Four | Buy Now, Pay Later

Four Technologies, Inc

About this app

FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.

WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.

HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. TAP “PAY WITH FOUR” at the bottom of your screen when you’re ready to check out.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.

WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
• Works with top online retailers for a seamless checkout

DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.

Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.

By using the Four app, you agree to Four’s User Agreement and Privacy Policy.

https://www.paywithfour.com/legal/user-agreement

https://www.paywithfour.com/legal/privacy-policy

Ratings and reviews

Declined my eBay purchase even though a pending charge went through to my card for the first installment as soon as I tried to complete purchase. I understand needing to confirm available funds, but makes no sense to charge me without allowing me to complete my purchase. The amount requested matches the exact purchase total, so it isn't a discrepancy causing the error.

I am so disappointed with four. So disappointed. ive used them for the last two to 3 years and they were once phenomenal. dont fall for the scam of putting in your bank account once you do that it'll change your spending limit to 0 and they can't approve it right now. even though you know you have a high spending limit. ive called and left voicemails. emailed them chatted all of it and NOTHING. DO NOT RECOMMEND THEY SUCK. I HOPE THEY GET SUED.

No support. Approved for $60 even thought my "spending power" is $200. First purchase. Paid on time, decided to use it a few months later.... was approved for less, $40, minimum spend is $35. Ok... I made the purchase, "OoPs", takes my money anyways, the checkout is still there, claims it didn't charge my card... the Four card. I'm tired of half assed companies like you.

What’s new

Bug fixes and improvements to make your shopping experience better than ever!