Three money apps in one. Split expenses with friends, budget your spending, and watch your net worth grow — without paying for any of it.
Most people juggle a bill-splitting app, a budgeting app, and a spreadsheet for investments. PerPaisa does all three, and every feature is free.
SPLIT EXPENSES WITHOUT THE AWKWARDNESS
Add an expense once and PerPaisa works out who owes whom. Split equally, by exact amounts, by percentage, or by shares — whatever the situation actually calls for.
• Groups for trips, flatmates, and dinners
• Debt simplification, so five people settle in two payments instead of ten
• Multiple people can pay for one expense
• Add your UPI ID so friends can settle in a tap
• Recurring expenses for rent, subscriptions, and bills — daily, weekly, or monthly
• Full activity history, with undo when someone taps the wrong thing
• Export any group's history to CSV
BUDGETS YOU MIGHT ACTUALLY KEEP
Set a spending goal, break it into categories, and see where the money is going before the month gets away from you.
• Goal-based budgets with your own categories
• Share a goal with a partner or flatmate
• Spending analytics and category trends
• Add expenses in plain English — type "450 groceries" and it sorts itself out
TRACK YOUR NET WORTH
Savings, investments, property — put it all in one place and watch the line move.
• Log balances monthly across your own categories
• Net worth history over time
• Track holdings across the apps you already use
WHY PERPAISA
Free. Not free-with-a-paywall, not a trial. Every feature listed above is available to every user, with no limits on groups, friends, or expenses.
Built for India — rupees, UPI, and the way people here actually settle up.
Sign in with Google, Apple, or just your email. No password to remember.
Your data is yours. Delete your account and everything goes with it.
Questions or ideas? Send feedback from inside the app — it reaches a real person.
Expense tracker and bill splitter. Budget, split with friends, track wealth.