Pago Después
4.8star
9.43K reviews
Everyone
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100K+
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About this app
Pay Later – Your New Financial Life
Your new financial life starts here.
Pay Later is a flexible app for managing your finances, designed to support you every day and give you more options, even if you're in debt.
From the app you can:
- Buy in installments without a credit card at thousands of stores
- Access cash loans, 100% digitally and in just a few steps
- Top up your mobile phone balance when you need it
- Vote for a contestant on Big Brother
With Pay Later, we give you an initial line of credit that will grow with usage and good payment history. You also have flexible payment options so you can better organize your finances.
All in one place, with clear information, control over your payments, and a simple experience, made for you.
No lengthy procedures, no hassles, and real options to move forward. ___
Purchase orders: minimum and maximum terms of 3 to 15 monthly installments. Loans: terms of 3 to 32 monthly installments. Interest rates for loans and purchase orders range from 0% to 127% annual effective rate (AER), subject to the interest rate caps for loans and purchase orders according to the Central Bank of Uruguay (BCU): Pages - Average Rates
Example: For a loan of $16,000 in 12 installments of $2,130, total financed price (TFP) $25,500. Includes insurance.
___
Floder S.A. is supervised by the Central Bank of Uruguay and affiliated with the Credit Reporting Bureau (Equifax). For more information, please visit www.bcu.gub.uy.
Download Pay Later and start your new financial life today.
Your new financial life starts here.
Pay Later is a flexible app for managing your finances, designed to support you every day and give you more options, even if you're in debt.
From the app you can:
- Buy in installments without a credit card at thousands of stores
- Access cash loans, 100% digitally and in just a few steps
- Top up your mobile phone balance when you need it
- Vote for a contestant on Big Brother
With Pay Later, we give you an initial line of credit that will grow with usage and good payment history. You also have flexible payment options so you can better organize your finances.
All in one place, with clear information, control over your payments, and a simple experience, made for you.
No lengthy procedures, no hassles, and real options to move forward. ___
Purchase orders: minimum and maximum terms of 3 to 15 monthly installments. Loans: terms of 3 to 32 monthly installments. Interest rates for loans and purchase orders range from 0% to 127% annual effective rate (AER), subject to the interest rate caps for loans and purchase orders according to the Central Bank of Uruguay (BCU): Pages - Average Rates
Example: For a loan of $16,000 in 12 installments of $2,130, total financed price (TFP) $25,500. Includes insurance.
___
Floder S.A. is supervised by the Central Bank of Uruguay and affiliated with the Credit Reporting Bureau (Equifax). For more information, please visit www.bcu.gub.uy.
Download Pay Later and start your new financial life today.
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Ratings and reviews
4.8
9.41K reviews
TheRam
- Flag inappropriate
December 29, 2025
La aplicación está mal configurada, anda re lenta y te echa. No me dejo registrarme porque después de completar todo me tuvo varios minutos esperando y después me notifico que tarde mucho en poner los datos. Malisima app
1 person found this review helpful
Paigo Uruguay
December 30, 2025
Lamentamos saber que tu experiencia no fue la esperada. Nos gustaría entender mejor lo sucedido para poder ayudarte y mejorar. Por favor, comunicate con nosotros directamente por nuestro WhatsApp al 092302040 para que podamos resolverlo juntos. Estamos a su disposición para atender cualquier inquietud. 🙌️
Enrique Möller
- Flag inappropriate
May 22, 2025
no funciona
1 person found this review helpful
Paigo Uruguay
May 27, 2025
Lamentamos que tu experiencia no haya sido la esperada. Ya nos hemos comunicado contigo, pero no hemos recibido respuesta. Queremos asegurarnos de que tu situación se resuelva, por lo que te invitamos a ponerte en contacto con nosotros cuando te sea posible.
Quedamos a tu disposición y esperamos poder contar contigo en el futuro. 💜
Matias Gomez
- Flag inappropriate
May 17, 2025
cuando creo la cuenta me dice q no tengo ofertas y se me cierea sesion. tengo tarjetas itau y santander y no me deja, si lo arreglan y lo hacen similar a afterpay les va bien
1 person found this review helpful
Paigo Uruguay
May 19, 2025
¡Hola! Lamentamos cualquier inconveniente. Te invitamos a comunicarte con nosotros a través de nuestro Whatsapp: 092302040 o por correo electrónico a preguntas@pagodespues.com.uy para resolver cualquier duda o aclaración sobre este tema. Estamos aquí para ayudarte. ¡Gracias por tu comprensión!🙌️
What’s new
En esta nueva versión nos renovamos para ofrecerte una mejor experiencia, para que puedas continuar comprando en cuotas y en tus lugares favoritos.
Ahora podés comprar en tiendas físicas escaneando el código QR.
También podrás realizar el seguimiento de tus compras de forma fácil y sencilla.
Ahora podés comprar en tiendas físicas escaneando el código QR.
También podrás realizar el seguimiento de tus compras de forma fácil y sencilla.
Everyone
Learn moreApp support
phone
Phone number
+59892302040
About the developer
FLODER S.A.
developer@paigo.com.uy
Av. Dr. Luis Alberto de Herrera 1248, WTC, Torre 1248
11300 Montevideo
Uruguay
+598 98 586 143