Paytm for Business

Paytm - One97 Communications Ltd.

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About this app

More than 10 Million businesses trust Paytm for their payments

Accept Payments Everywhere

Paytm for Business app is the fastest & easiest way to collect payments from customers. If you are a merchant, run a small business, a startup, a freelancer, a shop or a delivery service; then accept payments for your business from millions of Paytm customers.

All Payment Methods Accepted

Accept payments using any UPI app, Debit/Credit Card, Net-banking & Paytm Wallet. merchants can also accept payments from mobile number, QR code or card machine

Request Money through Payment Link

Create payment links on Paytm for Business app & collect payments over chat or email with Payment Links.

Accept Payments with All-In-One QR Code

Get Paytm All-In-One QR Code & start accepting payments for your store. Receive payments from all UPI Apps, Rupay Cards & Paytm Wallet

Print or order a QR code & display it next to the cash counter or a prominent place in the shop to show the code and collect payments.

Track Payments Real-time

Get notified via SMS & push notification every time you receive payments. Check all merchant payments and transactions, initiate refunds, see bank transfers, get useful insights & watch your business grow all within one app!

Instant Bank Settlements

Select the frequency of the settlements or manually settle the amount yourself & get money in your preferred bank account!

Door to Door Shipping: We have tie-ups with major courier partners & assure on-time delivery across the country.

Business Loans
Avail unsecured loans upto Rs 10,00,000 with tenure of 3 to 36 month. Simple and digital loan journey, apply at your convenience without any paperwork. There are no prepayment charges and you can use multiple repayment modes. Loans can be availed by new credit customers at an attractive APR from 15% to 46%. E.g. loan amount of Rs 10,000 @18% rate of interest for 3 months and 2%PF, total interest payable will be Rs 301, and PF of Rs 200 + GST will be applicable.

Our partners are (NBFC):
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- SMFG India Credit Company Limited (Formerly known as Fullerton India Credit Company Limited) - https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
- Piramal Capital and Housing Finance Limited - https://www.piramalfinance.com/about-us/lending-partners
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx

All loans are subject to T&C (sample): Read Here

Personal Loans
Important: Paytm for Business is a facilitator between you and the lending partner.
Get Loan amount starting from 10K to 2.5 lac
Repay loan within 3-60 months
Annual percentage rate (APR) (per annum monthly reducing): 10.5-48%
Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India
Lending partners (NBFC):
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- Hero Fincorp Limited - https://www.herofincorp.com/partners

Example:
Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186

Website - https://business.paytm.com

Ratings and reviews

Terrible experience. My soundbox got delivered 2 weeks ago but the app still shows it's it transit. The Soundbox controls are not getting available, but I have seen in videos that usually options get available. I can nither deactivate my soundbox nor my account. There is simply no option available, and help requests are answered only by bot, where there are only some specific answers available only. This company doing fraud even after RBI took down most of their services. Fraud company.

This feels like a trap. Google Play Store should take note that this app does not provide any option to deactivate an account or service. Once a customer opts in—especially for their soundbox or similar products—it becomes nearly impossible to opt out or deactivate the service. This is highly unethical and frustrating for users. There must be a clear and accessible deactivation process. Until then, this app should be flagged for violating basic user rights.

Paytm for Business app is too complex. Simple things like editing counter names are hidden in confusing menus. The interface feels technical and not made for normal business users. In comparison, PhonePe Business is much easier and cleaner. All features are accessible in just a few taps. Paytm also lags at times, which affects daily operations. I request the developers to simplify the design and make it more practical for everyday use. Right now, it’s not suitable for small business.