Paytm: Secure UPI Payments

4.6
19M reviews
500M+
Downloads
Content rating
Everyone
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About this app

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is one stop solution for all your payment needs:

● Send money to your friends and family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband etc.) easily.

Your Paytm app is working and will keep working as usual beyond Feb 29th, 2024

Q: Can I continue to use Paytm to do recharges and pay my bills?
A: Yes, absolutely! You can continue using Paytm App for all your bill payments and recharges, like always. Rest assured, Paytm continues to support a wide range of payment options for your convenience.

Q: Can I continue to avail all other services on Paytm App (e.g. Movie ticket bookings, financial services & more)?
A: All other services on Paytm App are unaffected, you can continue to use them on Paytm as usual, now and beyond Feb 29th, 2024.

Q: Can I continue to use UPI on the Paytm app?
A: Absolutely! You can continue using UPI services on your Paytm App without any interruption. You can make QR code payment across stores, online payments and send money.

Q: Will Paytm QR work as before?
A: Paytm QR is exactly the same as before. Please continue using Paytm QR to accept fast, secure, and safe payments without any worries. All Paytm devices and services are operating as usual.

Know the right facts and details here - https://paytm.com/important-updates

Safe, Reliable and Superfast UPI Payments
● Enter mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using Unified Payment Interface (UPI).
● Set your UPI PIN, which is a 4 or 6 digit number. It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to Rs 200, no PIN required.

Get Instant Pre-approved Personal Loans
● Loan amount starting from 10K to 2.5 lac
● Repay loan within 3-60 months
● Annual percentage rate (APR) (per annum monthly reducing): 10.5-35%
● Loan Processing fee: 0- 6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://personalfinance.adityabirlacapital.com/pages/individual/platform_partners.aspx
● Clix Capital Services Pvt. Ltd: www.clix.capital/our-partners/paytm/

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186

Use Postpaid Loan for all your everyday spends
● Postpaid Loan is a Spend Credit facility offered by Paytm’s NBFC partners in the form of small on-demand loans. It can be used to make online/offline purchases: groceries, fuel, shopping, restaurants, etc. Get instant credit of up to 60,000 and repay by 7th of next month.
● Credit Limit: 1,000 to 60,000
● Bill generation: 1st of every month
● Last date for repayment: 7th of the month
● Convenience fee: 0% to 3% plus GST

Eg:
A user has a credit limit of 10,000 with 1% convenience charge. If the user spends Rs. 5,000 in Jan, then on 1st Feb a bill for Rs.5,059 (spends + 1% convenience fee + GST) will be generated.

Our Lending partners:
● Aditya Birla Finance Ltd
● SMFG India Credit Company Ltd (Formerly Fullerton India Credit Company Ltd.)

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services
Updated on
Feb 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
18.9M reviews
Siddharth Kamath
December 15, 2023
The interface is a complete mess. Navigating through the app to find a particular option is like trying to rummage through a junkyard to find a lost item. Additionally, the customer care is virtually non existent. Most of the customer care is a non interactive IVR that is complete useless. Forget communicating with agents; even the chat bot isn't a two way communication. The chat bot only gives you options to choose from and if your problem isn't listed, well, too bad. Deal with it yourself.
8,504 people found this review helpful
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Paytm - One97 Communications Ltd.
December 15, 2023
Hi, we regret the inconvenience caused to you. Kindly share your query reference number by editing the original review. If you have not yet created the query number, please go to the "24 x 7" help section of the Paytm app. Thanks.
Digvijaykumar
January 9, 2024
The UI is just so annoying and cluttered. It's so much hassle to search for a service like if you want to go to movies section to book a movie ticket you have to scroll really down and then you find it. It's full of advertisements. The users will definitely get confused of where to scroll up, down, right or left and atlast the user is left clueless of where to find the specific service he wants to do. The UI needs a major revamp to make it simple, user-friendly.
3,380 people found this review helpful
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Paytm - One97 Communications Ltd.
January 9, 2024
Hi Digvijaykumar! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care . It will make the follow-up easy and help us to track the query effectively. We hope you’ll reconsider your rating once we’ll get back with a resolution. Thanks!
Shubham
January 2, 2024
It has been 1 year and I can't add money to my wallet as the pop up says owing to the internal criteria and none of the help desk people are able to help me even after multiple contacts with them, even getting in contact with the support people is a nightmare. What a mess this app has become. It was my go to app but now its just sitting in my phone memory, I think its time to delete it.
3,345 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
January 2, 2024
Hi, we regret the inconvenience caused to you. Kindly share your query reference number by editing the original review. If you have not yet created the query number, please go to the "24 x 7" help section of the Paytm app. Thanks.

What's new

We are super excited about this update, and can’t wait for you to try it out
- Get ready for a swanky app glow-up! Cleaner, slicker, and supercharged for your epic journey ahead!