Paytm for Business

Paytm - One97 Communications Ltd.

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About this app

More than 10 Million businesses trust Paytm for their payments

Accept Payments Everywhere

Paytm for Business app is the fastest & easiest way to collect payments from customers. If you are a merchant, run a small business, a startup, a freelancer, a shop or a delivery service; then accept payments for your business from millions of Paytm customers.

All Payment Methods Accepted

Accept payments using any UPI app, Debit/Credit Card, Net-banking & Paytm Wallet. merchants can accept digital payments from mobile number QR code or card machine

Request Money through Payment Link

Create payment links on Paytm for Business app & collect payments over chat or email with Payment Links. Add the amount to be collected & write a description to generate links. Accept merchant payments online from Paytm wallets with Paytm for Business app.

Accept Payments with All-In-One QR Code

Get your Paytm All-In-One QR Code & start accepting payments in your retail store. Receive payments from-
All UPI Apps
Rupay Cards
Paytm Wallet

Make digital payments easy, print or order a QR code & display it next to the cash counter or at a prominent place in the shop to show the code and collect payments.

Quick Registration on Paytm Business App

Sign up with your Paytm account or create a new one as a merchant with your mobile number on Paytm for Business app. It only takes a few minutes.

Track Payments Real-time

Get notified via SMS & push notification every time you receive payments. Check all merchant payments and transactions, initiate refunds, see bank transfers, get useful insights & watch your business grow all within one app!

Instant Bank Settlements

Select the frequency of the settlements or manually settle the amount yourself & get money in your preferred bank account!


Order QR Merchandise from QR store

You can now buy Soundbox, All in One QR Merchandise and EDC / POS machines on the Paytm for Business app and have them delivered right to your doorstep. Order your favourite QR accessory on the Merchant Store. Look out for daily deals and choose among a wide range of QR merchandise such as All in One QR with a keychain, All in One ID QR, All in One QR with clock and All in One LED QR.

Door to Door Shipping: We have tie-ups with major courier partners & assure on-time delivery across the country.

Business Loans
Avail unsecured loans upto Rs 10,00,000 with tenure of 3 to 36 month. Simple and digital loan journey, apply at your convenience without any paperwork. There are no prepayment charges and you can use multiple repayment modes. Loans can be availed by new to credit customers also at an attractive APR from 15% to 46%. E.g. loan amount of Rs 10,000 @18% rate of interest for 3 months and 2%PF, total interest payable will be Rs 301, and PF of Rs 200 + GST will be applicable.
Our partners are:
- Clix Capital Services Pvt. Ltd
- Fullerton India Credit Company Limited

All loans are subject to T&C (sample): Read Here

Personal Loans
Get Loan amount starting from 10K to 2.5 lac
Repay loan within 3-60 months
Annual percentage rate (APR) (per annum monthly reducing): 10.5-48%
Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India
Lending partners (NBFC):
- Hero Fincorp Ltd
- Aditya Birla Finance Ltd
- Clix Capital Services Pvt. Ltd
Example:
Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186


Our partners are:
- Fullerton India Credit Company Limited
- Aditya Birla Finance Ltd

We are here to help
For any concerns with your business account, feel free to reach us -
Business Helpdesk - 0120-4440440
Website - https://business.paytm.com

Ratings and reviews

I was charged with MDR charges without them informing. It seems no one was informed. There is no customer service. No one replies to chats. Only bots talk on phone. There are no real executivs. My payment is not settled from 3 days. No one replies. They show on their app 24x7 help, totally fake. They have not replied to me from 2 days. I have raised multiple complaints. Use other payments app for business. If you face any issue you will be stuck forever as there is no one to help. Worst service.

This business app causing many problems from last few days. I have received a payment but that amount is not settled in to my bank account. It been around 4 days, and iam still waiting for the payment. But not received. Worst service from the paytm business, no reply and no support to solve the problem, and no one is responding. I think any one get to solve my problem.

A customer claimed to have done 2000/- payment and walked out of my shop. And here I was waiting for confirmation on this app. Even after 1 hour, it showed "something went wrong." Later, I came to know that payment was never done. If this app had worked on time, I would not have to bear such big loss. Worst of all worst apps for busines. Takes a lot of time in opening this app. Customers walk out after paying, & I am yet to verify the paid amount. This is too much disturbing in business. Rubbish