UI/UX improvements
- Bug fixes