Paykko - Tontines digitales
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About this app
Paykko: Savings that connect you
Paykko modernizes the traditional savings group by making it digital, secure, and accessible to everyone. Whether you want to save on your own to build your project or join a group to amplify your impact, Paykko is your trusted partner.
✨ NEW: INDIVIDUAL SAVINGS — Prepare for your future
Don't have a group yet? No problem. Start saving on your own, at your own pace.
- Flexible savings: Set aside according to your means.
- Stepping stone to a group: Once you've established your savings routine, join trusted savings groups to benefit from the collective strength.
- Complete autonomy: Manage your personal savings discreetly before taking the next step.
🔒 SECURE GROUP SAVINGS GROUPS
Each cycle is clearly defined: amount, participants, payment order. Everything is automated and transparent.
⚡ AUTOMATED PAYMENTS
Contributions are managed via Mobile Money (MTN, Orange Money, Wave, Free Money, etc.). No more manual reminders, no more calculations, no more stress.
📊 CREDIT SCORE — Your diligence is rewarded
Your history (individual or group) builds your credit score. The more consistent you are, the higher your score, giving you access to bank loans through our microfinance partners.
🌍 REMOTE TONTINES
Ideal for the diaspora and dispersed families. Save with your loved ones, whether they're in the next town or on the other side of the world.
🛍️ MARKETPLACE (Coming Soon)
Take advantage of the community's purchasing power to buy your equipment (phones, appliances) at discounted prices from partner wholesalers.
HOW DOES IT WORK?
- Start saving on your own or join a tontine directly.
- Define the rules (amount, frequency, participants).
- Contribute automatically via your mobile phone.
- Receive your pot or securely access your savings.
WHO IS IT FOR?
- Individual savers who want to structure their savings before joining a group.
- Friends, family, and colleagues wishing to undertake a joint project.
- The diaspora to support projects back home with complete transparency.
- Business owners and artisans looking for a reliable alternative to the traditional banking system.
KEY FEATURES
- Individual & Group Savings: Easy transition between the two.
- Multi-operator: Compatible with all mobile money services.
- Cross-border Payments: Tontines between different countries.
- Full Traceability: Complete history and real-time notifications.
- Flexibility: Weekly, bi-weekly, or monthly cycles.
- Transparency and Trust: With Paykko, the tontine becomes a reliable, modern, and above all, accessible tool for solidarity, whether starting alone or moving forward together.
Paykko modernizes the traditional savings group by making it digital, secure, and accessible to everyone. Whether you want to save on your own to build your project or join a group to amplify your impact, Paykko is your trusted partner.
✨ NEW: INDIVIDUAL SAVINGS — Prepare for your future
Don't have a group yet? No problem. Start saving on your own, at your own pace.
- Flexible savings: Set aside according to your means.
- Stepping stone to a group: Once you've established your savings routine, join trusted savings groups to benefit from the collective strength.
- Complete autonomy: Manage your personal savings discreetly before taking the next step.
🔒 SECURE GROUP SAVINGS GROUPS
Each cycle is clearly defined: amount, participants, payment order. Everything is automated and transparent.
⚡ AUTOMATED PAYMENTS
Contributions are managed via Mobile Money (MTN, Orange Money, Wave, Free Money, etc.). No more manual reminders, no more calculations, no more stress.
📊 CREDIT SCORE — Your diligence is rewarded
Your history (individual or group) builds your credit score. The more consistent you are, the higher your score, giving you access to bank loans through our microfinance partners.
🌍 REMOTE TONTINES
Ideal for the diaspora and dispersed families. Save with your loved ones, whether they're in the next town or on the other side of the world.
🛍️ MARKETPLACE (Coming Soon)
Take advantage of the community's purchasing power to buy your equipment (phones, appliances) at discounted prices from partner wholesalers.
HOW DOES IT WORK?
- Start saving on your own or join a tontine directly.
- Define the rules (amount, frequency, participants).
- Contribute automatically via your mobile phone.
- Receive your pot or securely access your savings.
WHO IS IT FOR?
- Individual savers who want to structure their savings before joining a group.
- Friends, family, and colleagues wishing to undertake a joint project.
- The diaspora to support projects back home with complete transparency.
- Business owners and artisans looking for a reliable alternative to the traditional banking system.
KEY FEATURES
- Individual & Group Savings: Easy transition between the two.
- Multi-operator: Compatible with all mobile money services.
- Cross-border Payments: Tontines between different countries.
- Full Traceability: Complete history and real-time notifications.
- Flexibility: Weekly, bi-weekly, or monthly cycles.
- Transparency and Trust: With Paykko, the tontine becomes a reliable, modern, and above all, accessible tool for solidarity, whether starting alone or moving forward together.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted
What’s new
- New Credit Score fixes
- Solo Tontine lock popup
- Updated withdrawal blockage for Solo Tontine
- Solo Tontine lock popup
- Updated withdrawal blockage for Solo Tontine
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About the developer
GARA
contact@gara.store
1 RUE DALAYRAC
31000 TOULOUSE
France
+33 7 77 23 50 20