4.2
1.65K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Brand Name Change

We’re excited to share an important update with you.
Optimus by Afrinvest is now PlutusNeo by Afrinvest.
This change reflects our evolving brand and our continued commitment to delivering a more modern, intuitive, and powerful investment experience.

Introducing Optimus 2.0 – Your Upgraded Financial Companion is Here
We’re excited to announce the launch of Optimus 2.0, the latest and most powerful version of the Optimus by Afrinvest app. This major update brings a refreshed look, enhanced performance, and innovative new features designed to give you more control, convenience, and confidence in your financial journey.

What’s New in Optimus 2.0
Optilock Top-Up
Now you can top up your locked savings anytime while keeping your lock period intact—build your savings effortlessly.

OptiTarget Savings Plans
Save towards personal goals or collaborate with friends and family using our new Personal, Public Group, and Private Group savings options. Set goals, automate contributions, and track your progress.

Wallet-to-Wallet Transfers
Easily send and receive funds within the Optimus community using a simple username or email. It’s fast, secure, and seamless.

Learning & Video Services
Gain financial knowledge with in-app access to engaging video courses and educational content.

Direct Debit Integration
Automate your savings and contributions directly from your bank account—no more missed payments.

Enhanced Security & Fraud Detection
Enjoy greater peace of mind with advanced fraud detection powered by machine learning and improved back-office stability through Nova.

Light & Dark Mode Toggle
Customise your viewing experience with support for both light and dark themes.

Performance Improvements
Experience faster loading, smoother navigation, and a more intuitive user interface.

Why This Matters
Optimus 2.0 was built based on your feedback and our commitment to providing a smarter, safer, and more flexible financial platform. From goal-based savings to educational resources and real-time transactions, Optimus 2.0 empowers you to Save, Invest, Learn, and Grow—all in one place.

Update your app today to experience the new Optimus 2.0. Welcome to the future of digital finance.

Thank you for choosing Plutus Neo by Afrinvest.
Updated on
Mar 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.3
1.64K reviews
Prince Abih
May 1, 2026
for over 2 months now, the application can't launch whenever I tried to open it. I'll only see the splash screen and it will remain that way. I've not been able to access my profile and I've updated the application several times, even today. That's crazy!
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Azuoma Sophie
April 13, 2026
It is easy to navigate, and it has a rapid customer service response It has multiple ways to login incases where you forget the 4-digit pin this alone helped me well until I remembered mine hence the 5-star!!! 🫂
3 people found this review helpful
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jerry adejo
March 30, 2026
The app is interactive overall, but I wish to see more features. I love the fact that you don't charge for transfer fees though. Edit: I'm editing my rating from 4-star to 2-star because this app has a way of leaving you stranded if you need your money urgently. They'll just wake up one day and disable one crucial feature like withdrawal button, simply because they're "working on it", without prior notice to customers. They've done this to me more than once so I have to edit my review.
16 people found this review helpful
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What’s new

We’ve improved how you receive updates
- Added reliable push notifications for transactions, savings, investments, referrals, and important updates.
- Notifications now open directly to the relevant screen in the app.
- Improved notification badges and in-app Notification Centre sync.
- Enhanced background notification handling for a smoother experience.