MiniPay: Global Money Wallet

4.2
30.6K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Learn more
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About this app

MiniPay is a self-custodial stablecoin wallet built for real-world money movement. Hold USDT, send across borders in seconds, and cash out in local currency across 66 countries.

Hold & buy stablecoins
• Buy USDT, USDC, or USDm directly in your wallet using credit card, bank transfer, Apple Pay, mobile money, and more.
• Swap between stablecoins instantly with a simple drag and drop.
• Deposit any crypto and convert to USDT or USDC instantly.

Send money globally
• Send USDT to anyone in 66 countries — Nigeria, Ghana, South Africa, Brazil, Germany, Poland, France, Turkey, the United States, and more.
• Transfers arrive in seconds at some of the most competitive rates available.
• Trusted by millions of users worldwide.

Cash out in local currency
• Withdraw to local currency in 66 countries via bank transfer, mobile money, and other local payment methods.
• Zero MiniPay fees on deposits and withdrawals.

USD & EUR virtual accounts
• Get verified US and EU banking details instantly.
• Receive payments from the US and Europe directly into your wallet.
• Withdraw to your local currency at competitive rates.
• Virtual accounts are provided by regulated third-party partners.

Earn on your balance
• Earn rewards of up to 2% weekly on your stablecoin balance.
• No lockups. No minimums.

IMPORTANT DISCLOSURES
MiniPay is a non-custodial wallet built on the Celo blockchain. All transactions are facilitated using USD stablecoins. All exchanges between stablecoins and local currencies are facilitated by third-party providers. Third-party restrictions and Terms and Conditions apply.

Zero Fee top-ups and withdrawals are available in select markets with select third-party providers. Third-party restrictions and Terms and Conditions apply.
Updated on
Jun 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit

Ratings and reviews

4.2
30.4K reviews
Godspower Gbasibo
June 2, 2026
it's a very good app but please I recommend that you make our personal ID cards to also be used as medium to get back our account, you can keep anyone who try to use their ID card for recovering account on a queue, and attend to them maybe 1 week later, because we trust it but you should also try to help us provide multiple recovery options . thank you
3 people found this review helpful
Did you find this helpful?
Opera
June 5, 2026
Thanks for the kind words! We appreciate your suggestion to add personal ID cards for account recovery, including queueing. Could you share your preferred steps and whether you want a queue/time estimate (e.g., 1 week) and what other recovery options you’d like added? Your input is truly valued!
Tochukwu chinemerem
May 28, 2026
I'm giving a 5 star. no ads, no delay, and it completely free with so many much more exciting games and activities to explore. most times I find it difficult to maintain my 7 days streak. I want to top up but I don't know how to do it.
7 people found this review helpful
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Opera
May 28, 2026
Thank you for your feedback! We're glad you're enjoying the app and appreciate the seamless experience and features. We know maintaining a streak can be tough, but it's great you're engaging. You can find tips for topping up right in the app. We appreciate your thoughts!
Ade Lafe
May 27, 2026
The application is good and withdrawal is fast. But my phone got damaged so I got another phone and download the app. But l Iam unable to deposit money or withdraw. If said there was error that prevented it from verifying me. l don't understand. If I can make a deposit l will give 5 stars.
6 people found this review helpful
Did you find this helpful?
Opera
May 28, 2026
We’re glad you like the app and fast withdrawals! For deposit and verification issues, it may help to wait 24 hours and ensure your phone number is valid. If problems persist, please reach out for assistance through the app. Thank you for your feedback!

What’s new

- UI/UX improvements
- Bug fixes